answer:My wife uses Ebay all the time. She has a Paypal account and has had no problems with selling and collecting money. The biggest problem with sites like Ebay, is security and trust. Many people have been swindled, just like you. These type of sites really have no security for the seller, since transactions are handled from state to state. Prosecution is difficult, since long distances are involved and prosecuting would probably cost more than the amount of money that was mishandled. Swindlers know this theft of your money will never be prosecuted, so they go for it. We have never had a problem with Ebay.