When getting an auto loan, is the title different in California than paying cash for a car?

When getting an auto loan, is the title different in California than paying cash for a car?
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1 Answer

Answer :

Yes, taking out an auto loan means that there is a lienholder on the title of the vehicle. Once the loan is paid off, the lienholder is removed and it is owned free and clear.
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Related questions

What are some disadvantages of an auto title loan?

Description : What are some disadvantages of an auto title loan?

Last Answer : Auto title loans are risky at best. Interest rates are very high, it may become impossible to pay off the loan. A good article about the disadvantages of an auto title loan can be found ... -08/living/aa.car.title.loans_1_car-title-loan-interest-rates-responsible-lending-for-title-loans?_s=PM:LIVING

What happens if I don't repay an auto title loan?

Description : What happens if I don't repay an auto title loan?

Last Answer : You will lose the car if the Auto title loan is not paid. The lapse in repayment can result in reposession of the car.

In a store, if you were paying cash for something and the store clerk were charging you sales tax, would you insist on getting a receipt, or would it not matter to you?

Description : In a store, if you were paying cash for something and the store clerk were charging you sales tax, would you insist on getting a receipt, or would it not matter to you?

Last Answer : answer:It’s not my job to make sure businesses pay tax. What am I going to do with a receipt? Send it to the state to make sure they received the tax on my item? Unless you itemize sales tax on your income tax return, I don’t think it’s going to help you any. Maybe you just got burned.

The payback period is the period A. a project takes to pay back the loan taken to purchase the capital assets B. equal to the useful life of the machines C. a project takes to recover its initial cash outflow D. over which the project will be getting operating cash inflows

Description : The payback period is the period  A. a project takes to pay back the loan taken to purchase the capital assets  B. equal to the useful life of the machines  C. a project takes to recover its initial cash outflow  D. over which the project will be getting operating cash inflows

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How do I go about getting a title loan so I can make a mortgage payment?

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Last Answer : You will find auto title loan companies in your community. Take the title to your car with you and talk to them about a loan. Your car title will be your security for repaying the debt. Just be ware if you do not, they can repossess your vehicle.

I had filed for bankruptcy 2yrs ago and it was dismissed. I have a zero balance on a auto loan that shows on my credit report. Do I still have to make my car payments?

Description : I had filed for bankruptcy 2yrs ago and it was dismissed. I have a zero balance on a auto loan that shows on my credit report. Do I still have to make my car payments?

Last Answer : If you reaffirmed your car loan during your bankruptcy, you agreed to continue making the payments. If you included your car in the bankruptcy, then the loan was wiped clean, as it appears to have ... the lawyer who handled your bankruptcy, but my guess is that your car slipped through the cracks.

How to calculate how paying extra principle on a loan changes payoff date?

Description : How to calculate how paying extra principle on a loan changes payoff date?

Last Answer : link for a loan calculator. You can add extra payments in the second section.

If you are on a budget, and are having a hard time paying off debt. Is consolidating your debt with a loan a good option?

Description : If you are on a budget, and are having a hard time paying off debt. Is consolidating your debt with a loan a good option?

Last Answer : Not always. Sometimes it just aggravates the problem. See a debt counselor first.

Can I stop my wages from being garnished for a defaulted student loan The company that is garnishing by check says that the money that is being taken from my paycheck is only paying their fee, not any part of the loan. Is there any way that I can repay it?

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Last Answer : You cannot get out from under a student loan. If you have the ability to pay back the loan do so as quickly as possible as your interest will rapidly increase the principle, especially if part of your garnishment is not covering it.

At what level of income must you be to start paying back a Private Student Loan?

Description : At what level of income must you be to start paying back a Private Student Loan?

Last Answer : You will have to start paying it back six months after you graduate. If you are still unemployed or making very littl you can typically defer the payments for up to three years but usually interest will ... it is a graduated payment plan which means your payment will go up the more money you make.

Can I ask for a title loan when purchasing a new car.?

Description : Can I ask for a title loan when purchasing a new car.?

Last Answer : No. You are not able to get a title loan on a car that is not fully owned by you. By this it means if there is a lean on your vehicle you are not able to get a loan on it, because it is not yours to give away if you do not pay your loan off with the company.

Can I use my car's title as collateral for a car equity loan?

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Last Answer : When it comes to using collateral for a car equity loan using your car title is an option through certain loan providers it just depends on their qualifications and the value of your car.

When paying by cash, do delivery drivers get to keep it?

Description : When paying by cash, do delivery drivers get to keep it?

Last Answer : They have to give it to their boss or they’d be out of a job fast. If you tip them in cash, they can keep it.

If a company is given credit terms of 2/10, n/30, it should a. hold off paying the bill until the end of the credit period, while investing the money at 10% annual interest during this time. b. pay within the discount period and recognize a savings. c. pay within the credit period but don't take the trouble to invest the cash while waiting to pay the bill. d. recognize that the supplier is desperate for cash and withhold payment until the end of the credit period while negotiating a lower sales price.

Description : If a company is given credit terms of 2/10, n/30, it should a. hold off paying the bill until the end of the credit period, while investing the money at 10% annual interest during ... desperate for cash and withhold payment until the end of the credit period while negotiating a lower sales price.

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What do I do with my title when I sell my junk car for cash?

Description : What do I do with my title when I sell my junk car for cash?

Last Answer : When you sell your junk car for cash, you should sign over the Title (or pink slip) to the business to which you sell the car. That releases you from liability.

Which websites offer cash for car title loans in Chicago?

Description : Which websites offer cash for car title loans in Chicago?

Last Answer : dmv.com offers cash for car title loans in Chicago, just visit the website and type in your zip code

Looking past the inflammatory title of this NBC news article, what do think of this letter that was sent out the the parents who were delinquent in paying for their kid's food?

Description : Looking past the inflammatory title of this NBC news article, what do think of this letter that was sent out the the parents who were delinquent in paying for their kid's food?

Last Answer : I’m not a parent, but I think it’s great. With all the drugs and mental issues, perhaps some need a reminder that they are parents or that they are required to take care of their children.

Is Hawaii auto insurance more expensive than California auto insurance?

Description : Is Hawaii auto insurance more expensive than California auto insurance?

Last Answer : No because there are more drivers and accidents in California. The libility is greater in Ca so it costs more.

Will I get an auto loan with a credit score of 662?

Description : Will I get an auto loan with a credit score of 662?

Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.

Refinancing an auto loan - in-house?

Description : Refinancing an auto loan - in-house?

Last Answer : answer:Yes, of course, ask them. If they say yes, you com out ahead, and if they say no you don’t lose anything. We refinanced all three of our cars with a credit union and got a very low rate on them. Credit Unions are almost always lower interest than banks.

Auto Loan Early Payoff?

Description : Auto Loan Early Payoff?

Last Answer : Auto Loan Early PayoffHow much interest can you save by increasing your auto loanpayment? This financial calculator helps you find out. View thereport to see a complete amortization payment schedule, and howmuch you can save on your auto loan!

Auto Loan Calculator?

Description : Auto Loan Calculator?

Last Answer : Auto Loan CalculatorUse this calculator to help you determine your monthly auto loanpayment or your auto purchase price. After you have entered yourcurrent information, use the graph options to see ... . Youcan also examine your complete amortization schedule by clicking onthe "View Report" button.

Auto Loan vs. Home Equity Loan?

Description : Auto Loan vs. Home Equity Loan?

Last Answer : Auto Loan vs. Home Equity LoanHome equity loans often have lower interest rates than autoloans and the interest may be tax deductible. Two good reasons totake a look at home equity loans to finance your automobilepurchase.

Bi-weekly Auto Loan Calculator?

Description : Bi-weekly Auto Loan Calculator?

Last Answer : Bi-weekly Auto Loan CalculatorThis calculator shows you possible savings by using anaccelerated bi-weekly auto loan payment. Bi-weekly paymentsaccelerate your auto loan payoff by paying 1/2 of your ... thousands of dollars in interest. Click on the "ViewReport" button to see your savings!

Would refinancing my auto loan be a good idea if I can not afford the payments/?

Description : Would refinancing my auto loan be a good idea if I can not afford the payments/?

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What information does the dealership need for me to fill out their auto loan forms?

Description : What information does the dealership need for me to fill out their auto loan forms?

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Do you need good credit for an auto loan?

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What exactly is an auto loan amortization ?

Description : What exactly is an auto loan amortization ?

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Where can I get a quick auto loan?

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Last Answer : First start with a local car dealership. If that doesn't work then try your local bank, especially if you've had a long relationship with them. You can also try a buy here pay here dealership.

How can I refinance my auto loan?

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Is there any auto loan with good rates, that works the best?

Description : Is there any auto loan with good rates, that works the best?

Last Answer : Yes, you can go to a place online to find auto loan companies. One example is 1-800-get-acar. However, it may be a good idea to check out local companies that you can trust. Wells Fargo and Bank of America as well-known companies that offer auto loans.

What is the meaning of auto loan calculator.?

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Last Answer : An auto loan calculator shows how much you're REALLY paying for a car after the loan term and interest rate are factored in. It can also calculate how long it will take to pay off your loan based on how much you are paying each month.

What do I need to improve my credit score for an auto loan?

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Last Answer : To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.

are auto loan rates fixed or variable?

Description : are auto loan rates fixed or variable?

Last Answer : Auto loan are fixed rate loans. The only way to change them is to go to another lender and refinance for a lower rate. I recommend shopping for the best rate before you start and would advise going with your personal bank over financing through the dealer.

Will a low credit score hurt my chances of getting a car loan?

Description : Will a low credit score hurt my chances of getting a car loan?

Last Answer : While it may be more difficult for someone with a low credit sccore to get as good of a loan as someone with a good credit score, it is not necessarily a problem or impossible. For more information www.efunda.com/formulae/finance/loan_calculator.cfm offers loan calculators.

Where to get a reliable, cash loan for buying a house and furniture?

Description : Where to get a reliable, cash loan for buying a house and furniture?

Last Answer : Credit Repair is an expert in the field of credit repair and helps individuals achieve their credit goals. The Credit Repair process has been developed, refined and proven for many years and thousands of clients:xs.ke/xmJz

What are requirements to register for cash loan business?

Description : What are requirements to register for cash loan business?

Last Answer : That depends on the laws of the country in which you live orintend to set up business. The best thing to do is employ theservices of a solicitor / attorney to advise you. In the US thereare specific regulations regarding the interest you may charge aswell as how you manage accounts.

Is it possible to apply for a cash advance loan online?

Description : Is it possible to apply for a cash advance loan online?

Last Answer : I beleive to apply for a cash advance you will physically have to go to the cash advance location. I do not beleive you will be able to do this online.

Where can I apply for a cash loan online?

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Last Answer : Cashapply.com is a one stop website to apply for various cash loans online. The maximum borrowing amount is $1500.

What is the average interest rate for an emergency cash loan?

Description : What is the average interest rate for an emergency cash loan?

Last Answer : Interest rates differ from each bank/NBFCs to another.As per my research, if you are looking for an emergency loan, I would recommend going for Money View Loans or IndiabullsDhani.Money View app is the best ... to apply online within 5 mins and get a loan in just 12 to 24 hours of approvals.

if i have a loan at simple intrest of 16.99% and i wanted to pay off the loan in cash today would i still have to pay 11,000 or would a large amount of the intrest fall off just like a mortgage. citi finance tells me intrest payoff and cash payoff equa?

Description : if i have a loan at simple intrest of 16.99% and i wanted to pay off the loan in cash today would i still have to pay 11,000 or would a large amount of the intrest fall off just like a mortgage. citi finance tells me intrest payoff and cash payoff equa?

Last Answer : This link shows all shelter in Texas. http://www.homelessshelterdirectory.org/texas.html

Which banks will give anyone a fast cash loan?

Description : Which banks will give anyone a fast cash loan?

Last Answer : Money Mart, Zippy Cash and Fast Access Finance are financial institutions that will give you a fast cash loan. You may apply online or in person for a loan. For qualified applicants, cash will be deposited directly to your bank account within 24 hours.

Can I get a cash loan that I need online?

Description : Can I get a cash loan that I need online?

Last Answer : Yes it is possible to get a cash loan online. Use personalcashadvance.com to get payday loans. It is consider a fast way to get the cash you need quickly.

What is the maximum amount of cash loan that I can borrow in advance?

Description : What is the maximum amount of cash loan that I can borrow in advance?

Last Answer : At most cash advance loan places, the most a person can borrow at all is $500, but they will look at the person's bank statement and based on their wages, they will decide on a person to person basis what their loan max should be.

Fastest and easiest personal loans with no credit check and guaranteed lowest rates on no credit check loans. Fast cash loan today in one hour or less.?

Description : Fastest and easiest personal loans with no credit check and guaranteed lowest rates on no credit check loans. Fast cash loan today in one hour or less.?

Last Answer : Online there are many places to find a fast cash loan that also can be very reliable and trustworthy. Also if you are signed up with banks that have online loans it can be quick as a whistle and you can be off to wherever you need to go with a loan.

Can I get an online cash loan?

Description : Can I get an online cash loan?

Last Answer : Yes, there are online providers that are willing to offer you an online cash loan until your next payday. However, it is extremely expensive and often times charges a large amount of interest.

Would a cash loan online provide access to immediate funds?

Description : Would a cash loan online provide access to immediate funds?

Last Answer : Yes you can deffenitly apply for a cash loan and get immediate money. I would go to the bank and apply for a loan, that is the easiest way. good luck.

Where can I find a cash loan lender even if I have bad credit?

Description : Where can I find a cash loan lender even if I have bad credit?

Last Answer : If you need a few hundred dollars you can get a payday loan. There are several cash advance establishments that you can go to and get the loan, even with bad credit.

Where can I get an easy cash loan?

Description : Where can I get an easy cash loan?

Last Answer : Answers is the place to go to get the answers you need and to ask the questions you want

What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Description : What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit?

Last Answer : answer:No. No credit card is going to help your credit report if you have to pay to open the account. Sorry, that's just not the way it works. If you want to increase your good credit, pay ... they are due. If you already have bad debt, make a point of clearing it off your credit report.