The best CD rates will be on the long term CDs. The best offering by a bank for a 5 year CD is 3.41% by EverBank in Jacksonville, FL. Generally speaking, you should be able to get at least a 3% or better rate for a 5 year CD. According to the website interest.com, which allows you to compare local rates in your area to the top rates in the U.S., rates can vary significantly depending on the amount you wish to deposit. At current, the top national rates vary anywhere from .94% to 1.69% depending on location and amount deposited.