answer:Generally speaking, Online Banking is a service provided by your banking institution – just another way to manage your money. I bank with Chase. With Online Banking and Mobile Banking, I very rarely if ever actually have to go to the bank. If someone writes me a check, I can take a picture of it with my mobile phone and deposit it through the Android app. If I need to transfer money from checking to Savings, I can do that on the website. I was even able to use Online Banking to inform my bank I was leaving the country this past summer, so anything I purchased in Canada wouldn’t be flagged as fraudulent.