answer:Fear is clearly the answer. You just need to do it or you never will. This is what you’ve been working for. Go for it! If you don’t, you’ll regret chickening out later. This is your future we’re talking about. As for how you’ll pay for it – If you can’t get scholarships or grants and are unable to pay out of pocket, you’ll have to take out student loans. That’s what they’re there for. Just, whatever you do, do NOT get a private loan for school.