answer:A long term benefit is the restructuring of the housing finance market. It still has a long way to go, and a lot of people were hurt from 2007 to 2010; but it has gotten at least much closer to reality. And while hosing prices have once agin skyrocketed, at least people are no longer getting in over their head with falsified mortgages and low cost enticing loans. In th along run, that will make the economy a bit healthier.