No, SS Benefits are based on your average monthly income over 35 years, and how much you have paid into the SS fund. The monthly benefit is higher if you start collecting later, because the amount you forego by starting at age 67 instead of at 62 (i.e. 60 months of payments) is spread out over your future payments. Benefits are also calculated based on the life expectancy of people who are the same age as you. Go to Social Security Administration where there are lots of benefit calculators.