What are the benefits of using stucco for a house?

What are the benefits of using stucco for a house?
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Stucco seals your walls and provides a level of insulation for energy savings. Stucco is also paintable so you can have a wide selection of colors. Only it is not the easiest material to clean. Vinal and wood siding does not seal the walls.
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When it is raining hard, water accumulate on the floor, I'd like to find out where the water is coming from without removing the wall inside the or the stucco outside the house. ?

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