Mark the incorrect option Limit of death claim benefit under non medical scheme is if death occurs within a) 1 year 35%of sum assured a/w accrued bonus b) 2 years 60% of sum assured a/w accrued bonus c) 3 years 90% of sum assured a/w accrued bonus d) 4 years 100 % of sum assured a/w accrued bonus Ans:d ( It is desirable to opt for policy medical scheme to get full benefit)

Mark the incorrect option
Limit of death claim benefit under non medical scheme is if death occurs within
a) 1 year 35%of sum assured a/w accrued bonus
b) 2 years 60% of sum assured a/w accrued bonus
c) 3 years 90% of sum assured a/w accrued bonus
d) 4 years 100 % of sum assured a/w accrued bonus Ans:d
( It is desirable to opt for policy medical scheme to get full benefit)
by

1 Answer

Answer :

d) 4 years 100 % of sum assured a/w accrued bonus Ans:d
( It is desirable to opt for policy medical scheme to get full benefit)
by

Related questions

Mark the incorrect option relating to Children Policy a) The minimum limit for insurance under this scheme shall be Rs2000/- b) Agency commission not available in this scheme c) No loan shall be applicable to children policies.

Description : Mark the incorrect option relating to Children Policy a) The minimum limit for insurance under this scheme shall be Rs2000/- b) Agency commission not available in this scheme c) No loan shall be applicable to children policies.

Last Answer : c) No loan shall be applicable to children policies.

Mark the correct option relating to the loan on PLI policy (EA) e) Exceeding 3 years but not exceeding 5 years 60% f) Exceeding 5 years but not exceeding 10 years 80% g) Exceeding 10 years 90% h) All the above

Description : Mark the correct option relating to the loan on PLI policy (EA) e) Exceeding 3 years but not exceeding 5 years 60% f) Exceeding 5 years but not exceeding 10 years 80% g) Exceeding 10 years 90% h) All the above

Last Answer : h) All the above

Mark the correct option relating to the loan on PLI policy (WLA) a) Exceeding 4 years but not exceeding 7 years 60% b) Exceeding 7 years but not exceeding 12 years 80% c) Exceeding 12 years 90% d) All the above

Description : Mark the correct option relating to the loan on PLI policy (WLA) a) Exceeding 4 years but not exceeding 7 years 60% b) Exceeding 7 years but not exceeding 12 years 80% c) Exceeding 12 years 90% d) All the above

Last Answer : d) All the above

An extra departmental agents group insurance scheme started in a) 01 Apr 1994 b) 01 Apr 1996 c) 01 Apr 1992 d) None of these Ans:c (Sum assured to Rs 50000/- and the subscription to Rs 50/-)

Description : An extra departmental agents group insurance scheme started in a) 01 Apr 1994 b) 01 Apr 1996 c) 01 Apr 1992 d) None of these Ans:c (Sum assured to Rs 50000/- and the subscription to Rs 50/-)

Last Answer : c) 01 Apr 1992

Mark the correct option MIS account opened on or after 01 Apr 12 a) The rate of interest shall be 8.5 % per annum payable monthly. b) No withdrawal will be allowed before expiry of maturity period 5 years c) No bonus shall be payable d) All the above

Description : Mark the correct option MIS account opened on or after 01 Apr 12 a) The rate of interest shall be 8.5 % per annum payable monthly. b) No withdrawal will be allowed before expiry of maturity period 5 years c) No bonus shall be payable d) All the above

Last Answer : d) All the above

Mark the incorrect option a) EA & Yugal suraksha policies may be surrendered or made paid up after 3years.b) WL and CWL policies may be surrendered or made paid up after 4 yearsc) AEA policy may be surrendered after 3 yeard) All the above Ans:c( AEA policy cannot be surrendered)25. As per revised Govt policy the insura

Description : Mark the incorrect option a) EA & Yugal suraksha policies may be surrendered or made paid up after 3 years. b) WL and CWL policies may be surrendered or made paid up after 4 years c) AEA policy may ... All the above Ans:c ( AEA policy cannot be surrendered) 25. As per revised Govt policy the insura

Last Answer : c) AEA policy may be surrendered after 3 year

In the event of policy holder committing suicide a) The full maturity benefit will be paid b) No claim will be entertained in suicide cases c) Within two year from the date of policy, the policy will be treated as void and no claim will be entertained d) The premium will be returned a/w SB interest

Description : In the event of policy holder committing suicide a) The full maturity benefit will be paid b) No claim will be entertained in suicide cases c) Within two year from the date of policy, the policy ... treated as void and no claim will be entertained d) The premium will be returned a/w SB interest

Last Answer : c) Within two year from the date of policy, the policy will be treated as void and no claim will be entertained

Mark the incorrect option a) Not more than one policy will be allowed for one child. The policy can be taken by insured for his/her own child only b) Not more than two children in a family shall be covered under this policy. The same child should not be covered under more than one policy c) The insured of main policy shall not be aged 45 years and above at the time of taking of children policy d) The age of the child note more than 18 year at the time of issue of children policy

Description : Mark the incorrect option a) Not more than one policy will be allowed for one child. The policy can be taken by insured for his/her own child only b) Not more than two children in a family shall be ... policy d) The age of the child note more than 18 year at the time of issue of children policy

Last Answer : d) The age of the child note more than 18 year at the time of issue of children pol

What is the latest bonus rate from 31 Mar 2006? a) WLA continuing Rs 90/- per thousand rupees of sum assured b) EA continuing policies Rs 70/- per thousand rupees of sum assured c) AEA continuing Rs 65/- per thousand rupees of sum assured d) All the above

Description : What is the latest bonus rate from 31 Mar 2006? a) WLA continuing Rs 90/- per thousand rupees of sum assured b) EA continuing policies Rs 70/- per thousand rupees of sum assured c) AEA continuing Rs 65/- per thousand rupees of sum assured d) All the above

Last Answer : d) All the above

Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 years who has retired on superannuation or under VRS can also open account within the one month of receipt the retirement benefits and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Description : Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 ... and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Last Answer : d) All the above

Mark the correct option a) There is no maximum limit of deposit in TD accounts of any type b) No subsequent withdrawal allowed in TD accounts before date of maturity c) The investment under 5 years TD qualifies for the benefit of Section 80C f the income tax Act 1961 from 01-04-2007 d) All the above

Description : Mark the correct option a) There is no maximum limit of deposit in TD accounts of any type b) No subsequent withdrawal allowed in TD accounts before date of maturity c) The investment under 5 years TD ... the benefit of Section 80C f the income tax Act 1961 from 01-04-2007 d) All the above

Last Answer : d) All the above

Mark the correct option relating to age limit a) For WLI & EA policies the insurant should not be less than 19 year an not more than 55 year on the date of next birthday b) For CWLA the upper age limit is 50 year c) The max age limit for 15 and 20 year AEA is 45 and 40 respectively d) Under Ugal suraksha policy age at entry of both the spouses should not be less than 21 year and not more than 45 year. e) All the above

Description : Mark the correct option relating to age limit a) For WLI & EA policies the insurant should not be less than 19 year an not more than 55 year on the date of next birthday b) For CWLA the upper age ... of both the spouses should not be less than 21 year and not more than 45 year. e) All the above

Last Answer : e) All the above

Under non medical scheme the age at entry of proponent should not exceed a) 35 years b) 40 years c) 45 years d) No limit

Description : Under non medical scheme the age at entry of proponent should not exceed a) 35 years b) 40 years c) 45 years d) No limit

Last Answer : a) 35 years

Mark the correct option a) The MIS account can be close after expiry of one year. b) The MIS account closed after one year but before three year 2 % deduction will be made on initial deposit c) The MIS account closed after expiry of three year 1% deduction will be made . on the initial deposit d) In case of death of the depositor before maturity account may be closed and deposit refunded along with interest up to the month preceding the month in which refund made. e) All the above

Description : Mark the correct option a) The MIS account can be close after expiry of one year. b) The MIS account closed after one year but before three year 2 % deduction will be made on initial deposit ... along with interest up to the month preceding the month in which refund made. e) All the above

Last Answer : e) All the above

Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Description : Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Last Answer : b) In the death of the depositor nominee can be continued the account

Part of company‟s earning or profit which is paid out to share holders is known as _______ A. Premium B. Dividend C. Bonus D. Sum Assured E. Return

Description : Part of company‟s earning or profit which is paid out to share holders is known as _______ A. Premium B. Dividend C. Bonus D. Sum Assured E. Return

Last Answer : B. Dividend Explanation: A dividend is a payment made by a corporation to its shareholders, usually as a distribution of profits. When a corporation earns a profit or surplus, it can re-invest ... business (called retained earnings), and pay a fraction of the profit as a dividend to shareholders.

Mark the correct option a) In case death of the one depositor of joint account holder , in the MIS account the account will be treated as single from the date of death of the account holder b) The surviving depositor will have withdraw the excess amount over and above the maximum limit of investment by single depositor. c) If this amount is not withdrawn, the excess amount will carry the normal saving bank interest d) All the above

Description : Mark the correct option a) In case death of the one depositor of joint account holder , in the MIS account the account will be treated as single from the date of death of the account holder b ... amount is not withdrawn, the excess amount will carry the normal saving bank interest d) All the above

Last Answer : d) All the above

Mark the correct option a) No one can be claim the max number days casual leave as a matter of rightb) Casual Leave should not be sanctioned more than 5 days at a timec) The persons appointed middle of the year the authority competent to sanctionGrant such leave will have discretion to grant either the full period or 8 daysOr only proportiond) CL not a form of leave and not treaded as absente) All the above;

Description : Mark the correct option a) No one can be claim the max number days casual leave as a matter of right b) Casual Leave should not be sanctioned more than 5 days at a time c) The persons appointed middle ... days Or only proportion d) CL not a form of leave and not treaded as absent e) All the above;

Last Answer : e) All the above;

Mark the correct option a) NSC can be purchased by jointly or single b) No maximum limit for purchasing NSC c) NSC VIII available in min Rs 100 den d) All the above

Description : Mark the correct option a) NSC can be purchased by jointly or single b) No maximum limit for purchasing NSC  c) NSC VIII available in min Rs 100 den d) All the above

Last Answer : d) All the above

Mark the correct option relating to Public servant framing an incorrect document with intent to cause injury a) Shall be punished for a term which may extend to 3 years or with fine or both. b) This is cognizable case and bailable c) Both the a & b are correct d) Neither A nor B

Description : Mark the correct option relating to Public servant framing an incorrect document  with intent to cause injury a) Shall be punished for a term which may extend to 3 years or with fine or both. b) This is cognizable case and bailable  c) Both the a & b are correct d) Neither A nor B

Last Answer : c) Both the a & b are correct

Mark the incorrect option a) The articles of stock such as plant and machinery, furniture and fixture are classed as “Dead stock” b) Consumable and perishable articles come under the term “Stores” c) Both the A and B d) None of these

Description : Mark the incorrect option a) The articles of stock such as plant and machinery, furniture and fixture are classed as “Dead stock” b) Consumable and perishable articles come under the term “Stores” c) Both the A and B d) None of these

Last Answer : d) None of these

Mark the incorrect option: (A) The special registration envelopes provided by the Post Office cannot be used for the transmission of unregistered article (B) Reuse of a stamp that has already been used for payment of postage or postal fee is an offence under the Indian Penal Code (C) Manufacture and use of fictitious postage stamps for any purpose whatsoever is an offence under Indian Penal Code (D) Postage stamps which have been cut and separated from embossed envelopes or postcards can be used in payment of postage

Description : Mark the incorrect option: (A) The special registration envelopes provided by the Post Office cannot be used for the transmission of unregistered article (B) Reuse of a stamp that has already ... have been cut and separated from embossed envelopes or postcards can be used in payment of postage

Last Answer : (D) Postage stamps which have been cut and separated from embossed envelopes or postcards can be used in payment of postage

PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B Ans:d 97. Mark the correct option

Description : PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B And B

Last Answer : d) Both the A and B

Mark the correct option relating to how are the postal income and postal cost of any office calculated in all office rural/urban area. a) 24% of MO commission on MO issued by the office b) 38 % of the MO commission on MO paid by the office c) 2/5 of the amount of commission realized on IPO sold & 2/5 of IPO paid d) All the above

Description : Mark the correct option relating to how are the postal income and postal cost of any office calculated in all office rural/urban area. a) 24% of MO commission on MO issued by the office b) 38 % of the MO ... 2/5 of the amount of commission realized on IPO sold & 2/5 of IPO paid d) All the above

Last Answer : d) All the above

Mark the correct option relating to RD a) If there are more than four monthly defaults, the account shall be treated as discontinued b) Revival of the account shall be permitted only within a period of two months from the month of fifth default. c) Discontinued account can be closed after three years d) All the above

Description : Mark the correct option relating to RD a) If there are more than four monthly defaults, the account shall be treated as discontinued b) Revival of the account shall be permitted only within a period ... of fifth default. c) Discontinued account can be closed after three years d) All the above

Last Answer : d) All the above

Volumetric efficiency of air compressor is of the order of A. 20% to 30 % B. 40% to 50% C. 60% to 70% D. 70% to 90%

Description : Volumetric efficiency of air compressor is of the order of A. 20% to 30 % B. 40% to 50% C. 60% to 70% D. 70% to 90%

Last Answer : ANSWER : D

Due to a rise in temperature, the viscosity and the unit weight of the percolating fluid are reduced to 60% and 90% respectively. If other things remain constant, the coefficient of permeability (A) Increases by 25 % (B) Increases by 50 % (C) Increases by 33.3 % (D) Decreases by 33.3 %

Description : Due to a rise in temperature, the viscosity and the unit weight of the percolating fluid are reduced to 60% and 90% respectively. If other things remain constant, the coefficient of permeability (A) Increases by 25 % (B) Increases by 50 % (C) Increases by 33.3 % (D) Decreases by 33.3 %

Last Answer : (B) Increases by 50 %

Mark the correct option a) After maturity , the senior citizen account will be extended further 3 year b) The account continued after maturity, the deposit shall earn interest at the rate applicable to the new account opened. c) In case the account not extended on maturity and closed at any time the saving bank interest applicable d) There is no maximum time limit for PMI e) All the above

Description : Mark the correct option a) After maturity , the senior citizen account will be extended further 3 year b) The account continued after maturity, the deposit shall earn interest at the rate applicable to the ... bank interest applicable d) There is no maximum time limit for PMI e) All the above

Last Answer : e) All the above

Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at the account end of the second year preceding the year in which the loan is applied for. c) The loan is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Description : Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at ... is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Last Answer : d) All the above

Mark the correct option a) The WLA policy can be converted into EA after one year b) The EA policy can be altered and value can be reduced after one year of issue and before one year of maturity c) CWL policy cant be converted into EA policy at the end of the 5 year. d) All the above

Description : Mark the correct option a) The WLA policy can be converted into EA after one year b) The EA policy can be altered and value can be reduced after one year of issue and before one year of maturity c) CWL policy cant be converted into EA policy at the end of the 5 year. d) All the above

Last Answer : d) All the above

Payment of incentive to Dos(PLI) a) Up to Rs 4 crores of sum assured Nil b) Above Rs 4 crores and up to Rs 6 crores of sum assured Rs 25/- per 10000/- c) Above Rs 6 crores of sum assured Rs 20/- per 10000/- d) All the above

Description : Payment of incentive to Dos(PLI) a) Up to Rs 4 crores of sum assured Nil b) Above Rs 4 crores and up to Rs 6 crores of sum assured Rs 25/- per 10000/- c) Above Rs 6 crores of sum assured Rs 20/- per 10000/- d) All the above

Last Answer : d) All the above

Any person whose claim or objection has been disallowed in whole or in party by and order under sub-section(1) may, within a period a) 3 Months b) Two years c) Six months d) One year

Description : Any person whose claim or objection has been disallowed in whole or in party by  and order under sub-section(1) may, within a period a) 3 Months b) Two years c) Six months d) One year

Last Answer : d) One year

Mark the incorrect option relating to the knowledge and experience of the CIC/IC a) Law, science and technology b) Social service & management c) Journalism , mass media d) Cinema and Politics

Description : Mark the incorrect option relating to the knowledge and experience of the CIC/IC a) Law, science and technology b) Social service & management c) Journalism , mass media d) Cinema and Politics

Last Answer : d) Cinema and Politics 

Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Description : Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Last Answer : b) Joint account can be opened in PPF

Mark the incorrect option a) No further transaction will be allowed in silent account b) The silent account cannot be revived should be closed c) The silent account can be revived by transaction and submitting an application. d) None of these

Description : Mark the incorrect option a) No further transaction will be allowed in silent account b) The silent account cannot be revived should be closed c) The silent account can be revived by transaction and submitting an application. d) None of these

Last Answer : b) The silent account cannot be revived should be closed

Mark the incorrect option a) Single account can be converted into Joint and Vice versa b) Minor after attaining majority has to apply for conversion of the account in his name c) If minor attaining majority the account can be closed by guardian d) None of these

Description : Mark the incorrect option a) Single account can be converted into Joint and Vice versa b) Minor after attaining majority has to apply for conversion of the account in his name c) If minor attaining majority the account can be closed by guardian d) None of these

Last Answer : c) If minor attaining majority the account can be closed by guardian

Mark incorrect option relating to when In correct items noticed in a sub office daily account a) Should be communic b) A similar note should be made in the sub office daily account received from SO till the adjustment is carried out.c) The daily account received from a SO should be returned for rectification of errorsd) None of these

Description : Mark incorrect option relating to when In correct items noticed in a sub office daily account a) Should be communic b) A similar note should be made in the sub office daily account received ... The daily account received from a SO should be returned for rectification of errors d) None of these

Last Answer : c) The daily account received from a SO should be returned for rectification of errors

Mark the incorrect option a) An Inspector must posses a practical knowledge of post office work, and with all departmental forms so as to be qualified to instruct his subordinates in their duties, especially when any new class of business is undertaken by the Department. b) He must also be qualified to take charge of a head office or important sub-office in any sudden emergency c) An inspector must be having knowledge of Technology and management. d) None of these

Description : Mark the incorrect option a) An Inspector must posses a practical knowledge of post office work, and with all departmental forms so as to be qualified to instruct his subordinates in their duties ... emergency c) An inspector must be having knowledge of Technology and management. d) None of these

Last Answer : c) An inspector must be having knowledge of Technology and management.

Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of disability pension and are not disqualified for further service in civil dept may also be considered as ED sub or branch postmaster c) No person holding an elective office shall be considered for the post of an ED agent. d) None of these

Description : Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of ... holding an elective office shall be considered for the post of an ED agent. d) None of these

Last Answer : d) None of these

Mark incorrect option related to international reply coupons a) Not more than 10 International reply coupon or 30 commonwealth reply coupon will be sold to any one individual at any time. b) The coupons can be exchanged in any country which is a member of the UPU c) Reply coupons are intended to enable senders to prepay for a reply. d) Reply coupons are free of cost

Description : Mark incorrect option related to international reply coupons a) Not more than 10 International reply coupon or 30 commonwealth reply coupon will be sold to any one individual at any time. b) The coupons can ... are intended to enable senders to prepay for a reply. d) Reply coupons are free of cost

Last Answer : d) Reply coupons are free of cost

Mark incorrect option related to Postcard a) Should not be folded, cut or altered and should be sent unenclosed b) Breach the conditions may be treated as letter and postage will be taxed accordingly c) Unpaid and insufficiently paid postcards are forwarded taxed with double the deficiency. d) The amount recovered from sender after the delivery.

Description : Mark incorrect option related to Postcard a) Should not be folded, cut or altered and should be sent unenclosed b) Breach the conditions may be treated as letter and postage will be taxed ... forwarded taxed with double the deficiency. d) The amount recovered from sender after the delivery.

Last Answer : d) The amount recovered from sender after the delivery.

Mark incorrect option a) Complaint and enquiries relating to foreign mail the postage stamp equivalent to the fee prescribed is charged b) The sender of foreign article should be written ‘RENVOI PAR AVION’(return by air mail) for get back the acknowledge ment c) Parcel shall not contain more than one written communication but this rule shall not apply to an official parcel.d) All the above are correct

Description : Mark incorrect option a) Complaint and enquiries relating to foreign mail the postage stamp equivalent to the fee prescribed is charged b) The sender of foreign article should be written RENVOI PAR AVION'( ... but this rule shall not apply to an official parcel. d) All the above are correct

Last Answer : d) All the above are correct

Mark incorrect correct option a) Trial card used for the purpose of determining the relative advantage of alternative mail routes or the cause of detention to articles b) Trial cards are red colour c) Trial card should not be included in any station bundle d) All of these

Description : Mark incorrect correct option a) Trial card used for the purpose of determining the relative advantage of alternative mail routes or the cause of detention to articles b) Trial cards are red colour c) Trial card should not be included in any station bundle d) All of these

Last Answer : d) All of these

Mark incorrect option a) RO is a stationary office of the RMS where work paper of the sections attached to it are prepared, checked and placed on record, all forms & bagsb) HRO is stationary office situated at the HQ of RMS Dnc) SRO is situated at the same station as a Mail office.d) None of these.

Description : Mark incorrect option a) RO is a stationary office of the RMS where work paper of the sections attached to it are prepared, checked and placed on record, all forms & bags. b) HRO is stationary office situated ... of RMS Dn c) SRO is situated at the same station as a Mail office. d) None of these

Last Answer : d) None of these

Mark the incorrect option a) A Govt. servant qualified to vote at such election may exercise his right to vote. b) A Govt servant shall canvass or otherwise interfere with or use his influence in connection with or take part in an election in legislature election only c) Govt servant endeavour to prevent any member of his family form taking part in elections. d) None of these

Description : Mark the incorrect option a) A Govt. servant qualified to vote at such election may exercise his right to vote. b) A Govt servant shall canvass or otherwise interfere with or use his influence in ... endeavour to prevent any member of his family form taking part in elections. d) None of these

Last Answer : b) A Govt servant shall canvass or otherwise interfere with or use his influence in connection with or take part in an election in legislature election only

Mark the incorrect option a) To joining educational institution by Govt servants outside normal office hours should be take prior permission before joining educational institutions or courses of studies for universities degree b) Participation in Shramadan organized by govt department or the Bharath sevak samaj can be permitted c) Participation in shramadan or bharat sevak samaj such activity does not interfere with the performance of this official duties d) None of these

Description : Mark the incorrect option a) To joining educational institution by Govt servants outside normal office hours should be take prior permission before joining educational institutions or courses of studies ... activity does not interfere with the performance of this official duties d) None of these

Last Answer : d) None of these