In case the balance was above one lac in deceased depositor account___ is necessary a) Witness of responsible person b) Thumb impression of the deceased person c) Succession certificate or Probate of will or letter of administration d) All the above

Question

In case the balance was above one lac in deceased depositor account___ is necessary a) Witness of responsible person b) Thumb impression of the deceased person c) Succession certificate or Probate of will or letter of administration d) All the above

In case the balance was above one lac in deceased depositor account___ is necessary
a) Witness of responsible person
b) Thumb impression of the deceased person
c) Succession certificate or Probate of will or letter of administration
d) All the above

asked Nov 9, 2021 by nishant sawant

1 Answer

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If a person dies and is at time of death the holder of a saving certificate and there is no nomination in force _____should be produced within 3 month for payment a) Death and probate of his willb) Letter of administration of his estatec) A succession certificate granted under the Indian succession act 1925,d) Any one of the abovee) None of these

Description : If a person dies and is at time of death the holder of a saving certificate and there is no nomination in force _____should be produced within 3 month for payment a) Death and probate of his will ... certificate granted under the Indian succession act 1925, d) Any one of the above e) None of these

Last Answer : d) Any one of the above

Mark the correct option relating to Protected saving scheme a) Twenty four months have been elapsed from the date of opening the account and during the said period all the month installments have been paid into the account without any default and there has been no withdrawal from the account during the period. b) The age of the depositor or depositors as the case may be, at the time of opening the account was not less than 18 years and not more than 53 years c) The legal heir/nominee of the deceased depositor has not made any claim or has not already been given the benefit in respect of any other account under the scheme d) The claim applied for within one year of the death of the depositor e) All the above

Description : Mark the correct option relating to Protected saving scheme a) Twenty four months have been elapsed from the date of opening the account and during the said period all the month installments have been paid ... The claim applied for within one year of the death of the depositor e) All the above

Last Answer : e) All the above

Mark the correct option a) If the certificate is encashed in case of death of the depositor before expiry on of one year from the date of purchase, only the face value of certificate shall be payable b) If certificate is encashed after expiry of one year SB interest will be applicable c) Both A &B d) None of these

Description : Mark the correct option a) If the certificate is encashed in case of death of the depositor before expiry on of one year from the date of purchase, only the face value of certificate shall be payable b ... after expiry of one year SB interest will be applicable c) Both A &B d) None of these

Last Answer : d) None of these

Mark the correct option a) The final withdrawal in saving account made through SB 7 only b) In joint B saving accounts at the ti c) Saving account of deceased depositor can not be transferred from one post office to another post officed) All the above

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Last Answer : d) All the above

Where the amount of the deposit belonging to the estate of a deceased depositor does not exceed_________ such amount shall be excluded in computing the fee chargeable, a) Twenty five thousand b) Fifty thousand c) Three thousand d) Five thousand

Description : Where the amount of the deposit belonging to the estate of a deceased depositor does not exceed_________ such amount shall be excluded in computing the fee chargeable, a) Twenty five thousand b) Fifty thousand c) Three thousand d) Five thousand

Last Answer : c) Three thousand

Mark the correct option a) No interest shall be allowed on an account for any month in which the balance at credit below twenty rupees ant any time between the close of the tenth day and end of the month b) No interest shall be allowed on an account for any year in which the amount of interest for the year is less than one rupees c) In case death of the depositor interest in the account will be allowed till the end of the month preceding the month in which sanction for withdrawal of balance is issued by competent postal authority d) All the above

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If a payee of the VPMO (sender of the VP article) for Rs 400/- is deceased, then the VPMO should be a) Returned to the addressee of the VP article b) paid to the claimant in the presence of alliterate witness c) Returned to Audit office as unpaid d) Paid to the claimant after obtaining indemnity bond with one surety

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Last Answer : d) Paid to the claimant after obtaining indemnity bond with one surety

The following which shall be the personal responsibility of the Head Postmaster: a) Deciding claims in respect of Savings Certificates of deceased holders which lie within his power of decision and the safe custody of records relating to such claims(b) Signing and submission of savings certificates returns to the Postal Accounts Office in offices where there is no separate Selection Grade Official Incharge of the Savings Certificate branch. c) Sanctioning the transfer of savings certificates from one person to another.d) All the above

Description : The following which shall be the personal responsibility of the Head Postmaster: a) Deciding claims in respect of Savings Certificates of deceased holders which lie within his power of decision and ... ) Sanctioning the transfer of savings certificates from one person to another. d) All the above

Last Answer : d) All the above

Payment on death of depositor a) The deposit shall be paid to nominee b) In case nominee is the minor the deposit shall paid to person appointed to receive c) Where no such person is authorized, to the guardian of the minor for the use of minor. d) Where the deposit is payable to two or more nominees and either or any of them is dead, the deposit shall be paid to the surviving nominees or nominees. e) All the above

Description : Payment on death of depositor a) The deposit shall be paid to nominee b) In case nominee is the minor the deposit shall paid to person appointed to receive c) Where no such person is authorized, to ... them is dead, the deposit shall be paid to the surviving nominees or nominees. e) All the above

Last Answer : e) All the above

A claim to value of a certificate standing in the name of a deceased holde may be made on the basis of a) Nomination b) Legal evidence c) Without production of legal evidence d) All the above

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Last Answer : d) All the above

In the following cases transfer is permissible even before the expiry of one year from the date of issue of the certificate a) To a near relative out of natural love and affection b) In the name of the heir of a deceased holder on the admission of his claim c) Transfer in the name of the survivor in the event of the death of one of the joint holders d) All the above

Description : In the following cases transfer is permissible even before the expiry of one year from the date of issue of the certificate a) To a near relative out of natural love and affection b) In the name of the ... of the survivor in the event of the death of one of the joint holders d) All the above

Last Answer : d) All the above

In case the depositor not made any transaction in PPF account. a) Rs 50/- will be collected for the one financial year b) Rs 100/- will be collected for no transaction was made for two financial year in shape of cash and credited into UCR c) Condone default is called to the defaulted deposit d) All the above

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Last Answer : d) All the above

Mark the correct option continuation of senior citizen account after death of the depositor a) In case of joint account (Senior citizen) or where spouse is the sole nominee, the spouse may continue the account on the same terms and conditions even if the spouse is below the age of 60 year. b) The account cannot be continued should be closed. c) If both spouses opened joint account, the spouse cannot continue account after death of the 1st depositor d) All the above

Description : Mark the correct option continuation of senior citizen account after death of the depositor a) In case of joint account (Senior citizen) or where spouse is the sole nominee, the spouse may continue ... account, the spouse cannot continue account after death of the 1st depositor d) All the above

Last Answer : d) All the above

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Last Answer : d) All the above

Mark the correct option a) The MIS account can be close after expiry of one year. b) The MIS account closed after one year but before three year 2 % deduction will be made on initial deposit c) The MIS account closed after expiry of three year 1% deduction will be made . on the initial deposit d) In case of death of the depositor before maturity account may be closed and deposit refunded along with interest up to the month preceding the month in which refund made. e) All the above

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Last Answer : d) All the above

In case of maturity value of discontinued RD account is retained after the date of maturity the depositor shall be entitled ______ of interest wef 01 Jan 2012 a) 3.5% b) 4% c) 8% d) 9.25%

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Last Answer : b) 4%

In case any discrepancy, passbook will be retained and receipt form____ will be issued to the depositor a) SB-32 b) SB-28 c) SB-27 d) SB-14

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Last Answer : b) SB-28

Article addressed to deceased person a) Delivery such articles to any near relative of the deceased who may have applied for them in case uninsured article. b) Delivery such articles to any near relative of the deceased who may have applied for them in case do not appear to contain any valuable property c) Delivery such articles to any near relative of the deceased who may have applied for them in case no counter –claimant or likelihood of dispute. d) All the above

Description : Article addressed to deceased person a) Delivery such articles to any near relative of the deceased who may have applied for them in case uninsured article. b) Delivery such articles to any near relative ... applied for them in case no counter -claimant or likelihood of dispute. d) All the above

Last Answer : d) All the above

What is the maximum balance may be deposited to Single/ Joint account a) 1 lac/2 lac b) 2lac/3 lac c) No maximum limit d) None of these

Description : What is the maximum balance may be deposited to Single/ Joint account a) 1 lac/2 lac b) 2lac/3 lac c) No maximum limit d) None of these

Last Answer : c) No maximum limit

For proving execution of a registered will a) Be necessary to call at least two attesting witness b) Be necessary to call at least one attesting witness c) Not necessary to call any attesting witness d) Be necessary to call registrar

Description : For proving execution of a registered will a) Be necessary to call at least two attesting witness b) Be necessary to call at least one attesting witness c) Not necessary to call any attesting witness d) Be necessary to call registrar

Last Answer : b) Be necessary to call at least one attesting witness

Mark the correct option a) Provided that it shall not be necessary to call an attesting witness in proof of the execution of any document, not being a will b) If no such attesting witness can be found, or if the document purports to have been executed in the United Kingdom, it must be proved that the attestation of one attesting witness at least is in his handwriting. c) The admission of a party to an attested document of its execution by himself shall be sufficient proof of its execution as against him,though it be a document required by law to be attested d) If the attesting witness denies or does not recollect the execution of the document, its execution may be proved by other evidence e) All the above

Description : Mark the correct option a) Provided that it shall not be necessary to call an attesting witness in proof of the execution of any document, not being a will b) If no such attesting witness can be ... the execution of the document, its execution may be proved by other evidence e) All the above

Last Answer : e) All the above

Witness is not necessary for delivery of a) Regd article addressed to an illiterate addressee b) An insured article received for delivery to a minor c) MO for payment an illiterate payee d) A TMO for payment to a payee without fingers

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Last Answer : b) An insured article received for delivery to a minor

If an addressee of a Regd letter on signing in delivery slip refuses to sign in acknowledgement a) The article should be returned undelivered b) An application to be obtained from the addressee to this effect c) A witness to be obtained to this effect d) A remarks regarding refusal should be written on the acknowledgment and the article should be delivered

Description : If an addressee of a Regd letter on signing in delivery slip refuses to sign in acknowledgement a) The article should be returned undelivered b) An application to be obtained from the ... ) A remarks regarding refusal should be written on the acknowledgment and the article should be delivered

Last Answer : d) A remarks regarding refusal should be written on the acknowledgment and the article should be delivered

Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Description : Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Last Answer : b) In the death of the depositor nominee can be continued the account

How many persons can be nominated by the depositor of a savings account? a) Only one persons b) Two persons only c) Any number of person d) None of these

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Last Answer : c) Any number of person

The addressee can be allowed to use facsimile impression for getting delivery of a) Registered letter b) Money order c) Insured article d) None of these

Description : The addressee can be allowed to use facsimile impression for getting delivery of a) Registered letter b) Money order c) Insured article d) None of these

Last Answer : a) Registered letter

A money order booked at the value of RS 1000/- received for payment without oblong stamp impression – the MO should be a) Paid as usual b) Case should be reported to office of issue detaining the MO c) MO to be retuned to office of issue d) Matter should be reported to Superintendent

Description : A money order booked at the value of RS 1000/- received for payment without oblong stamp impression – the MO should be a) Paid as usual b) Case should be reported to office of issue detaining the MO c) MO to be retuned to office of issue d) Matter should be reported to Superintendent

Last Answer : b) Case should be reported to office of issue detaining the MO

With effect from------------------, all Single/Double handed Sub Post Offices, at the time of closure/premature closure of RD/MIS/SCSS accounts will collect closed passbook from the depositor and attach the same with account closure form and send in a manner as prescribed for dispatch of vouchers and LOT to HO. a) 15.2.2008 b) 11.06.2010 c) 23.06.2010 d) None of these

Description : With effect from------------------, all Single/Double handed Sub Post Offices, at the time of closure/premature closure of RD/MIS/SCSS accounts will collect closed passbook from the depositor and attach the same with ... LOT to HO. a) 15.2.2008 b) 11.06.2010 c) 23.06.2010 d) None of these

Last Answer : a) 15.2.2008

The depositor shall be pay Rs _____ to transfer of PPF account one PO to another PO or SBI bank a) Rs 10/- b) Rs 50/- c) Rs 1/- d) Free

Description : The depositor shall be pay Rs _____ to transfer of PPF account one PO to another PO or SBI bank a) Rs 10/- b) Rs 50/- c) Rs 1/- d) Free

Last Answer : d) Free

If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Description : If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Last Answer : c) 1/

The PPF account a) Cannot be attached any order or decree of court b) Is totally exempted from income tax c) In the event of the death of the depositor , the amount standing to his credit can be repaid to his nominee or legal heir even before expiry or 15 year d) All the above

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Last Answer : d) All the above

A depositor may operate a senior citizen account a) More than one account in individual capacity or jointly with spouse b) Only one account single another one with spouse c) Only one single account and more than one joint account d) None of these

Description : A depositor may operate a senior citizen account a) More than one account in individual capacity or jointly with spouse b) Only one account single another one with spouse c) Only one single account and more than one joint account d) None of these

Last Answer : a) More than one account in individual capacity or jointly with spouse

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Last Answer : d) All the above

When an account opened in contravention of rules a) The account should be closed b) The deposit made in the account refunded to the depositor without interest c) Both A and B d) None of these

Description : When an account opened in contravention of rules a) The account should be closed b) The deposit made in the account refunded to the depositor without interest c) Both A and B d) None of these

Last Answer : c) Both A and B

Which office issue duplicate passbook of a saving accounts is paid by the depositor? a) Head Office b) SO c) The same SO where A/c Stands d) None of these

Description : Which office issue duplicate passbook of a saving accounts is paid by the depositor? a) Head Office b) SO c) The same SO where A/c Stands d) None of these

Last Answer : c) The same SO where A/c Stands

In what manner the fee for issue of duplicate pass book of savings account is paid by the depositor? a) By cash b) By crediting to UCR c) Postage stamp equa

Description : In what manner the fee for issue of duplicate pass book of savings account is paid by the depositor? a) By cash b) By crediting to UCR c) Postage stamp equa

Last Answer : c) Postage stamp equal to the value of the fee to be affixed on the application

‘A person who in law represents the estate of a deceased person, and includes any person who intermeddles with the estate of the deceased and where a party sues or is sued in a representative character the person on whom the estate devolves on the death of the party so suing or sued’ is called (a) Legal Heir (b) Next friend (c) Legal representative (d) None of the above

Description : A person who in law represents the estate of a deceased person, and includes any person who intermeddles with the estate of the deceased and where a party sues or is sued in a representative character the ... (a) Legal Heir (b) Next friend (c) Legal representative (d) None of the above

Last Answer : (c) Legal representative

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Description : The NSC (VIII) can be transferred from one person to another person before expiry of one year a) To near relative out of natural love and affection b) In the name of the heir or a deceased holder on ... to a court of law or any other person under the order of court of law d) All the above

Last Answer : d) All the above

A registered article addressed to a deceased person shall be treated as a) Refused b) Unclaimed c) Addressee absent d) None of these

Description : A registered article addressed to a deceased person shall be treated as a) Refused b) Unclaimed c) Addressee absent d) None of these

Last Answer : b) Unclaimed

In the case of inland money order paid certificate of payment is issued by the postmaster of office of payment in the case of a) Loss of MO after payment b) If the MO acknowledgment is lost in transit and the remitter applies for it c) Both the above d) None of these

Description : In the case of inland money order paid certificate of payment is issued by the postmaster of office of payment in the case of a) Loss of MO after payment b) If the MO acknowledgment is lost in transit and the remitter applies for it c) Both the above d) None of these

Last Answer : b) If the MO acknowledgment is lost in transit and the remitter applies for it

In case of refused/unclaimed VP articles the VPMO form should be a) Returned back to sender b) Destroyed c) Filled in the office d) Upper portion of MO form destroyed and lower portion with sender’s certificate to be filed

Description : In case of refused/unclaimed VP articles the VPMO form should be a) Returned back to sender b) Destroyed c) Filled in the office d) Upper portion of MO form destroyed and lower portion with sender’s certificate to be filed

Last Answer : d) Upper portion of MO form destroyed and lower portion with sender’s certificate to be filed

Mark the correct option a) Not more than one indent for the same office should be submitted in a month b) Superintendents prepare indents for the articles required for themselves and for their inspectors. c) The indent for replacement of an article of stock which is lost or damaged through the fault of a postal official and the cost of which is recovered and credited to Government d) Except in the case of a branch office, be sent by the post office concerned direct to the Stores Depot accompanied by a certificate from the head postmaster giving particulars of the credit of the cost of the article including the number and date of the authority for the recovery of the same e) All the above

Description : Mark the correct option a) Not more than one indent for the same office should be submitted in a month b) Superintendents prepare indents for the articles required for themselves and for their inspectors. c ... the number and date of the authority for the recovery of the same e) All the above

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Which of the following entry will be made in BO a) To invoice remittance noting the details of cash( including stamps) sent to the branch office b) To confirm the accuracy of the daily account last received from the BO by entering the balance in words and figure of last BO daily account c) To Note the particulars of articles, documents, account office receipts, sent to the branch office. d) To give instructions to the BPM whenever necessary e) All the above

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Last Answer : e) All the above

The_______ of an office will ordinarily be a sum equal to the average _________multiplied by the number of days in which funds can be obtained, plus a percentage of the average ___________(if necessary), as a margin – the amount of which will depend upon the extent of the difference between the receipts and payments, and other considerations a) Minimum cash balance , daily payments, daily payments a) Maximum cash balance , daily payments, daily payments a) Minimum cash balance , daily payments, daily receipts a) None of these

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Last Answer : a) Minimum cash balance , daily payments, daily payments

Which of the following statement is correct? (a) If an attesting witness denies or does not recollect the execution of the document, its execution may be proved by primary evidence (b) If an attesting witness denies or does not recollect the execution of the document, its execution may be proved by other evidence (c) Its execution may be proved by secondary evidence (d) All the above

Description : Which of the following statement is correct? (a) If an attesting witness denies or does not recollect the execution of the document, its execution may be proved by primary evidence (b) If an ... by other evidence (c) Its execution may be proved by secondary evidence (d) All the above

Last Answer : (b) If an attesting witness denies or does not recollect the execution of the document, its execution may be proved by other evidence

Evidence given by a dumb witness in the court by writing or signs shall be deemed to be (a) Documentary evidence (b) Oral evidence (c) Neither A nor B (d) None of these

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Last Answer : (b) Oral evidence

The instruments by which the court is convinced of a fact is called a) Document b) Evidence c) Proof d) Witness

Description : The instruments by which the court is convinced of a fact is called a) Document b) Evidence c) Proof d) Witness

Last Answer : b) Evidence

Oral testimony of a witness can be a) Wholly reliable b) Wholy unreliable c) Neither A nor B d) Both the A and B

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Last Answer : a) Wholly reliable

Oral evidence must in all cases whatever be direct that is to say- a) If it refers to a fact which could, be seen it must be the evidence of witness who say he saw it b) If it refers to a fact which could be heard, it must be the evidence of witness who says he heard it c) If it refers to a fact which could be perceived by any other sense or in any other manner it must be evidence of a witness who says he perceived it by that sense d) All the above

Description : Oral evidence must in all cases whatever be direct that is to say- a) If it refers to a fact which could, be seen it must be the evidence of witness who say he saw it b) If it refers to ... other manner it must be evidence of a witness who says he perceived it by that sense d) All the above

Last Answer : d) All the above

nishant sawant · Answer 1 · 2021-11-09T05:01:35+0000

c) Succession certificate or Probate of will or letter of administration

In case the balance was above one lac in deceased depositor account___ is necessary a) Witness of responsible person b) Thumb impression of the deceased person c) Succession certificate or Probate of will or letter of administration d) All the above

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