I love paypal, you can transfer money between currencies really easily and you also don’t need your card on you to make a payment, you just need your email address and paypal password. Ive never had a problem with paypal, once there was a problem with my internet crashing half way through but they just put the money back in my account automatically and I had to buy the item again. Be careful of emails that say they are from paypal though, Paypal itself seems pretty safe but there does seem to be alot of scamming emails that claim to be paypal. I think that is the main problem with them,