Mark the correct option a) The account can be transferred submitting an application in form SB 10(b) b) The account may be opened in using the form SB 3 c) SB 7 is necessary to get withdrawal except cheque account d) All the above

Question

Mark the correct option a) The account can be transferred submitting an application in form SB 10(b) b) The account may be opened in using the form SB 3 c) SB 7 is necessary to get withdrawal except cheque account d) All the above

Mark the correct option
a) The account can be transferred submitting an application in form SB 10(b)
b) The account may be opened in using the form SB 3
c) SB 7 is necessary to get withdrawal except cheque account
d) All the above

asked Nov 9, 2021 by nishant sawant

1 Answer

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Description : Mark the correct option a) Minor cannot appoint a messenger for making withdrawal from SB account b) At the time of making a withdrawal by cheque from saving account not necessary to provide pass book ... added in a saving account may not be treated as transaction in that account d) All the above

Last Answer : d) All the above

Mark the correct option a) The final withdrawal in saving account made through SB 7 only b) In joint B saving accounts at the ti c) Saving account of deceased depositor can not be transferred from one post office to another post officed) All the above

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Mark the correct option a) No subsequent deposit allowed less than Rs 5 in saving account b) No withdrawal is allowed less than Rs 5 c) No withdrawal shall be permitted which has the effect reducing the balance to less than fifty in single account and less than 500 in cheque account d) All the above

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Mark the correct option a) No cheque collection charge is to be charged in Worker wage accounts b) Workers wage account cannot be transferred from one post office to another Post office c) No subsequent deposit can be made in workers wage account d) No amount is required for opening worker wage accounts e) All the above

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Mark the correct option. In a PPF account opened on 1.2.2011: a) 1st loan can be taken on 1.4.2012 b) Loan as on 1.4.2012 shall be admissible limited to 25% balance as on 31.3.11 c) The first withdrawal shall be permissible on 01.02.2015 d) Subscriber can take second loan on 1.4.2013 without repaying earlier loan

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Mark the correct option MIS account opened on or after 01 Apr 12 a) The rate of interest shall be 8.5 % per annum payable monthly. b) No withdrawal will be allowed before expiry of maturity period 5 years c) No bonus shall be payable d) All the above

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Mark the correct option a) A literate person can account with cheque facility b) No minimum amount is required for opening of Workers wage account c) Saving account can be opened by cash only d) All the above

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Mark the correct option a) Maximum 12 deposit can be made in a financial year and more than one deposit can be made in one month b) Only one account can be opened in Post office or SBI or any nationalized banks. c) The account can be transferred from one PO to another and PO to State bank or nationalized bank vice versa. d) All the above

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Last Answer : d) All the above

Mark the incorrect option a) No further transaction will be allowed in silent account b) The silent account cannot be revived should be closed c) The silent account can be revived by transaction and submitting an application. d) None of these

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Last Answer : b) The silent account cannot be revived should be closed

Mark the correct option a) TD accounts cannot be closed prematurely before 6 months from the date of opening of account. b) Where a deposit in 1, 2, 3 or 5 year account is withdrawn prematurely after 6 month but before expiry of one year from the date of deposit , Normal SB interest will be payable to the depositor. c) Where a deposit in 2,3 or 5 year account is withdrawn prematurely after the expiry of one year interest on such deposit shall be payable to the depositor such interest hall be calculated at the rate which shall be 1% less than the rate specified for 1 , 2 or 3 years as the case may be. d) All the above

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Last Answer : d) All the above

Mark the correct option relating to SO daily account. a) The SO daily account is prepared by the sub postmaster himself b) The sub postmaster is responsible for it correctness c) The SO daily account may be prepared by SB PA d) SB assistant is also responsible for it correctness

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Last Answer : a) The SO daily account is prepared by the sub postmaster himself

Mark the correct option relating to Protected saving scheme a) Twenty four months have been elapsed from the date of opening the account and during the said period all the month installments have been paid into the account without any default and there has been no withdrawal from the account during the period. b) The age of the depositor or depositors as the case may be, at the time of opening the account was not less than 18 years and not more than 53 years c) The legal heir/nominee of the deceased depositor has not made any claim or has not already been given the benefit in respect of any other account under the scheme d) The claim applied for within one year of the death of the depositor e) All the above

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Last Answer : e) All the above

Mark the correct option a) Any goods transmission through inland post is prohibited found in PO should be detained and an immediate report submitted to Head of the Circle/Region. b) If a leaky parcel is detected in a PO or transferred to it by a section or a mail office should be detained and a report should be made to the SPOs/Istclass PM for order c) If in a PO article being opened are found to contain opium or allied drugs should be made over its all contents to the nearest Excise officer for further proceeding d) Any article passing through the PO suspected that the article contain any thing is prohibited by inland post should be forwarded in a cover and marked ‘doubtful’ addressed to the Postmaster of destination e) All the above

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Mark the correct option continuation of senior citizen account after death of the depositor a) In case of joint account (Senior citizen) or where spouse is the sole nominee, the spouse may continue the account on the same terms and conditions even if the spouse is below the age of 60 year. b) The account cannot be continued should be closed. c) If both spouses opened joint account, the spouse cannot continue account after death of the 1st depositor d) All the above

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Last Answer : d) All the above

Mark the correct option a) Withdrawal will be allowed 50% deposited amount in RD account after one year and after 12 monthly deposit. b) No withdrawal is allowed in discontinued RD accounts c) 10% interest will be charged on loan amount d) If the repayment with interest is made on or before the 10th of the month, no interest shall be payable for that monthe) All the above

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Last Answer : e) All the above

Mark the correct option a) No interest shall be allowed on an account for any month in which the balance at credit below twenty rupees ant any time between the close of the tenth day and end of the month b) No interest shall be allowed on an account for any year in which the amount of interest for the year is less than one rupees c) In case death of the depositor interest in the account will be allowed till the end of the month preceding the month in which sanction for withdrawal of balance is issued by competent postal authority d) All the above

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Last Answer : d) All the above

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Last Answer : d) All the above

Mark the correct option a) When an official is transferred permanently to the jurisdiction of another office, the officer in charge of the office in which his bond is kept will forward the bond to the proper office in a regd cover. b) When an application is received for the refund of the balance at credit of a security deposit amount, in no case should be refund be authorized before the expiry of six months after the vacation of his office by the employee c) All bonds of permanent or temporary officials will be entered in the prescribed register Form Sec. 19. d) All the above

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Last Answer : d) All the above

Mark the correct option a) If the certificate is encashed in case of death of the depositor before expiry on of one year from the date of purchase, only the face value of certificate shall be payable b) If certificate is encashed after expiry of one year SB interest will be applicable c) Both A &B d) None of these

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Last Answer : d) None of these

Mark the correct option a) SB 26 denotes preliminary receipt b) SB 28 denotes receipts for depositors passbook c) SB 58 denotes long book d) All the above

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Mark the correct option a) After maturity , the senior citizen account will be extended further 3 year b) The account continued after maturity, the deposit shall earn interest at the rate applicable to the new account opened. c) In case the account not extended on maturity and closed at any time the saving bank interest applicable d) There is no maximum time limit for PMI e) All the above

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Last Answer : e) All the above

Mark the correct option a) In case RD account opened between 1st and 15th of the month the subsequent deposit shall be made up to 15th of the next month. b) In case RD account opened between 16th and last date of the month the subsequent deposit shall be made up to end of the month of next month c) The above effect apply all account opened before 01 Jan 2012 and after . d) All the above

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Last Answer : d) All the above

Mark correct option related to bulk bag system under foreign post a) Application for bulk bag facility should be made to Head of the circleb) Special bags of printed newspaper to/from addressees/sender in foreign countries except ceylon, Nepal, Bhutan and Pakistan may be send.c) Bulk bag may be sent either as unregistered or registered.d) The sender of such bags will deposit the amount in cash or POSB certificate pledged to Head of the circle. e) All the above are correct

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Last Answer : e) All the above are correct

Payment for purchase of a certificate may be made by a) Cash or cheque b) Pay order or DD c) Matured Certificate/SB Wdl d) All the above

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Last Answer : d) All the above

What is minimum balance should remain in a savings account with cheque book after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Description : What is minimum balance should remain in a savings account with cheque book after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Last Answer : b) Rs 500/

What is minimum balance should remain in a savings account without cheque account after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Description : What is minimum balance should remain in a savings account without cheque account after withdrawal? a) Rs 50/- b) Rs 500/- c) Rs 1000/- d) Rs 100/

Last Answer : a) Rs 50/

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Last Answer : b) Joint account can be opened in PPF

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Last Answer : d) All the above

Mark the correct option relating to cheque collection charges. a) Rs 30/- for a cheque up to Rs 1000/- b) Rs 3/- per thousand beyond Rs 1000/- c) No collection charges will be charged on outstation cheque of Post office saving bank drawn in post office saving bank d) All the above

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Last Answer : d) All the above

Mark the correct statement. a) Second withdrawal in a PPF account is payable in the next financial year of the year in which principal and interest on first withdrawal has been fully refunded and other conditions fulfill b) Second loan is permissible in the financial year in which 1st loan and interest thereon has been recovered provided the 1st loan was not taken in the same year and other conditions fulfill c) Second loan is permissible in the same financial year if first loan taken in the year has been refunded alongwith interest thereon and other conditions fulfill d) None of the above is correct

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Mark the correct statement: a) A withdrawal in a PPF account can be refunded in not more than 36 monthly installments: b) Interest on withdrawal taken from a PPF account is one percent above the rate of interest admissible on PPF subscription c) Second withdrawal can be taken after refund of 1st withdrawal with interest thereon d) The amount of withdrawals in a PPF Account is not repayable

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Mark the correct option a) Where the access to information is to be provided in the printed or in any electronic format, the applicant shall pay such fee as may be prescribed b) No such fee shall be charged from the persons whore are below poverty line c) The information shall be provided the information free of charge where a public authority fails to comply with the time limits specified. d) Before taking the decision consideration of third party representation is necessary e) All the above

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Last Answer : e) All the above

Mark the correct option a) Provided that it shall not be necessary to call an attesting witness in proof of the execution of any document, not being a will b) If no such attesting witness can be found, or if the document purports to have been executed in the United Kingdom, it must be proved that the attestation of one attesting witness at least is in his handwriting. c) The admission of a party to an attested document of its execution by himself shall be sufficient proof of its execution as against him,though it be a document required by law to be attested d) If the attesting witness denies or does not recollect the execution of the document, its execution may be proved by other evidence e) All the above

Description : Mark the correct option a) Provided that it shall not be necessary to call an attesting witness in proof of the execution of any document, not being a will b) If no such attesting witness can be ... the execution of the document, its execution may be proved by other evidence e) All the above

Last Answer : e) All the above

Mark the correct option relating ot press sorting office a) Press concerned should provide necessary suitable accommodation for the post office free of rent and give an undertaking in writing that effect. b) Press sorting office may be open after consideration of the HOC/PMG c) The press should bear the charges of additional staff , if any that may be employed for the purpose. d) All the above

Description : Mark the correct option relating ot press sorting office a) Press concerned should provide necessary suitable accommodation for the post office free of rent and give an undertaking in writing that effect. b) Press ... additional staff , if any that may be employed for the purpose. d) All the above

Last Answer : d) All the above

Mark correct option related to packet of regd news paper a) Breach of conditions the packet will not be forwarded but will be returned to sender. b) Sender will be required to pay double deficiency in the internal postage c) If the sender wish to repost the article after complying with necessary conditions, he may do so by paying fresh postage in full on the article. d) All the above are correct

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Last Answer : d) All the above are correct

Mark correct option relating to payment of certificate is held by or behalf of minor a) To him personally, if he himself applied for the savings certificate, b) For the use of the minor to any person, being a parent of minor or guardian of his property, as may be specified in that behalf in the form of application c) If no such person has been specified, to any guardian of the property of the minor appointed by a competent court, or where no such guardian has been so appointed to either parent of the minor, or where neither parent is alive, to any other guardian of the minor d) All the above

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Last Answer : d) All the above

The application fee may be accepted in shape of____ payable to a) Cash/Account officer of the public authority b) DD/Cheque / Account officer of the public authority c) Indian Postal Order / Account officer of the public authority d) Any one of the above

Description : The application fee may be accepted in shape of____ payable to a) Cash/Account officer of the public authority b) DD/Cheque / Account officer of the public authority c) Indian Postal Order / Account officer of the public authority d) Any one of the above

Last Answer : d) Any one of the above

Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 years who has retired on superannuation or under VRS can also open account within the one month of receipt the retirement benefits and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Description : Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 ... and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Last Answer : d) All the above

Mark the correct option a) The MIS account can be close after expiry of one year. b) The MIS account closed after one year but before three year 2 % deduction will be made on initial deposit c) The MIS account closed after expiry of three year 1% deduction will be made . on the initial deposit d) In case of death of the depositor before maturity account may be closed and deposit refunded along with interest up to the month preceding the month in which refund made. e) All the above

Description : Mark the correct option a) The MIS account can be close after expiry of one year. b) The MIS account closed after one year but before three year 2 % deduction will be made on initial deposit ... along with interest up to the month preceding the month in which refund made. e) All the above

Last Answer : e) All the above

Mark the correct option relating to how are the postal income and postal cost of any office calculated in urban area. a) 43/120 of the value of all postage stamps and stationery sold at the office plus 20% ( This represents in come on account of article received for delivery) b) 37/20 of the value of all postage stamps and stationery sold at the office( This represents in come on account of article received for despatch) c) 5/7 of the postage collected on unpaid and insufficiently paid articles delivered by the office d) 5/42 of the postage due on unpaid and insufficiently paid article posted at office. e) All the above

Description : Mark the correct option relating to how are the postal income and postal cost of any office calculated in urban area. a) 43/120 of the value of all postage stamps and stationery sold at the ... /42 of the postage due on unpaid and insufficiently paid article posted at office. e) All the above

Last Answer : e) All the above

Mark the correct option relating to how are the postal income and postal cost of any office calculated in rural area. a) 2/5 of the value of all postage stamps and stationery sold at the office plus 20% ( This represents in come on account of article received for delivery) b) 7/20 of the value of all postage stamps and stationery sold at the office( Thisrepresents in come on account of article received for despatch)c) 3/4 of the postage collected on unpaid and insufficiently paid articles deliveredby the officed) 1/8 of the postage due on unpaid and insufficiently paid article posted at office.e) All the above

Description : Mark the correct option relating to how are the postal income and postal cost of any office calculated in rural area. a) 2/5 of the value of all postage stamps and stationery sold at the office ... 1/8 of the postage due on unpaid and insufficiently paid article posted at office. e) All the above

Last Answer : e) All the above

A BO bag sent a branch office by its account office must always contain BO slip and it may contain a) Postal order for issue/payment b) Money order for payment c) Cash bag containing cash/stamp, SB document, and saving certificates d) All the above

Description : A BO bag sent a branch office by its account office must always contain BO slip and it may contain a) Postal order for issue/payment b) Money order for payment c) Cash bag containing cash/stamp, SB document, and saving certificates d) All the above

Last Answer : d) All the above

Date of credit in the SB ( Pension ) account may be taken as the date of receipt of commuted value of the pension The above said statement a. True b. False

Description : Date of credit in the SB ( Pension ) account may be taken as the date of receipt of commuted value of the pension The above said statement a. True b. False

Last Answer : a. True

Mark the correct option a) Prior permission is required to join Bharat sevak samaj b) Participation of Govt servants in the Indo-Foreign cultural organizations to be avoided c) Mere intimation sufficient to join samyukta sadachar samiti d) Prior permission necessary to join foreign language classes conducted by Indo- foreign cultural organizations. e) All the above

Description : Mark the correct option a) Prior permission is required to join Bharat sevak samaj b) Participation of Govt servants in the Indo-Foreign cultural organizations to be avoided c) Mere intimation ... to join foreign language classes conducted by Indo- foreign cultural organizations. e) All the above

Last Answer : e) All the above

Mark the incorrect statement: (A) Mail bags intended for dispatch during working hours of the day should be secured by the mail assistant in the mail box (B) The forward bags should be kept locked up in the mail box until it is time to dispatch them (C) Parcel received loose should be made over to Parcel Assistant under receipt (D) BO bags and loose account bags should be transferred to Sub Account Assistant

Description : Mark the incorrect statement: (A) Mail bags intended for dispatch during working hours of the day should be secured by the mail assistant in the mail box (B) The forward bags should be ... Assistant under receipt (D) BO bags and loose account bags should be transferred to Sub Account Assistant

Last Answer : (D) BO bags and loose account bags should be transferred to Sub Account Assistan

nishant sawant · Answer 1 · 2021-11-09T05:03:06+0000

Answer :

d) All the above

answered Nov 9, 2021 by nishant sawant

Mark the correct option a) The account can be transferred submitting an application in form SB 10(b) b) The account may be opened in using the form SB 3 c) SB 7 is necessary to get withdrawal except cheque account d) All the above

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