Recent questions tagged credit report

Description : Chip cards have been out for almost a year. Does it make any sense how they're being handled?

Last Answer : answer:They are actually more secure. The numbers change after every use. That prevents some nefarious person from copying the numbers and reusing. They are being phased in slowly. “Eventually” we will be as secure as the rest of the world. Just like the Metric system.

Description : Can you explain why my credit score increased?

Last Answer : Probably you just paid your bills on time and furthered your track record by another month.

Description : How is a credit check performed?

Last Answer : answer:Not sure how it works where you live but over here (Poland) we have a national debitors registry - there you can check someone's credit history. Mind you a short but uneventful credit history can ... one i.e. you have no credit history, and, therefore, not exactly reliable. Hope this helps.

Description : Bank of America website down, can't pay bills, how can I document that I tried to log on to pay bills so I can argue missed payments or late payment?

Last Answer : Keep trying!

Description : Trouble with www.annualcreditreport.com?

Last Answer : answer: For your protection, if your identity cannot be authenticated for online delivery of your credit report, you will receive further instructions on how to request your report for ... of fraudulent activity or identity theft. This is taken directly from the annualcreditreport website.

Description : Have you ever challenged something on your credit report?

Last Answer : Yes and I was successful.But it took forever!

Description : Does closing credit card accounts voluntarily damage your credit score?

Last Answer : No, I would dump the store credit cards. Beyond that, it is usually recommended to keep your credit card accounts (visa, mc, am ex discover) and just contact them to reduce the available credit limit.

Description : Getting a credit report/score?

Last Answer : The following link goes to a government web page that talks about how to get your free credit report and how often you can view it and all of that stuff.. http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

Description : How can I find my credit score online?

Last Answer : answer:Use the site annualcreditreport.com to get your report from the three reporting agencies. annualcreditreport.com is recommended by the FTC on this page: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/ ... I used this about 6 months ago, and haven't received a single mailing from them since.