How do I find a Credit Card that allows for a co-signer?

How do I find a Credit Card that allows for a co-signer?
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1 Answer

Answer :

answer:You don’t list your circumstances and why you need this but I would look for a credit card arrangement that allows more than one card on the same account. For example I get bombarded with literature from American Express offering me a great deal if I obtain another card on the account for my wife or one of my children. The cost is not great and would work in most circumstances. When my son lived in Europe for a few months, we obtained either a Visa or Master Card from the AAA (automobile association) that allowed us to add money to the account if he ran short and in effect worked as a debit card while he was traveling. This will not work if you are trying to establish a credit history in your own name but are having trouble getting started with the first credit card. Tell us a bit more of what your objectives are and maybe I can add something useful for you SRM
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Related questions

my dad co signed on my first car, I financed it for four years and paid it off in two. Someone told me that i recieved no credit for the payoff being that my dad co signed. Is that true? Did my dad get the credit for that and I got the short end?

Description : my dad co signed on my first car, I financed it for four years and paid it off in two. Someone told me that i recieved no credit for the payoff being that my dad co signed. Is that true? Did my dad get the credit for that and I got the short end?

Last Answer : Unfortunatly that is how it works. The reason is because his credit was on the line the whole time not yours. If you defaulted it only would affect him not you. Don’t blame your Dad though he has nothing to do with how credit works. He was helping you out.

Separating credit card accounts in an amicable separation?

Description : Separating credit card accounts in an amicable separation?

Last Answer : Pay off all of them and close them. Now each person can get their own. Not messy.

My credit card transaction failed will it be refunded or not?

Description : My credit card transaction failed will it be refunded or not?

Last Answer : answer:Sounds to me like the transaction never went through. Have you checked your credit card companys website? Log in there and view your credit card activity.

Can I get some financial advice? Credit card vs depleting savings?

Description : Can I get some financial advice? Credit card vs depleting savings?

Last Answer : answer:Not to try to find new ways for you to go deeper into debt, but is it possible to secure a home equity line of credit? Be advised that that (if you can get it) is a lien against the ... meaning paid off in full and balanced each month - you will be then be able to save money again.

Does anyone on Fluther have the Capital One credit card, and if so, is it any good?

Description : Does anyone on Fluther have the Capital One credit card, and if so, is it any good?

Last Answer : I think you will be very interested in this Q.

Now that I have been approved for a fair rating credit card, why am I receiving all these pre approved offers?

Description : Now that I have been approved for a fair rating credit card, why am I receiving all these pre approved offers?

Last Answer : answer:Pre-approved does not actually mean you are pre-approved. Be sure to read the fine print on all the junk mail you are receiving. Credit card companies are like vultures and want you under thier umbrella for all the money they can extract from you. Do not play their game.

Will a two date late credit card payment effect my credit standing?

Description : Will a two date late credit card payment effect my credit standing?

Last Answer : Yes, slow pays will affect your credit rating. Were they two in a short period of time? That’s worse than two over several years.

How long does it take for the credit card to follow the approval letter?

Description : How long does it take for the credit card to follow the approval letter?

Last Answer : It it usually several days to a couple of weeks. They should have told you when to expect it. Maybe you could call and ask.

Any information on the Credit One credit card?

Description : Any information on the Credit One credit card?

Last Answer : No. Between the fees and the interest rates, it’s just bad.

What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Description : What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Last Answer : answer:No. No credit card is going to help your credit report if you have to pay to open the account. Sorry, that's just not the way it works. If you want to increase your good credit, pay ... they are due. If you already have bad debt, make a point of clearing it off your credit report.

If you have bad credit does that effect getting approved for a store credit card?

Description : If you have bad credit does that effect getting approved for a store credit card?

Last Answer : Yes.

Which credit card to pay down first?

Description : Which credit card to pay down first?

Last Answer : Pay down the overlimit card to under the limit, then pay off the one with the highest rate.

Have you ever called your credit card company to lower your interest rate?

Description : Have you ever called your credit card company to lower your interest rate?

Last Answer : Consumerist has tons of articles about credit rates and limits. And I’d agree that you have nothing to lose. Give them a call, but review consumerist first.\ Edit: Well, look at that! A script to use to lower your interest rate. :) Good luck! Keep up updated.

As a merchant, how much of a percentage will the credit card companies keep of each sale?

Description : As a merchant, how much of a percentage will the credit card companies keep of each sale?

Last Answer : It depends on the deal that you work out with the company you choose.

We want to get a credit card from Best Buy or Fry's but we do not have SSN?

Description : We want to get a credit card from Best Buy or Fry's but we do not have SSN?

Last Answer : The world of credit revolves around SSNs. No SSN [equal] SOL

Link if there is any video of opening credit card ?

Description : Link if there is any video of opening credit card ?

Last Answer : https://m.youtube.com/watch?v=p6BkrIFEalM Watch this video.

How do I open a credit card account ? Help ?

Description : How do I open a credit card account ? Help ?

Last Answer : https://m.youtube.com/watch?v=p6BkrIFEalM Watch this video.

My property is upside down, and co-signer owes child support. Will they place a lien against him?

Description : My property is upside down, and co-signer owes child support. Will they place a lien against him?

Last Answer : How is your property upside down? What do you mean?

Co-signer obligations.

Description : Co-signer obligations.

Last Answer : He could take you to small claims to get his money back, and technically, if he has the right documentation, he could report the debt to credit reporting agencies or turn you over to a ... anyone else on the lease could be sent to collections and have the information affect your credit rating.

I am trying to locate a friend who was bonded out by a bondsman in Dalton(a vet) who trusted him without a co signer because he was a DAV. we know he had to go to court but we have not seen or heard from him, in apprx. a month. I need to find the bondsman?

Description : I am trying to locate a friend who was bonded out by a bondsman in Dalton(a vet) who trusted him without a co signer because he was a DAV. we know he had to go to court but we have not seen or heard from him, in apprx. a month. I need to find the bondsman?

Last Answer : You should be able to contact the jail in which he was bonded from and get the name of the person or company that bonded him out

I got a surprise collections notice of a copay I was told I didn't need to pay over two years ago. How do I keep this from hurting my credit?

Description : I got a surprise collections notice of a copay I was told I didn't need to pay over two years ago. How do I keep this from hurting my credit?

Last Answer : Not much you can do except pay it.

Who gives the most accurate credit score?

Description : Who gives the most accurate credit score?

Last Answer : answer:I don't think that there is such a thing as most accurate . Each of the credit companies (Equifax, Trans Union, etc.) has their own proprietary algorithms which take into account slightly ... but you cannot really say one is right and the other wrong, because they're calculated differently.

What's the best way to get my credit report / score?

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

Credit application: personal or household income?

Description : Credit application: personal or household income?

Last Answer : answer:It should be fine. When you are married, you hold property, including debt, jointly. You may want to be careful about that. If you run up debts you can't pay, do you ... doing anything wrong by stating household income since you are married and the law assumes your finances are entangled.

How long until my credit history is considered to be "a long time"?

Description : How long until my credit history is considered to be "a long time"?

Last Answer : From myfico.com Length of Credit History (15% of your score) * Time since accounts opened * Time since accounts opened, by specific type of account * Time since account activity Length of Credit ... credit information. Also, rapid account buildup can look risky if you are a new credit user.

If my car gets repossessed, how long until my credit will be in good standing?

Description : If my car gets repossessed, how long until my credit will be in good standing?

Last Answer : You're better off calling the lender and seeing if there is anything you can do. They don't want to repossess your car any more than you want to have it repossessed, but if you simply stop making payments ... can be repaired, but it's a lot less work to just avoid damaging it in the first place.

How do I lease a new car if I have really bad credit?

Description : How do I lease a new car if I have really bad credit?

Last Answer : Large cash deposit or some take debit cards.

Does anyone use the American Express debit card?

Description : Does anyone use the American Express debit card?

Last Answer : answer:

Does anyone use the Skylight prepaid debit card?

Description : Does anyone use the Skylight prepaid debit card?

Last Answer : answer:Never heard of it, but myskylightcard.com has a location finder, and instructions for how to do so. Note that the instructions inform you that some locations may charge a small fee to ... would use this. What is the advantage over just using a debit card connected to your bank account?

In your experience which is the best pre paid debit card around? I need one I can add money to without a high cost for adding the money.

Description : In your experience which is the best pre paid debit card around? I need one I can add money to without a high cost for adding the money.

Last Answer : It depends on how you add the money. There is no fee for direct deposit, such as from an employer or Social Security, no fee for a transfer from a bank account not all banks will accept transactions Upside.com provides the Upside card for a monthly fee of $1.99

Dutch Bangla ATM Card Lost So how do I withdraw money ?

Last Answer : You can contact their nearest branch. In this case you need to get a new card. You will need your account number for another new card. With the new card you will get a new PIN , the previous PIN will not work on the new card. There will be no problem with the money in your account.

Can I open a bank account without National ID card ?

Description : I don't have a national ID card. Can I open a bank account ?

Last Answer : If you have a voter token

Can the IRS levy a bank account that is not yours but you are an authorized signer?

Description : Can the IRS levy a bank account that is not yours but you are an authorized signer?

Last Answer : As long as they are not an account owner, the IRS shouldn’t be able to touch that money. However, I would run that by a lawyer first.

What were some of the consequences sufferd by 56 signer of declaration?

Description : What were some of the consequences sufferd by 56 signer of declaration?

Last Answer : Need answer

Why are the signer name grouped as they are at the bottom of the document?

Description : Why are the signer name grouped as they are at the bottom of the document?

Last Answer : Feel Free to Answer

Is there some legal statute against this?

Description : Is there some legal statute against this?

Last Answer : That is the power of interest, baby! Praise capitalism.

Can you explain to an artist how to make an NFT?

Description : Can you explain to an artist how to make an NFT?

Last Answer : NFTs aren’t really made as such, but are a way to own art. It’s kind of like a lease.

Are we still going to get Covid-relief stimulus money?

Description : Are we still going to get Covid-relief stimulus money?

Last Answer : The $1400 is still in the bill, though it obviously hasn't been passed yet. The income thresholds have not been finalized, but I imagine that anyone who is asking for financial reasons is likely ... married couples. Of course, nothing is certain until the bill has been finalized, passed, and signed.

What is a good debt to income ratio?

Description : What is a good debt to income ratio?

Last Answer : I would lead with zero debt, at least zero consumer debt.

How does an old bankruptcy affect future loan applications?

Description : How does an old bankruptcy affect future loan applications?

Last Answer : It's not supposed to. They are supposed to be wiped from your report ten years after being settled. So you should be just fine. They won't ask for info about bankruptcy - it's illegal to do so. And ... nothing else, you should get a copy of your report and go over it in detail just to be positive.

Right now, how much would an unexpected bill of say $500 hurt you?

Description : Right now, how much would an unexpected bill of say $500 hurt you?

Last Answer : It would go on a credit card.

When will Suze Orman come back to television?

Description : When will Suze Orman come back to television?

Last Answer : Please, god, let Suze Orman remain off the air!!! She had the most grating voice and was horrible to listen to. Let her remain silent.

Can someone explain how getting an item on Amazon works?

Description : Can someone explain how getting an item on Amazon works?

Last Answer : You can do it two (maybe three) ways. The first is you commit to shipping it out, and give them a time frame you'll ship within, then list it on Amazon. This means you handle sales when they come in ... ve ever seen, so that's what I'd recommend, but check the others out and see what works for you.

What would you happily go in debt for ?

Description : What would you happily go in debt for ?

Last Answer : To clarify… Is this debt we plan on paying back?

Where can I go to find business information?

Description : Where can I go to find business information?

Last Answer : There are any number of stock market screeners that will enable you to find out factual statistical information about a stock's performance, and often times that will include factual and trustworthy ... business in the first place). Nothing takes the place of your own understanding and knowledge.

What's your one, brilliant idea?

Description : What's your one, brilliant idea?

Last Answer : A timer in a washer and dryer that estimates time needed for wash and dry. Also an smart app for washer driers estimated cycle time.

How much would it take for you to consider yourself wealthy?

Description : How much would it take for you to consider yourself wealthy?

Last Answer : My life is quite well supplied with material comforts so I would not work if my wealth gave me an income similar to what my husband and I earn as teacher and librarian.

How do I stop my elderly mother from donating to every charity that asks for money?

Description : How do I stop my elderly mother from donating to every charity that asks for money?

Last Answer : I have ATT for my home phone and they have a feature that blocks solicitations. I was getting 3–5 calls per day asking for money, now I get none. It works pretty well and I haven’t missed any calls from real people. I don’t know if any other vendors have this feature but ATT does.

Do you think Bitcoin is the future?

Description : Do you think Bitcoin is the future?

Last Answer : answer:It needs a lot of work. It isn’t secure. And the value is subject to great volatility that makes it unpredictable as a useful medium of exchange for repayment or future purchases.

Does Bond Valuation use Yield to Maturity or Expected Rate or Return?

Description : Does Bond Valuation use Yield to Maturity or Expected Rate or Return?

Last Answer : answer:I don't have my formulas at hand to calculate it, but if the interest rate has gone down since the bonds were bought, and you sell them now, you will lose money, your rate of return ... $1000) and a stream of coupons at 7%, but the increase in interest rates will reduce the current price.