Employers in prior decades used to offer a fixed pension plan to their workers. This gave the workers a sense of security. They knew that after working for a certain number of years, they could retire and collect their pension. Only a few employers today still offer this traditional type pension plan. Most human resource offices offer workers the ability to use a pension retirement calculator. This tool can be used to input the worker's information. The number of years worked, the salary made, and the age of the worker are all factors that must be put into the Pension Retirement Calculator. This planning tool helps workers also understand if they need to increase their savings toward retirement. Most tools also include a Social Security calculator that will off set the pension amount. When