answer:I pay about $45 per month, no contract, for a pseudosmart phone. Payment is not bundled with any other services, like cable or internet service (I do have internet access on my phone). And this is in Canada, where we pay ridiculous rates for cell phone plans. There’s probably a plan out there for your budget, you just need to be willing to make some sacrifices. I chose my phone plan based on what I was willing to pay, fully aware that I’d rather have more bells and whistles. I don’t think it’s reasonable for cell service providers to charge what they do for the bells and whistles, so I won’t pay that.