answer:I hope not, I charge everything. I just flew round trip with my husband, which would have been $700 flights, for $50 because I had miles from my airline credit card. If inflation ever comes back I really want my credit cards then. I am not in favor of a total forgive and forget, but an adjustment to people’s balances would be ok with me because I feel the interest rates were criminal. Although, the pissed off part of me doesn’t want to give the right wingers who cant pay their bills anything because they are voting against caps on interest rates. In the 70’s the fed got rid of usury laws, and so for years people were borrowing money from the Sopranos sans the broken knees. Mostly I blame the consumer, not the government or the companies, but obviously our consumers are pretty stupid and need mommy to give them rules and say no.