There are multiple benefits to saving via a 401K plan. First,you get tax deferral with a regular 401K plan. The amountcontributed to your 401K reduces your current year federal andstate taxes. Second, contributing to a 401K plan gets you in thehabit of paying yourself first. Lastly, many companies provide acompany match for a certain percentage that you contribute that isessentially free money to the employee.One downside to 401K plans is that when you leave one job andstart a new one, you have to sign up for your new company’s 401Kplan. This can lead to a scattering of accounts at differentfinancial institutions and confusion as to how much you have savedfor retirement.The primary solution for this problem is to perform a 401Krollover. While there are multiple options for a 401K rollover,