answer:I think this is helpful. It tracks how invoices request payments, and how quickly the payments, on average, actually come in. It seems that you’re actually getting an average turnaround on your payments. If you’re dealing with businesses, and realize that they have to go through a couple of levels of processing for their books, and that often these may only be done on certain days, etc. It seems like you’re dealing with individuals, so you’re right. But also note that people also pay bills often on a monthly-cyclical basis. You might be able to get them to pay faster – but I don’t know if it’s worth it. Your business should be able to run easily based on this pay schedule in order for you to even start about thinking of leaving your steady income job, I would say.