answer:If anyone watched 60 Minutes last night, please tell me how businesses can ding your credit easily, but we cannot ever get a mistake off our credit? The whole thing is ruining lives, ruining credit, but the business owners are ‘satisfied’ because it’s not ruining THEIR credit, only we consumers. I want to make it illegal for a creditor to have any effect on your credit unless or until they find a way to rectify all the mistakes that are currently on millions.