Can anyone suggest a socially responsible Roth IRA?

Can anyone suggest a socially responsible Roth IRA?
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How could I find the best Roth IRA rates?

Description : How could I find the best Roth IRA rates?

Last Answer : Roth IRA's can be self directed stock accounts, hold real estate, or many other types of investments. They need to consider what type of investment and what they hope to achieve when they start ... interested in learning more about stocks they can open an account at Scottrade for their ROTH as well.

Do you have a Roth IRA?

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Last Answer : answer:If you make the same amount of money and tax rates never change your whole life the IRA and the Roth IRA will result in the same amount being taxed and the same amount being saved. ... being taxed at the lower brackets and at the higher brackets as they age and their careers/salaries mature.

If I were to take a total distribution from a pension plan and roll it into a Roth IRA, will that distribution be taxable?

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Last Answer : answer:Short answer is yes. You will add it to your income for that year, then add a 10% penalty on top of your effective tax rate for that specific portion of money. If you have a lot of years before retirement, it is worth it.

Suggestions for finding a Roth IRA for S&P500 with lowest possible fees.

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Can you recommend some things I should think about and/or investment opportunities I should consider (e.g. 401k, Roth IRA, etc) and how to decide where to start?

Description : Can you recommend some things I should think about and/or investment opportunities I should consider (e.g. 401k, Roth IRA, etc) and how to decide where to start?

Last Answer : The most important thing is just to start!

Where is the best place to open a Roth IRA?

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Last Answer : Our (my wife and I) roth focus is rather aggressive. We are only 2 years older than you so we think that is appropriate our funds Amcap SMALLCAP World Fund Capital Income Builder AMCAP Fund ... employer offer 401k match? you should contribute to that up to their match before proceeding into the roth

What should I invest my Roth IRA in?

Description : What should I invest my Roth IRA in?

Last Answer : Calvert does several socially responsible mutual funds. You can look them up, and see what they are buying for each fund (both their philosophy, and the companies currently in the fund) and see if that ... !) or are willing to do lots of research on your own, is more like gambling than investing.

Roth IRA Calculator?

Description : Roth IRA Calculator?

Last Answer : Roth IRA CalculatorCreating a Roth IRA can make a big difference in your retirementsavings. There is no tax deduction for contributions made to a RothIRA, however all future earnings are sheltered from taxes. The RothIRA provides truly tax-free growth.

Roth IRA?

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Last Answer : One of the most important financial responsibilities that everyperson has is to properly prepare for retirement. To help peopleplan for retirement, there are various financial products thatprovide various incentives ... is young, or expects to be in a higher tax bracket uponretirement, the invest

Can I open a Roth IRA if I'm 71?

Description : Can I open a Roth IRA if I'm 71?

Last Answer : Yes, you can! As long as you have earned income and don't earn more than the maximum modified adjusted gross income limit, you can contribute to a Roth IRA. Roth IRAs don't carry the same minimum required ... the age of 59 1/2 (which you will be) and the account is open at least five years.

I am 28 years old, single, and want to start a roth IRA. I do not make that much money. I want to know what the least amount of money I have to have to start a roth IRA. ?

Description : I am 28 years old, single, and want to start a roth IRA. I do not make that much money. I want to know what the least amount of money I have to have to start a roth IRA. ?

Last Answer : The minimum amount needed to set up a Roth IRA will depend upon the investment you choose. Many mutual funds have low minimums as little as $250 to open an account. Some funds will even waive ... company, bank or brokerage firm you're considering and ask them what their Roth IRA minimum is.

What is the advantage of a roth ira over a traditional ira?

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Last Answer : The main advantage of a Roth IRA over a traditional IRA is that you're not socked with withdrawal penalties under most circumstances. You can also transfer the earnings to a beneficiary if the account holder ... note is that you DO pay tax on contributions to a Roth IRA, unlike a traditional IRA.

What's the difference between a Roth IRA and a Self-directed IRA?

Description : What's the difference between a Roth IRA and a Self-directed IRA?

Last Answer : In a Roth IRA you invest money that has already been taxed. Your withdrawals from a Roth IRA are tax-free. In a regular IRA you invest untaxed money. Your withdrawals from that account are taxed. Many ... IRA, as well as a number of other retirement accounts, can be used for a Self-directed IRA.

What are good interest rates on Roth IRA accounts?

Description : What are good interest rates on Roth IRA accounts?

Last Answer : A Roth IRA doesn't necessarily give a set interest amount. "Roth IRA" simply designates that it is a retirement account using after-tax dollars. You can choose to invest in stocks, bonds, or money market as your wish, meaning the return can vary depending on your investment strategy.

What's the difference between a tradition IRA and a Roth IRA?

Description : What's the difference between a tradition IRA and a Roth IRA?

Last Answer : An IRA has tax-deductible contributions, a Roth IRA does not. IRAs have age requirements (or else you face a penalty), Roth IRAs do not. IRAs are open to every income level, Roth IRAs require household income to be under $150,000.

How do I rollover my 401(k) to a Roth IRA?

Description : How do I rollover my 401(k) to a Roth IRA?

Last Answer : You must have a roth ira open. When you are separated from your employer, or turn 59.5, you can instruct your employer to directly roll your 401k over to the roth ira.

Where can I find a financial investors that have experience in making the most money from a roth IRA?

Description : Where can I find a financial investors that have experience in making the most money from a roth IRA?

Last Answer : Funds from a Roth IRA are handled exactly like any other IRA: over a diverse group of investments. A Roth IRA is pre-taxed funds, while a conventional IRA is taxed on payout. How the funds are invested is not affected.

How do you figure out the amount to invest in your Roth IRA account?

Description : How do you figure out the amount to invest in your Roth IRA account?

Last Answer : You can figure out the the amount to invest in your Roth IRA account at www.fairmark.com. You can also try www.investortrip.com/which-roth-ira-account-is-best-for-your-retirement/

Does a 401K or Roth IRA provide greater tax efficiency?

Description : Does a 401K or Roth IRA provide greater tax efficiency?

Last Answer : A 401k and a IRA are different. A 401k is a employer sponsored plan while a IRA is not. A Roth grows tax free, while a 401k is taxed when you withdrawl the funds.

What are the advantages of a roth ira versus a traditional one?

Description : What are the advantages of a roth ira versus a traditional one?

Last Answer : With a Roth you have less trouble when taking your monies out. With other types of account of this nature it can be a hassle.

Is there a penalty or tax penalty for withdrawing from a ROTH IRA ?

Description : Is there a penalty or tax penalty for withdrawing from a ROTH IRA ?

Last Answer : If you are over 59 1/2,certain medical expenses,first time home buyer.,college expenses or certain other uses it may be penalty free, but thier maybe a 10% penalty depeding on your circumstances.

How can I invest in a private investment with my Roth IRA?

Description : How can I invest in a private investment with my Roth IRA?

Last Answer : The steps for how to invest and also about loan tips with Roth IRA can be found here http://in.truveo.com/personal-investment-loan-tips-roth-ira-vs-cds/id/3338411236

How much money can I contribute to a Roth IRA?

Description : How much money can I contribute to a Roth IRA?

Last Answer : As of right now you can contribute up to $5500 each year to a Roth IRA. If you are over 50 years of age, you can contribute an additional $1000 for a total annual contribution of $6500.

How to Maximize Roth IRA Returns?

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Last Answer : There are several different ways you can save for retirement and plan for the future. You certainly can save money under your mattress, but few people actually do that. The reason is, of course, ... invest in a wide range of investments rather than focus on investing in only one type of investment.

Can Parents Contribute to a Roth IRA for Children?

Description : Can Parents Contribute to a Roth IRA for Children?

Last Answer : Many parents today are concerned about their children's financial future, and they are taking steps to help their kids plan for the finances. Some of these steps may include opening up a custodial ... supervisor at an institution if the first person you speak with is not knowledgeable in this area.

Are there tax implications with a 401(k) IRA rollover Roth?

Description : Are there tax implications with a 401(k) IRA rollover Roth?

Last Answer : You can roll your 401(k) to a Roth IRA. A Roth IRA is pre-taxed dollars, so when you withdraw the money upon retirement, there will be no taxes on it as the taxes are already paid. You'll ... helpful: http://www.kiplinger.com/columns/kiptips/archives/yes-you-can-roll-over-a-401k-into-a-roth-ira.html

What is the difference between a Roth Ira and just an IRA?

Description : What is the difference between a Roth Ira and just an IRA?

Last Answer : Roth IRAs are similar to regular IRAs except for the fact that they allow you to forgoe a tax deduction. In order to qualify for a Roth IRA you must have documented form of compensation.

How do I sign up for a Roth IRA?

Description : How do I sign up for a Roth IRA?

Last Answer : Decide where you would like to open your Roth IRA. You can open it at a bank or at a brokerage firm. Find ot the options available from each entity before investing your money. Then, request an ... are eligible for a Roth IRA and to make sure that you do not exceed the annual contribution amount.

what is Roth ira contributions exactly?

Description : what is Roth ira contributions exactly?

Last Answer : IRA contributions are used for retirement contributions. They're beneficial because when certain conditions are met, the money that is put into them won't be taxed by the government. They're based on investments, so the money in them should also grow.

What way can you transfer assets from 401k to Roth Ira?

Description : What way can you transfer assets from 401k to Roth Ira?

Last Answer : You can have the money automatically transferred from your checking or savings accounts right into your 401K to your Roth ira. Go to irs.gov for more information.

How old do you have to be to have a self directed Roth ira?

Description : How old do you have to be to have a self directed Roth ira?

Last Answer : You need to be over the age of 59 to obtain a self directed roth ira. If you fall into that age limit and within the guidelines then you can apply for one. Here is some information:http://www.trustetc.com/new/types-of-retirement-plans/roth-ira/

Is there an easy way to switch from 401k rollover to Roth ira?

Description : Is there an easy way to switch from 401k rollover to Roth ira?

Last Answer : You need to get a form from your former employer. Secondly, open a roth IRA account with a bank. Complete the rollover form and your employer will transfer the funds to your roth IRA.

What's the max yearly contribution to a Roth IRA?

Description : What's the max yearly contribution to a Roth IRA?

Last Answer : The max yearly contribution you can make to your Roth IRA (or any IRA) is $5,000 a year if you are under sixty years old, of $6,000 a year if you are over sixty years old.

What is a cheap way to transfer my 401k to Roth ira?

Description : What is a cheap way to transfer my 401k to Roth ira?

Last Answer : First you need to do a 401k rollover to Roth account. You will need to open a Roth IRA account. Do a 401k rollover to a Roth IRA online with any brokerage firm online. If you do find ... get more assistance or help with more information by visiting http://hubpages.com/hub/401k-rollover-to-roth-ira

Will my 401K automatically roll over to Roth IRA?

Description : Will my 401K automatically roll over to Roth IRA?

Last Answer : One needs to roll their 401k to an IRA. One needs to physically authorize the removal of the 401K funds to the new location. If the IRA is at the same institution as the 401k, less paper work may be involved.

How is the 401k different from the Roth ira?

Description : How is the 401k different from the Roth ira?

Last Answer : There is one main difference between a 401k and a Roth IRA. The maximum contribution limit for a 401k is about three times that of an IRA.

What is the benefit of converting a traditional IRA to a ROTH IRA?

Description : What is the benefit of converting a traditional IRA to a ROTH IRA?

Last Answer : Here is a link to a website that will help you learn more about the benefits of converting, and if it is right for you or not. http://www.rothira.com/

Should I get a Roth ira rollover?

Description : Should I get a Roth ira rollover?

Last Answer : If you have a 401K at your current employer you may want to consider a Roth IRA rollover. A roth IRA is for those who don't have retirement accounts through their employers.

When saving for retirement, what is better, a 401k or a ROTH ira?

Description : When saving for retirement, what is better, a 401k or a ROTH ira?

Last Answer : It is better to do a 401K if your company will match any money that you put in. Put in only what they will match and put the rest in a Roth ira for the best outcome.

How do I rollover an IRA to a Roth IRA?

Description : How do I rollover an IRA to a Roth IRA?

Last Answer : I have no idea how to rollover a traditional IRA to a Roth IRA. Your best is to talk to a financial adviser and see that they have to say. They should be able to help you.

What can you tell me about a Roth IRA tax deductible?

Description : What can you tell me about a Roth IRA tax deductible?

Last Answer : The benefit to a ROTH IRA tax deductible is that it is TAX DEDUCTIBLE. But that does not mean that there are no implications, so you still have to be thorough.

Do you get Roth IRA tax deductions?

Description : Do you get Roth IRA tax deductions?

Last Answer : Everything that is in a Roth IRA is non tax deductible. You can get a tax credit of 50% on the first $2000 that you contribute to the IRA if you meet qualifications. The qualifications a listed on this site: http://www.your-roth-ira.com/roth-IRA-tax-credit.html

Can I get a tax deduction for my roth IRA?

Description : Can I get a tax deduction for my roth IRA?

Last Answer : There is no Roth IRA tax deduction, but this does not mean that the Roth IRA does not have tax implications. More information can be found by asking an accountant.

How do I convert a regular IRA into a Roth IRA?

Description : How do I convert a regular IRA into a Roth IRA?

Last Answer : To convert a regular IRA into a Roth IRA you have to pay federal income taxes on any pre-tax contributions, as well as any growth in the investment's value. http://www.money-zine.com/Financial-Planning/Retirement/2010-Roth-IRA-Conversions/

Should I convert my IRA to a Roth IRA?

Description : Should I convert my IRA to a Roth IRA?

Last Answer : Opinions on changing your standard IRA investment to a Roth IRA vary on who you ask. www.smartmoney.com/.../should-i-convert-my-ira-to-a-roth-ira is an excellent website for information.

Will you educate me on IRA and CDs and stuff?

Description : Will you educate me on IRA and CDs and stuff?

Last Answer : The main description of a traditional IRA is it is an account you put money in that reduces your income now, so you are taxed less now, and then when you take the money out when you are older it is ... are CD's you can add additional money or allow an increase to the rate, but those are not typical.

Any advice on setting up your first IRA account?

Description : Any advice on setting up your first IRA account?

Last Answer : answer:I don't know a lot about IRAs, but I Will Teach You To Be Rich is a great resource for learning about finances and investments. Just go there and search for Roth IRA and you'll come up with ... 're a good place to check into. They've also got some good basic FAQ on IRAs on their website.

What are some socially responsible investment firms?

Description : What are some socially responsible investment firms?

Last Answer : Here’s an amazing article about socially responsible investing that really changed my ideas about the whole thing. I wholeheartedly recommend it: http://www.theatlantic.com/doc/prem/200710/socially-responsible-investing

Want to help a recently graduated economics major network for a job that deals with socially responsible investing, green issues, microfinancing and/or community development?

Description : Want to help a recently graduated economics major network for a job that deals with socially responsible investing, green issues, microfinancing and/or community development?

Last Answer : answer:I have the perfect job for her. The recycling division in my county is hiring a program outreach person. The info can be found at www.athenshr.com The big plus is that when she is ready she will be able to apply to UGA for the MBA program. (a top business school) Hope that helps

In what ways is McKesson Healthcare a socially responsible company?

Description : In what ways is McKesson Healthcare a socially responsible company?

Last Answer : McKesson Healthcare is socially responsible because of its social initiatives. These include many things that give back to their community.