Building small business credit is a lot like building personal credit. If you are good with your company's money, always paying off your debts on time and never declaring bankruptcy, you will be able to have a lot of success in the future. A company that has proven itself financially is a company that can take advantage of the different financial options that are out there. If you can show a potential lender that you are trustworthy because you have good credit, you will be able to to get more money from sources that other people just cannot tap into because they have bad credit.The first thing that this can help you with is getting a loan. If you are looking to expand your company, you probably need to take out a loan in order to do it. You can then use this money to have the construction done on your existing building. You can also use it to buy new equipment and material. Banks will not loan to you if you have bad credit, however, since they will assume that you are never going to pay them back. It is not worth it to them to take this chance.The next thing that having good credit can help you with is getting a business credit card. You want to have this so that you can easily buy things for your company. In fact, you might want to have more than one card so that all of your employees can carry them. You can use these for fuel for company cards or to buy things online. The entire world is shifting, at least as far as business is concerned. A global marketplace has been established, and it can be accessed through the internet. In order to make transactions within this marketplace, however, you need to have a credit card.As you can see, having good credit is crucial. You need to build this up as much as possible. You can do this by getting a low-limit credit card - which is much easier to get - and then paying it off every month. You could also take out a small loan and then pay it back on time. These things will show the lenders that you are responsible. This will help them to see that you can be trusted with high-limit credit cards and with much larger financial loans.