answer:I have no credit card debt. None. I pay the bill in full every time. That way I get an interest free loan, paid for by the folks who only pay the minimum balance. If I had a running balance here’s what I’d do. Drop cable, not buy that TV, skip going out until it was paid off, not drink that **** or any other recreational activity, quit smoking… Credit card debt is the worst ripoff around – except for payday loans from Vito and the boys. If you are one of the folks with a 42 ” flat screen on your credit card bill. Thanks.