Cell Phones- Prepaid or Contract?

1 Answer

Answer :

answer:It would help to build your credit by entering into the contract as long as you pay your bill on time. The big drawbacks; you are locked into a contract and if you do not pay you bill on time, you will ruin your credit instead of build it. If you decide to do a contract, make sure you know all the costs involved. There are taxes (federal and state) and fees (like 911 availability) on top of the contract price that you have to pay. Also, depending upon the phone, you have to pay for other services. An example, I got my husband a Droid and we have to pay extra money a month for the web availability whether he uses it or not. (He does as his commute is 3 hours a day.)

Related questions

Description : Difference Between Contract and Prepaid Verizon Cell Phones?

Last Answer : A contract phone is a phone that you pay a monthly rate for, and have to keep paying for. They're usually cheaper, but with a prepaid phone, you can stop your service at any time without breaking the contract.

Description : What are the pros with a cell phone contract plan vs prepaid?

Last Answer : I know I am looking at Virgin Mobile since they are powered by sprint. I currently have Verizon and its costing me over double for the same plan I can get through there, this isn't even adding the ... upgrade to the iphone and this doesn't even add in the extra data plan costs to my exisiting plan.

Description : Are prepaid wireless cell phone plans superior to contract plans?

Last Answer : Prepaid wireless plans can be better depending on what company and services are available and contract plans usually charge you when you want to give the service up.

Description : Do prepaid cell phone plans cost more than a cell phone plan with a contract?

Last Answer : There are several prepaid cell phone plans that are less than plans with contracts.

Description : Are prepaid cell phone plans better than a contract?

Last Answer : They can be. The best thing that a pre-paid phone has over a contract phone is the fact that their is NO CONTRACT! This mean you dont have to stay with that phone company for a certain amount of time.

Description : What is the cheapest type of prepaid cell phones?

Last Answer : TracFone and AT&T both offer prepaid cell phones for around $10. The airtime costs will vary depending on how much, or how little, you intend to use the phone. A 200 ... /Prepaid-Cell-Phones/_/N-7tpbZaq90Zaqce/Ne-2p4j?pref_store=4276&tab_value=All&ic=48_0&ref=&search_sort=4&selected_items=+&depts=E

Description : Where to get a prepaid cell phones?

Last Answer : You can go to cnet.com for comprehensive reviews for mobile phones. Amazon also have some reviews and they offer great offers for prepaid cell phones.

Description : What places can we get cheap prepaid cell phones?

Last Answer : Both Target and Wal-Mart provide cheap prepaid cell phones online at their respective webpages (do a quick search for prepaid phones @Target, Wal-Mart). Other options are: Virgin Mobile USA, Boost Mobile USA, Verizon, Sprint, AT&T.

Description : Which prepaid cell phones offer good coverage and service?

Last Answer : Boost Mobile seems to provide the best coverage out of all of the providers. As far as cell phones go you'll only have a few options for these pending on the provider.

Description : Who sells prepaid cell phones?

Last Answer : Wal-Mart sells a large variety of prepaid cellphones. They are available either in store or on their website.

Description : Can You Text With Prepaid Cell Phones?

Last Answer : Most prepaid cell phones allow you to text, measuring those texts in "units" that represent what they would charge you for a certain number of minutes. This method can get very expensive for individuals ... with unlimited texting and no contract check out metropcs.com which has plans as low as $40.

Description : Which is better, pay as you go plan or prepaid plans for cell phones?

Last Answer : Pay as you go plans may be better for you than prepaid cell phone plans because they have less fees, no cancellation penalty and you can pay for only the amount of minutes you will use ... that compares the two types of plans is http://cellphones.about.com/od/serviceplananalysis/a/payasyougo.htm.

Description : What cheap prepaid cell phones do you know?

Last Answer : There are several other prepaid cell phone plans available, most popularly T Mobile and Virgin Mobile. Many electronics and department stores also sell phones with attached plans.

Description : What's the cons of using prepaid cell phones?

Last Answer : The main downside to using a prepaid phone is that if you use it it a lot, you will end up spending way more money than if you just bought a plan. These are only good for people who just use their cell phones for emergencies.

Description : What are some of the reasons why people buy prepaid cell phones?

Last Answer : People buy prepaid cell phones for different reasons. These reasons include a lack of hassle and committment. It is a benefit for those that use phones occassionally.

Description : Does amazon.com sell prepaid cell phones?

Last Answer : Amazon.com sells a wide variety of products, so it's likely that they would sell prepaid cell phones. Here's a link to one: http://www.amazon.com/LG-290c-Prepaid-Phone-Net10/dp/B003AILM2E

Description : How do I gift prepaid cell phones?

Last Answer : When you get a pre-paid cell phone, you do not have to give any names. You can buy a starter set that includes a phone and allow your niece to set it up. You can find them at CVS and Walgreens.

Description : Are prepaid cell phones a good gift for teenagers?

Last Answer : For teenagers, prepaid cellphones are a good gift if you are looking to limit their usage. In addition, prepaid phones are often good for teenagers if you are looking for a good introductory phone ... a prepaid amount can help to avoid any surprise bills and one is able to budget accordingly.

Description : What stores can I buy prepaid cell phones at?

Last Answer : There are numerous stores you can buy prepaid cell phones at. You can try Walmart, Target, Dollar stores, Family dollar stores, grocery stores. Really, you can get them almost anywhere.

Description : Verizon Prepaid Cell Phones versus a Contracted cell phone?

Last Answer : They do offer prepaid and there is no contract to sign. There are many to choose from also. http://www.mobile-phones-uk.org.uk/sony-ericsson-k300i.htm

Description : Prepaid vs. Postpaid Cell Phones?

Last Answer : Yes, if you talk 500 minutes or less, a prepaid/postpaid cell phone is very cost effective. You can top your cell phone either by purchasing a top up card, going online to your subscriber, or on your phone by credit card.

Description : If u want to buy a phone from verizon wireless and use a prepaid phone plan would there be a 2 year contract?

Last Answer : If you have a pre-paid phone plan then no, because you are already in a plan. If you wanted to cancel it and get the new verizon phone, you’d have to get a new 2-year contract.

Description : A preferred provider organization is described as a a) Business arrangement between hospitals and physicians. PPO's usually contract to provide health care to subscribers, usually businesses, for a ... savings account program is an incentive program to consumers, not a health care delivery system.

Last Answer : a) Business arrangement between hospitals and physicians. PPO’s usually contract to provide health care to subscribers, usually businesses, for a negotiated fee that often is discounted.

Description : Where can I get cheap cell phones with no contract?

Last Answer : You can buy things that are called Track phones from stores like Family Dollar and Wal-Mart that are really cheap. These phones don't come with a contract either.

Description : How to find cheap cell phones with no contract?

Last Answer : Cell phone plans from major cell phone service providers. Get free cell phones with wireless phone service plans from AT&T Wireless, Verizon Wireless and Nokia.

Description : What plans are available for no contract cell phones?

Last Answer : AT&T has a great no-commitment plan. The phones are a little more expensive, but you won't be stuck in a contract. You could also go buy a Go Phone from AT&T or Verizon which is a cell phone that ... You can buy minute cards which puts minutes on your phone, otherwise, you won't be able to use it.

Description : Which companies offer no contract cell phones?

Last Answer : There are quite a few cell phone companies that offer no contract. Metro PCS, Virgin Mobile, and T Mobile, but T Mobile seems to be the most common: http://www.t-mobile.com/shop/plans/Prepaid-Plans-Overview.aspx

Description : What nokia prepaid phones came out in 2011?

Last Answer : The Nokia prepaid phone that came out in 2011 is LG 200C and LG 900G. There are more than came out in 2011 but you can also look on the website http://www.prepaidreviews.com/straighttalk.html

Description : How much does Go Phone charge per minute on their prepaid phones?

Last Answer : The Go Phone is a prepaid phone provided by AT&T. It charges ten cents per minute.

Description : What prepaid phones are available at Wal-Mart and what is included in the package?

Last Answer : Wal-Mart offers several prepaid phone options. ATT, Net10, Samsung, Straight Talk, T-Mobile, Tracfone, Verizon and Virgin Mobile. Most prepaid phones come with small minute packages but typically the packages are sold seperately in several different amounts.

Description : What companies offer the cheapest unlimited minute prepaid phones now?

Last Answer : Boost mobile offers a very good service of prepaid unlimited phones.

Description : What is good and bad about prepaid mobile phones?

Last Answer : A prepaid phone service is a bit more expensive than a contract phone service. They can be cheaper if you need a disposable phone so someone can't track your regular number.

Description : Are prepaid phones worth it?

Last Answer : Purchased credit is used to pay for mobile phone services at the point the service is accessed or consumed. If there is no available credit then access to the requested service is denied by the mobile ... . Users are able to top up their credit at any time using a variety of payment mechanisms.

Description : where would I find prepaid mobile phones?

Last Answer : Prepaid cell phones are available in a wide variety of places. If you have a Wal-Mart or Best Buy nearby, you can purchase one there. Many other mobile service providers sell them at their stores as well - Verizon, AT&T, and Cricket are some places to check out.

Description : Verizon Prepaid Phones For Sale?

Last Answer : Using a prepaid cell phone service is a great way to avoid long-term contracts. If Verizon is your preferred cellular carrier, there are a variety of places to look for prepaid Verizon phones that ... concern about a warranty are the topics to consider to determine the best place to purchase one.

Description : Benefits of prepaid cellular phones?

Last Answer : Pre-paid phones allow you to control the amount of money you want to spend each month on your phone. It is also great for teens because it will not allow for any surprise minutes charges, as the service stops when the minutes run out.

Description : what unlocked phones can be used with an ATT account We need to replace an ATT phone, don't want to pay retail for a new phone and aren't ready to renew the 2 year contract?

Last Answer : An unlocked phone can accept the SIM card from any cell phone provider. If you have an ATT SIM card, you can use it in an unlocked phone. A locked phone is created by the provider to force the use of its service; an unlocked phone can take any SIM card.

Description : Cell phone experts -- Can I activate a prepaid phone on my rate plan?

Last Answer : I’m not good enough to answer you without some more details. I use a prepaid phone but I don’t use Bell.

Description : Best prepaid cell provider for a trip to Australia?

Last Answer : I use Virgin Mobile, and have found them to be very good so far. They use the Optus 3G network, and are cheaper than Optus, so I get the best of both worlds. Enjoy your trip out here!

Description : A good prepaid cell phone?

Last Answer : It depends how you are going to use it. I use mine when I travel and for emergencies only. So, a great one for me is Virgin Mobile, which has an 18 cents a minute plan. They have other plans that might work better if you use it more.

Description : Does Verizon Wireless offer prepaid cell phone plans?

Last Answer : Verizon wireless does offer a variety of prepaid cell phone plans to help fit your lifestyle needs. The following is their website going over the different options they have. http://www.verizonwireless.com/plans/global/prepaid.shtml

Description : Does a prepaid cell card expire?

Last Answer : No, it does not expire, in fact, you can reload these prepaid cards. You purchase the amount of time you want and when its up you just reload new minutes on it.

Description : Where Can I Find A Prepaid Cell Phone From Kmart In Kansas City, Ks ?

Last Answer : The best way to get a prepaid cell phone from Kmart is by visiting the store. They are located at 7836 State Ave, Kansas City, KS. You can contact them at - (913) 299-1434.

Description : Who offers the cheapest prepaid cell plans?

Last Answer : Tracphone offers the cheapest prepaid cell phones as well as the best deals for purchasing minutes. Tracphone is also the leader in prepaid cellular phones.

Description : What are the 10 cheapest prepaid cell phone plans?

Last Answer : Try Tracfone, GoPhone, T Mobile Prepaid, T Mobile Prepaid Annual, Alltel Wireless, Virgin Mobile, Net 10, Boost Mobile, Cricket Wireless, and Verizon Wireless. These all offer cheap prepaid cell phone deals.

Description : I have a cell phone how do I get a prepaid card?

Last Answer : Chemotherapy can have long-term or short-term effects on male fertility. Your partners age is a major factor also. Womens fertility starts to decline at age 35. Both of you should speak with a fertility specialist.

Description : What's the best prepaid phone plan for someone who hardly ever uses a cell phone:?

Last Answer : Att has a $25 plan wihch you only have to refill once every 43 days min, its great, I have had my card for 2.5 months now, and still have mins, and started with $25 virgin mobile has good service and is only 20 bucks every 90 days to keep service on...

Description : I have an unlockedsmart/pda cell phone, now can any of these companies activate for it on their set up plans, either prepaid or postpaid?

Last Answer : It depends on what type of phone it is, GSM, or CDMA. You can tell the difference between the two, fairly easily: GSM phones take a SIM card, while CDMA do not : If it's a GSM phone, AT&T would be a provider, as would T-Mobile. If it's CDMA, Verizon would be your best bet!

Description : what is the best prepaid cell phone out there to choose from with unlimited text and talk esp. no contracts ?

Last Answer : Virgin Mobile The best prepaid cell phone out there (meaning the cheapest) to choose from with unlimited text and talk and no contracts seems to be Cricket. The next best deal seems to be Metro PCS.

Description : What is the cheapest prepaid cell phone package?

Last Answer : It really depends on how much you will be using the phone for calls and texts. If you want a package that has a good amount of minutes and texts, then you should probably check out T-mobile or ... the cheapest package, Kajeet (from sprint) has a cheap $4.99 package with very low amounts of minutes.