If you really love a subject, like art, it’s probably because you are really good at it. (We naturally love to do what we do well). My theory is that if you want to do something bad enough, it will happen. (Maybe that has something to do with the current ‘Do you believe in Fate’ question, I dunno). At any rate, persue every avenue for funding. Many scholarships and loans are based on merit and not need, and there is always a way to do what you want to do badly enough.