Mark the incorrect option a) EA & Yugal suraksha policies may be surrendered or made paid up after 3years.b) WL and CWL policies may be surrendered or made paid up after 4 yearsc) AEA policy may be surrendered after 3 yeard) All the above Ans:c( AEA policy cannot be surrendered)25. As per revised Govt policy the insura

Mark the incorrect option
a) EA & Yugal suraksha policies may be surrendered or made paid up after 3
years.
b) WL and CWL policies may be surrendered or made paid up after 4 years
c) AEA policy may be surrendered after 3 year
d) All the above Ans:c
( AEA policy cannot be surrendered)
25. As per revised Govt policy the insura
by

1 Answer

Answer :

c) AEA policy may be surrendered after 3 year
by

Related questions

Mark the correct option relating to age limit a) For WLI & EA policies the insurant should not be less than 19 year an not more than 55 year on the date of next birthday b) For CWLA the upper age limit is 50 year c) The max age limit for 15 and 20 year AEA is 45 and 40 respectively d) Under Ugal suraksha policy age at entry of both the spouses should not be less than 21 year and not more than 45 year. e) All the above

Description : Mark the correct option relating to age limit a) For WLI & EA policies the insurant should not be less than 19 year an not more than 55 year on the date of next birthday b) For CWLA the upper age ... of both the spouses should not be less than 21 year and not more than 45 year. e) All the above

Last Answer : e) All the above

As per revised Govt policy the insurant will get approximately a) Less than 40% of total premia paid by him, if surrendered before completion of 5 years b) 75% after completion of 5 years but before 10 years c) Full recovered amount after 10 year d) All the above

Description : As per revised Govt policy the insurant will get approximately a) Less than 40% of total premia paid by him, if surrendered before completion of 5 years b) 75% after completion of 5 years but before 10 years c) Full recovered amount after 10 year d) All the above

Last Answer : d) All the above

Mark the correct option a) The WLA policy can be converted into EA after one year b) The EA policy can be altered and value can be reduced after one year of issue and before one year of maturity c) CWL policy cant be converted into EA policy at the end of the 5 year. d) All the above

Description : Mark the correct option a) The WLA policy can be converted into EA after one year b) The EA policy can be altered and value can be reduced after one year of issue and before one year of maturity c) CWL policy cant be converted into EA policy at the end of the 5 year. d) All the above

Last Answer : d) All the above

Mark the correct option a) Interest at 10% per annum is charged on the loan compounded half yearly b) Second loan is not admissible until first loan is cleared. c) Loan are not available on AEA policies d) The risk is covered on the PLI policy by dept only from the date of acceptance of the proposal by the CPMG e) All the above

Description : Mark the correct option a) Interest at 10% per annum is charged on the loan compounded half yearly b) Second loan is not admissible until first loan is cleared. c) Loan are not available on AEA policies ... policy by dept only from the date of acceptance of the proposal by the CPMG e) All the above

Last Answer : e) All the above

What is the latest bonus rate from 31 Mar 2006? a) WLA continuing Rs 90/- per thousand rupees of sum assured b) EA continuing policies Rs 70/- per thousand rupees of sum assured c) AEA continuing Rs 65/- per thousand rupees of sum assured d) All the above

Description : What is the latest bonus rate from 31 Mar 2006? a) WLA continuing Rs 90/- per thousand rupees of sum assured b) EA continuing policies Rs 70/- per thousand rupees of sum assured c) AEA continuing Rs 65/- per thousand rupees of sum assured d) All the above

Last Answer : d) All the above

Mark the incorrect option Limit of death claim benefit under non medical scheme is if death occurs within a) 1 year 35%of sum assured a/w accrued bonus b) 2 years 60% of sum assured a/w accrued bonus c) 3 years 90% of sum assured a/w accrued bonus d) 4 years 100 % of sum assured a/w accrued bonus Ans:d ( It is desirable to opt for policy medical scheme to get full benefit)

Description : Mark the incorrect option Limit of death claim benefit under non medical scheme is if death occurs within a) 1 year 35%of sum assured a/w accrued bonus b) 2 years 60% of sum assured a/w accrued bonus ... a/w accrued bonus Ans:d ( It is desirable to opt for policy medical scheme to get full benefit)

Last Answer : d) 4 years 100 % of sum assured a/w accrued bonus Ans:d ( It is desirable to opt for policy medical scheme to get full benefit)

Mark the incorrect option relating to Children Policy a) The minimum limit for insurance under this scheme shall be Rs2000/- b) Agency commission not available in this scheme c) No loan shall be applicable to children policies.

Description : Mark the incorrect option relating to Children Policy a) The minimum limit for insurance under this scheme shall be Rs2000/- b) Agency commission not available in this scheme c) No loan shall be applicable to children policies.

Last Answer : c) No loan shall be applicable to children policies.

Mark correct option related to official postal articles a) The rules relating to private correspondence apply equally to official postal article b) Service stamps can be used for prepayin outward official foreign mail but the postage due on inward foreign mail addressed to Govt officers cannot be paid by means of service stamps c) All of above are correct d) None of these are correct

Description : Mark correct option related to official postal articles a) The rules relating to private correspondence apply equally to official postal article b) Service stamps can be used for prepayin outward official foreign ... means of service stamps c) All of above are correct d) None of these are correct

Last Answer : c) All of above are correct

Mark the incorrect option a) A Govt. servant qualified to vote at such election may exercise his right to vote. b) A Govt servant shall canvass or otherwise interfere with or use his influence in connection with or take part in an election in legislature election only c) Govt servant endeavour to prevent any member of his family form taking part in elections. d) None of these

Description : Mark the incorrect option a) A Govt. servant qualified to vote at such election may exercise his right to vote. b) A Govt servant shall canvass or otherwise interfere with or use his influence in ... endeavour to prevent any member of his family form taking part in elections. d) None of these

Last Answer : b) A Govt servant shall canvass or otherwise interfere with or use his influence in connection with or take part in an election in legislature election only

Mark the correct option relating to the loan on PLI policy (EA) e) Exceeding 3 years but not exceeding 5 years 60% f) Exceeding 5 years but not exceeding 10 years 80% g) Exceeding 10 years 90% h) All the above

Description : Mark the correct option relating to the loan on PLI policy (EA) e) Exceeding 3 years but not exceeding 5 years 60% f) Exceeding 5 years but not exceeding 10 years 80% g) Exceeding 10 years 90% h) All the above

Last Answer : h) All the above

Mark the incorrect option a) To joining educational institution by Govt servants outside normal office hours should be take prior permission before joining educational institutions or courses of studies for universities degree b) Participation in Shramadan organized by govt department or the Bharath sevak samaj can be permitted c) Participation in shramadan or bharat sevak samaj such activity does not interfere with the performance of this official duties d) None of these

Description : Mark the incorrect option a) To joining educational institution by Govt servants outside normal office hours should be take prior permission before joining educational institutions or courses of studies ... activity does not interfere with the performance of this official duties d) None of these

Last Answer : d) None of these

Mark incorrect option related to Postcard a) Should not be folded, cut or altered and should be sent unenclosed b) Breach the conditions may be treated as letter and postage will be taxed accordingly c) Unpaid and insufficiently paid postcards are forwarded taxed with double the deficiency. d) The amount recovered from sender after the delivery.

Description : Mark incorrect option related to Postcard a) Should not be folded, cut or altered and should be sent unenclosed b) Breach the conditions may be treated as letter and postage will be taxed ... forwarded taxed with double the deficiency. d) The amount recovered from sender after the delivery.

Last Answer : d) The amount recovered from sender after the delivery.

Mark the correct option a) No Govt. servant shall use his position or influence directly or indirectly to secure employment for any member of his family in any company. b) A Govt. servant shall, as soon as he becomes aware of the acceptance by a member of his family o an employment in any company or firm, intimate such acceptance to the prescribed authority. c) Both A & B d) None of these

Description : Mark the correct option a) No Govt. servant shall use his position or influence directly or indirectly to secure employment for any member of his family in any company. b) A Govt. servant shall, as soon ... firm, intimate such acceptance to the prescribed authority. c) Both A & B d) None of these

Last Answer : c) Both A & B

Mark the incorrect option a) Not more than one policy will be allowed for one child. The policy can be taken by insured for his/her own child only b) Not more than two children in a family shall be covered under this policy. The same child should not be covered under more than one policy c) The insured of main policy shall not be aged 45 years and above at the time of taking of children policy d) The age of the child note more than 18 year at the time of issue of children policy

Description : Mark the incorrect option a) Not more than one policy will be allowed for one child. The policy can be taken by insured for his/her own child only b) Not more than two children in a family shall be ... policy d) The age of the child note more than 18 year at the time of issue of children policy

Last Answer : d) The age of the child note more than 18 year at the time of issue of children pol

MO become void when a) The MO not paid to payee or remitterb) The MO not paid to payee or remitter at the end of the month following the month of its issuec) The MO not paid to payee or remitter at the end of the yeard) None of these

Description : MO become void when a) The MO not paid to payee or remitter b) The MO not paid to payee or remitter at the end of the month following the month of its issue c) The MO not paid to payee or remitter at the end of the year d) None of these

Last Answer : b) The MO not paid to payee or remitter at the end of the month following the month of its issue

Mark the correct option relating to Public servant framing an incorrect document with intent to cause injury a) Shall be punished for a term which may extend to 3 years or with fine or both. b) This is cognizable case and bailable c) Both the a & b are correct d) Neither A nor B

Description : Mark the correct option relating to Public servant framing an incorrect document  with intent to cause injury a) Shall be punished for a term which may extend to 3 years or with fine or both. b) This is cognizable case and bailable  c) Both the a & b are correct d) Neither A nor B

Last Answer : c) Both the a & b are correct

Mark the correct option a) SDI/ASPDs shall be entitled to an incentive equal to 10% of the commission paid to the agents b) A policy holder of WLA PLI/RPLI shall be eligible for tacking Children policy to his/her child c) Mail overseer should have min 10th standard qualification for doing this job. d) All the above

Description : Mark the correct option a) SDI/ASPDs shall be entitled to an incentive equal to 10% of the commission paid to the agents b) A policy holder of WLA PLI/RPLI shall be eligible for tacking ... child c) Mail overseer should have min 10th standard qualification for doing this job. d) All the above

Last Answer : d) All the above

Mark the correct option: a) Rate applicable for recall of foreign article in case letter 10gm & Telegraph 15 words b) The fee paid for the recall will not be refunded under any circumstances c) Weight more than 500gm a warehousing charge at the rate per day commencing from eight day, shall be collected from the addressee at the time of delivery. d) All the above are correct

Description : Mark the correct option: a) Rate applicable for recall of foreign article in case letter 10gm & Telegraph 15 words b) The fee paid for the recall will not be refunded under any circumstances c) Weight ... , shall be collected from the addressee at the time of delivery. d) All the above are correct

Last Answer : d) All the above are correct

The charges to be collected when a registred letter already delivered is presented with a revised address for registration. a) Cannot be registered b) Fresh postage and registration charges to be paid c) Postage alone to be collected d) Fresh registration fee is to be collected

Description : The charges to be collected when a registred letter already delivered is presented with a revised address for registration. a) Cannot be registered b) Fresh postage and registration charges to be paid c) Postage alone to be collected d) Fresh registration fee is to be collected

Last Answer : d) Fresh registration fee is to be collected

Mark the correct option a) Surface mail received for delivery in India from a country India may be redirected by the surface mail to any country on payment if dispatched to its new destination. b) If the above charge not paid before redirection, it will be treated as insufficiently paid & tax equal to difference in postage (notdouble) to be collected at the time of delivery c) a and b are correct d) None of these correct

Description : Mark the correct option a) Surface mail received for delivery in India from a country India may be redirected by the surface mail to any country on payment if dispatched to its new destination. b) If the ... be collected at the time of delivery c) a and b are correct d) None of these correct

Last Answer : c) a and b are correct

Mark the incorrect option a) No further transaction will be allowed in silent account b) The silent account cannot be revived should be closed c) The silent account can be revived by transaction and submitting an application. d) None of these

Description : Mark the incorrect option a) No further transaction will be allowed in silent account b) The silent account cannot be revived should be closed c) The silent account can be revived by transaction and submitting an application. d) None of these

Last Answer : b) The silent account cannot be revived should be closed

Mark the incorrect option: (A) The special registration envelopes provided by the Post Office cannot be used for the transmission of unregistered article (B) Reuse of a stamp that has already been used for payment of postage or postal fee is an offence under the Indian Penal Code (C) Manufacture and use of fictitious postage stamps for any purpose whatsoever is an offence under Indian Penal Code (D) Postage stamps which have been cut and separated from embossed envelopes or postcards can be used in payment of postage

Description : Mark the incorrect option: (A) The special registration envelopes provided by the Post Office cannot be used for the transmission of unregistered article (B) Reuse of a stamp that has already ... have been cut and separated from embossed envelopes or postcards can be used in payment of postage

Last Answer : (D) Postage stamps which have been cut and separated from embossed envelopes or postcards can be used in payment of postage

What is the min amount AEA policy for GP D and others a) 10000/- ,20000/- b) 20000,/- 30000/- c) 5000/-, 10000/- d) None of these

Description : What is the min amount AEA policy for GP D and others a) 10000/- ,20000/- b) 20000,/- 30000/- c) 5000/-, 10000/- d) None of these

Last Answer : a) 10000/- ,20000/

Mark the correct option a) A pensioner of any central or state Govt whom dept of post has signed an agreement for disbursement of pension can open either single or joint with spouse account. b) Sanchayika accounts can be opened in the name of the principal/teacher and two students not less than 10 year of age c) Minor account can be opened by a person under the law in force from time to time as guardian when father and mother both are not alive d) All the above

Description : Mark the correct option a) A pensioner of any central or state Govt whom dept of post has signed an agreement for disbursement of pension can open either single or joint with spouse account. b) ... from time to time as guardian when father and mother both are not alive d) All the above

Last Answer : d) All the above

Mark the correct option a) Prior permission is required to join Bharat sevak samaj b) Participation of Govt servants in the Indo-Foreign cultural organizations to be avoided c) Mere intimation sufficient to join samyukta sadachar samiti d) Prior permission necessary to join foreign language classes conducted by Indo- foreign cultural organizations. e) All the above

Description : Mark the correct option a) Prior permission is required to join Bharat sevak samaj b) Participation of Govt servants in the Indo-Foreign cultural organizations to be avoided c) Mere intimation ... to join foreign language classes conducted by Indo- foreign cultural organizations. e) All the above

Last Answer : e) All the above

Mark the correct option a) A RD account can be opened with min deposit of Rs 10/- and multiple of Rs 5/- b) No max deposit will be prescribed in RD account c) Rebate will be paid on 6 advance deposit or more as per prescribed and default will be recovered if a depositor fails to deposit his/her monthly deposit up to last working day of a calendar month, d) All the above

Description : Mark the correct option a) A RD account can be opened with min deposit of Rs 10/- and multiple of Rs 5/- b) No max deposit will be prescribed in RD account c) Rebate will be paid on 6 advance ... fails to deposit his/her monthly deposit up to last working day of a calendar month, d) All the above

Last Answer : d) All the above

Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of disability pension and are not disqualified for further service in civil dept may also be considered as ED sub or branch postmaster c) No person holding an elective office shall be considered for the post of an ED agent. d) None of these

Description : Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of ... holding an elective office shall be considered for the post of an ED agent. d) None of these

Last Answer : d) None of these

Mark the incorrect option relating to the knowledge and experience of the CIC/IC a) Law, science and technology b) Social service & management c) Journalism , mass media d) Cinema and Politics

Description : Mark the incorrect option relating to the knowledge and experience of the CIC/IC a) Law, science and technology b) Social service & management c) Journalism , mass media d) Cinema and Politics

Last Answer : d) Cinema and Politics 

Mark incorrect option a) RO is a stationary office of the RMS where work paper of the sections attached to it are prepared, checked and placed on record, all forms & bagsb) HRO is stationary office situated at the HQ of RMS Dnc) SRO is situated at the same station as a Mail office.d) None of these.

Description : Mark incorrect option a) RO is a stationary office of the RMS where work paper of the sections attached to it are prepared, checked and placed on record, all forms & bags. b) HRO is stationary office situated ... of RMS Dn c) SRO is situated at the same station as a Mail office. d) None of these

Last Answer : d) None of these

PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B Ans:d 97. Mark the correct option

Description : PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B And B

Last Answer : d) Both the A and B

In the case of an inland MO, in which it is learnt that the payee has left India and his revised address, is known to the PO a) The MO cannot be redirected but is should be returned to the remitter. b) The MO can be redirected to payee in another foreign country as per the information available c) The Mo can be redirected, but he difference in the commission of the redirected MO to a foreign country should be deducted in the original value of MO d) None of these

Description : In the case of an inland MO, in which it is learnt that the payee has left India and his revised address, is known to the PO a) The MO cannot be redirected but is should be returned to the ... the redirected MO to a foreign country should be deducted in the original value of MO d) None of these

Last Answer : c) The Mo can be redirected, but he difference in the commission of the redirected MO to a foreign country should be deducted in the original value of MO

Mark the correct option a) In RPLI policies with non standard proof or age is Rs 1 lac b) The 5% extra premium on non standard proof of age policies c) In non standard proof or age policies the age of the insurant should not be exceed 45 years d) All the above

Description : Mark the correct option a) In RPLI policies with non standard proof or age is Rs 1 lac b) The 5% extra premium on non standard proof of age policies c) In non standard proof or age policies the age of the insurant should not be exceed 45 years d) All the above

Last Answer : d) All the above

Mark the correct option continuation of senior citizen account after death of the depositor a) In case of joint account (Senior citizen) or where spouse is the sole nominee, the spouse may continue the account on the same terms and conditions even if the spouse is below the age of 60 year. b) The account cannot be continued should be closed. c) If both spouses opened joint account, the spouse cannot continue account after death of the 1st depositor d) All the above

Description : Mark the correct option continuation of senior citizen account after death of the depositor a) In case of joint account (Senior citizen) or where spouse is the sole nominee, the spouse may continue ... account, the spouse cannot continue account after death of the 1st depositor d) All the above

Last Answer : d) All the above

Mark incorrect option relating to when In correct items noticed in a sub office daily account a) Should be communic b) A similar note should be made in the sub office daily account received from SO till the adjustment is carried out.c) The daily account received from a SO should be returned for rectification of errorsd) None of these

Description : Mark incorrect option relating to when In correct items noticed in a sub office daily account a) Should be communic b) A similar note should be made in the sub office daily account received ... The daily account received from a SO should be returned for rectification of errors d) None of these

Last Answer : c) The daily account received from a SO should be returned for rectification of errors

Mark the correct option relating to how are the postal income and postal cost of any office calculated in all office rural/urban area. a) 24% of MO commission on MO issued by the office b) 38 % of the MO commission on MO paid by the office c) 2/5 of the amount of commission realized on IPO sold & 2/5 of IPO paid d) All the above

Description : Mark the correct option relating to how are the postal income and postal cost of any office calculated in all office rural/urban area. a) 24% of MO commission on MO issued by the office b) 38 % of the MO ... 2/5 of the amount of commission realized on IPO sold & 2/5 of IPO paid d) All the above

Last Answer : d) All the above

Mark correct option a) Pink check slip for ordinary paid and unpaid bundle b) Blue check slip for Airmail c) White check slip for both express & differed bundle d) Marked 2 diagonal line green for local article, yellow for rajdhani & blue for metro bundle e) All the above

Description : Mark correct option a) Pink check slip for ordinary paid and unpaid bundle b) Blue check slip for Airmail c) White check slip for both express & differed bundle d) Marked 2 diagonal line green for local article, yellow for rajdhani & blue for metro bundle e) All the above

Last Answer : e) All the above

If an article issued by RLO either for deliver to the addressees or to return to the sender cannot be delivered a) It may be redirected whenever the revised address of the addressee/sender is not known the PO b) It should be again returned to RLO c) It should be burnt d) It should be sent to the HPO for safe custody

Description : If an article issued by RLO either for deliver to the addressees or to return to the sender cannot be delivered a) It may be redirected whenever the revised address of the addressee/sender is not known the ... returned to RLO c) It should be burnt d) It should be sent to the HPO for safe custody

Last Answer : a) It may be redirected whenever the revised address of the addressee/sender is not known the PO

Mark the incorrect option a) Single account can be converted into Joint and Vice versa b) Minor after attaining majority has to apply for conversion of the account in his name c) If minor attaining majority the account can be closed by guardian d) None of these

Description : Mark the incorrect option a) Single account can be converted into Joint and Vice versa b) Minor after attaining majority has to apply for conversion of the account in his name c) If minor attaining majority the account can be closed by guardian d) None of these

Last Answer : c) If minor attaining majority the account can be closed by guardian

Mark correct option relating to worker wage accounts a) A single account may be opened by any of the registered adult of a house hold whose name is mentioned in the job card. b) A joint account can be opened in the name of husband and wife provided that names of both are registered in the job card c) Joint B account cannot be opened under this category of account d) Only one account can be opened. e) All the above

Description : Mark correct option relating to worker wage accounts a) A single account may be opened by any of the registered adult of a house hold whose name is mentioned in the job card. b) A joint account can ... be opened under this category of account d) Only one account can be opened. e) All the above

Last Answer : d) Only one account can be opened.

Mark the correct option a) Minor cannot appoint a messenger for making withdrawal from SB account b) At the time of making a withdrawal by cheque from saving account not necessary to provide pass bookc) The amount annual interest added in a saving account may not be treated as transaction in that accountd) All the above

Description : Mark the correct option a) Minor cannot appoint a messenger for making withdrawal from SB account b) At the time of making a withdrawal by cheque from saving account not necessary to provide pass book ... added in a saving account may not be treated as transaction in that account d) All the above

Last Answer : d) All the above

Mark the correct option a) A nominal roll is a record of Postal Assistant actually at work in a post office on any given day maintained in form MS-12 b) The nominal roll should be written up by the postmaster c) A nominal roll on similar lines may also be maintained for postman and village postman in offices where their strength is more than 25 d) All the above

Description : Mark the correct option a) A nominal roll is a record of Postal Assistant actually at work in a post office on any given day maintained in form MS-12 b) The nominal roll should be ... maintained for postman and village postman in offices where their strength is more than 25 d) All the above

Last Answer : d) All the above

Proclamation will be issued in the following circumstances a) A person against whom a warrant has been issued by it has been absconded or is concealing himself so that such warrant cannot be executed. b) A person against whom a warrant has been issued by it has been died c) A person against whom a warrant has been issued by it has been surrendered. d) All the above

Description : Proclamation will be issued in the following circumstances a) A person against whom a warrant has been issued by it has been absconded  or is concealing himself so that such warrant cannot be executed. ... person against whom a warrant has been issued by it has been surrendered. d) All the above

Last Answer : a) A person against whom a warrant has been issued by it has been absconded  or is concealing himself so that such warrant cannot be executed.

Mark the incorrect statement: (A) The postmaster should occasionally examine the paid contents of some of the mail bags opened in order to detect error in sorting (B) The PM should occasionally be present when station mail bags are opened (C) The PM should frequently and unexpectedly examine the contents of each Postman’s bag to ascertain unnecessary detention (D) The PMr should occasionally examine the contents of Registered bags opened

Description : Mark the incorrect statement: (A) The postmaster should occasionally examine the paid contents of some of the mail bags opened in order to detect error in sorting (B) The PM ... to ascertain unnecessary detention (D) The PMr should occasionally examine the contents of Registered bags opened

Last Answer : (D) The PMr should occasionally examine the contents of Registered bags opened

Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Description : Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Last Answer : b) In the death of the depositor nominee can be continued the account

Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Description : Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Last Answer : b) Joint account can be opened in PPF