answer:Nope. It’s not your doctor’s job to tell you what the insurance company will do. The insurance company is the only one who can, and they can’t tell you until they know what all the bills will be. If you are self-insured, you have a lot of work. You probably need to negotiate ahead of time what you will pay for all the procedures. Of course, doctors are used to “unbundling” procedures. They get paid a lot more for several different items that make up a whole thing then they do if they charge once for the whole thing. You’re pretty much SOL if you aren’t insured. That’s why health care reform is so important.