How do i know if ETFs are for me?

1 Answer

Answer :

answer:The Vanguard.com gang are user-friendly. Call the number (866–499-8473) and ask someone there. Or take their online test to see what makes sense for you. Or read: Vanguard ETF FAQ

Related questions

Description : Are silver ETFs listed on any stock exchanges?

Last Answer : Not many are, but there are a few. Look in the name of the ETF. If it contains "TSX", such as "COMEX Silver ETF (HUZ-TSX)" that means it's traded on the Toronto Stock Exchange. This works for other stock exchange codes, too.

Description : Will you educate me on IRA and CDs and stuff?

Last Answer : The main description of a traditional IRA is it is an account you put money in that reduces your income now, so you are taxed less now, and then when you take the money out when you are older it is ... are CD's you can add additional money or allow an increase to the rate, but those are not typical.

Description : Can you help me with our bank mortgage?

Last Answer : answer:If you have an adjustable mortgage, YES. But you should not pay closing fee, title search . . . . again. A fixed mortgage, NO Where is the lawyer from your original closing, your lawyer not theirs ? ? ? Contact the state banking regulator

Description : Can you give me some financial advice on paying off our house?

Last Answer : answer:Yes, he's right. Any time you're doing something special' (i.e. non-routine) think of all the ways they could screw it up, and plan for that. Meaning: write a separate check for the ... a mortgage or a straight bank loan or what? Don't get a higher interest rate and squander your money,

Description : Someone paid with me a postal money order today (the real thing, US Postal Service). Do I need to go to a post office to cash it? Can I just go to the bank?

Last Answer : Just deposit it in your bank. No need to go to the P.O.

Description : Can some one educate me on Earned Income Credit?

Last Answer : answer:From IRS.gov: EITC Income Limits, Maximum Credit Amounts and Tax Law Updates 2014 Tax Year Earned Income and adjusted gross income (AGI) must each be less than: $46,997 ($52,427 married ... you for EITC, see Qualifying Child Rules or Publication 596, Rules If You Have a Qualifying Child.

Description : Although I'm no longer employed, I have a 401K account through a former employer. Is there a way for me to continue contributing to that 401K account?

Last Answer : I am not a financial wizard or anything, but I’m pretty sure you can not continue contributing to that account. Have you looked into rolling it over into an IRA and then you can add your contributions to that IRA.

Description : What movie/documentary can I watch to help me understand the current situation of US and/or world economics?

Last Answer : Waiting for Superman.

Description : Did Amazon rip me off?

Last Answer : Ask for the money to be refunded to the credit card you used.

Description : Help me find a TED Talk money and morality, culture....?

Last Answer : What precisely do you mean by ” the tangible thing”?

Description : Help me understand my Visa gift card?

Last Answer : It was activated at teh register when someone purchased it. You can’t steal a card off the rack and have it work.

Description : I'm looking a house plans on line. What exactly are they wanting to sell me for "sets" at 5 for $685, up to CAD for $14500?

Last Answer : answer:Contact them directly and ask. http://www.architecturaldesigns.com/ContactUs.aspx Or: Architectural Designs :: 57 Danbury Road :: Wilton, CT 06897 USA & Canada 1–800-854–7852 or 1–877-229–2447 :: International 262–521-4596 Fax 1–203-761–8600 :: Email: [email protected]

Description : Should I just quit my job because it is making me extremely unhappy?

Last Answer : It sounds like this job compromises your quality of life. Since you have another way to support yourself, quit.

Description : Why do people make me feel guilty about my parents having money?

Last Answer : Jealousy.

Description : Would it make sense for me to pay off a loan with another?

Last Answer : You should pay off the loan with the higher interest rate first.

Description : How to find out if my deceased husband was hiding money from me?

Last Answer : A forensic accountant knows how to do this http://en.wikipedia.org/wiki/Forensic_accounting

Description : How much should I expect an average pawn shop to offer me for these?

Last Answer : $125–450

Description : How can i avoid letting financial difficulties bring me down?

Last Answer : This may or may not help but my parents always told me to remember that “this too shall pass!” Try to focus on the fact that this will not last forever.

Description : What are the chances of me losing this court case?

Last Answer : answer:If he sued your insurance company, doesn’t your insurance company have to pay for it? I got hit by a real shady cab driver a couple years ago who sued—insurance covered everything (and bought me a new car!)

Description : How do I endorse a check made out to me so that someone else can cash it or deposit it to their account?

Last Answer : Third Party check: Second party signs and then puts “Pay to the Order of” name on back of check? Third party then endorses below and submits to bank. http://www.bankingquestions.com/checkingaccounts/q_3rdpartyckhtml.html

Description : (Yes, yes, I've procrastinated.) Can you help me with a TurboTax question re: new car credit?

Last Answer : answer:It would appear that the requested input is any tax that you have already paid on the vehicle, such as sales tax or (perhaps) a registration fee that is based on the value of the ... file an extension request instead of your tax return by April 15, and the first extension is automatic.

Description : How much money does it take a canidate to possibly become president. I mean everything from start to finish, tv ads, staff, cars, planes, protection, hotels on and on and on. Could someone tell me the total cost of all this for just one politician?

Last Answer : Around $500 million USD.

Description : Can someone answer a tax question for me?

Last Answer : You’ve simply got to file this year’s return, and file for the years past as well. You can get on line to the IRS home page for past years forms.

Description : What if I don't file my state taxes and the state would owe me money?

Last Answer : Nope. If they owe you money and you don’t file you are fine. I’m not sure why you wouldn’t since you have already done the hard part (filling out the forms).

Description : Can social services chase me for an alleged benefit over-payment that's from 11 years ago?

Last Answer : This is a question you really need to ask a local attorney, as attorneys from other jurisdictions may not know the correct statute of limitations.

Description : Could you help me with investment advice?

Last Answer : most internet brokerages are going to require around $1,500 - $2,500 to open an account. Even with this amount, your best bet is to begin with mutual funds (especially with limited investing knowledge) ... see a company you would like to invest in, buy some shares and build your portfolio over time.

Description : Can you give me tips on monetizing a blog?

Last Answer : answer:To make money from a blog, you need traffic. Here is an article that will give you starting points. Also, I would look at your blog. Can you post a link? Good luck.

Description : Please explain to me what I am missing about the mortgage mess.

Last Answer : answer:I have to agree that the responsibility needs to be focused on the homeowners. For many years we have been hearing about the housing bubble. I don't see how anyone could think that ... were just salespeople who wanted to add to their bottom line, regardless of the homeowners fiscal situation.

Description : What are some easy ways to reduce my energy bill?

Last Answer : Here are some easy ways to reduce your energy bill: Use Energy Star appliances: Energy Star certified appliances are energy efficient and can help you save money on your energy bill in the long-term. ... the energy efficiency of your home, and you'll be able to lower your energy bill over time.

Description : How can I save money on transportation?

Last Answer : Here are some ways to save money on transportation: Use public transportation: Taking public transportation can be cheaper than driving or taking a taxi, especially if you're traveling frequently. ... Remember to always plan ahead, look for discounts and be mindful of your transportation choices.

Description : How can I save money on groceries?

Last Answer : Here are some ways to save money on groceries: Make a grocery list: Before you go shopping, make a list of the items you need and stick to it. This will help you avoid impulse buys and ... to always compare prices and look for discounts, and you'll be able to stretch your grocery budget further.

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

Description : Have you ever run across a US $20 bill with a row of numbers written in red or pink ink across one end of the back side?

Last Answer : Do you mean money with red numbers minted on, or handwritten on? If you mean stamped or written on the money, then yes I have gotten a lot at work. Lots of them say to visit a website to track ... writing, or other weird stains. I had a money order with over $900 worth of twenties what a nightmare

Description : If you are concerned about conserving energy, would you use a gas or electric fireplace just for ambiance?

Last Answer : Another first world problem. If you are going to conserve energy as your question states, then don’t consume just for effect.

Description : How do professional athletes get paid when they have no spectators?

Last Answer : TV rights. Promoters that pay professional athletes make little to nothing from the ticket sales, tickets cover the costs of the facility. Baseball players are paid by their teams, who played to empty ... basketball and football. But they all were broadcast on TV and the TV rights paid the bills.

Description : List the poorest celebrities?

Last Answer : I would speculate that Josh Duggar is out of money. Also, Jon Gosselin from Jon and Kate Plus 8. I think the last I heard he was a waiter as opposed to the millions they made on their TV show. Fame is fleeting.

Description : Are the Ferengi rules of acquisition, from Star Trek, useful in the real world?

Last Answer : It sounds like Trump’s rules. It has worked for him so far, but there are several law suits against him.

Description : What do you spend your discretionary income on?

Last Answer : Entertainment, a few personal luxuries, and savings.

Description : Do you think any of the airlines are using covid to cancel flights?

Last Answer : Perhaps, but it is a rather stupid way of doing it. Cacellling flights cost money to the airlines - rebookings, refunds, and so on. And it is really bad for public relations - who ... testing positive for Covid and have to quarantine. Cancelling thousands of flights is not good corporate strategy.

Description : What stocks are you buying now?

Last Answer : I do not gamble. So, none.

Description : Would it be fair to have a tax on unrealized capital gains?

Last Answer : No, for the very reason you have listed. If the gains are not realized, you don’t have the cash to pay the taxes. This is an astonishingly stupid proposal.

Description : Have you ever used your emergency/rainy day fund?

Last Answer : Yes. After we adopted our daughter, we saved up to adopt another child (it's flippin' expensive). We even had our first meeting with the adoption agency. Unfortunately, my wife was laid off and then unemployed ... half of our savings because of that. She's back to work now, so gotta save it back.

Description : Have you ever made use of the option to withdraw money from your bank account at the supermarket checkout?

Last Answer : Yes. It costs me 50 cents to make a withdrawal of any amount of money in excess of my bill. I have done it a few times for the convenience, but I hate paying a fee.

Description : How to make 700 USD in a day?

Last Answer : Sell your gaming systems, clothes and jewelry.

Description : Is COVID good for the balance of the Social Security Trust Fund?

Last Answer : It probably helps, but it’s also probably an insignificant dent. Keep in mind some people have chosen to stay unemployed who lost their jobs or chose to leave jobs, and open jobs don’t pay into SS. So, maybe COVID caused a decrease in money flowing into the SS system?

Description : Where do you draw the line between being poor, middle class, rich, etc.?

Last Answer : Poor - too much month left at the end of your paycheck. Food insecurity is part of your life. Middle class - Able to pay rent or house payment, able to pay bills and take an occasional ... for retirement. Rich/wealthy - Annual income is well above level to maintain standard of living at retirement.

Description : What are some ways to make money?

Last Answer : Do you have any Art skills. I see university Fine art students who probably graduated recently or in the last two years are now making How to draw ( watercolor, Acrylic painting and so on) while others ... stages . Anything tht you want ot know how to do is on youtube now and not all are experts.

Description : Do some people become richer because they manage money better?

Last Answer : Several wealthy people I've known have given me tips on keeping money over the years. One man who owned a company and fleet of vehicles, told me he only keeps liability on all his vehicles because ... the lot. Dave Ramsey says NEVER lease a vehicle, it's the dumbest move you can make financially.

Description : What is the most valuable currency note on Earth? How many do you need to reach to the moon?

Last Answer : I found in a quick Wikipedia search that America has a $10,000 note that is still legal tender. Just not printed anymore. Can anyone beat that?

Description : Is it okay to be benefit driven?

Last Answer : I don't fully understand your question. If by benefits you mean money, then my opinion is no, you should not be driven by love of money over all other returns. There are more important ... more joy than closing a big business deal. Greed will most often lead to unhappiness instead of contentment.