Can you explain why my credit score increased?

Can you explain why my credit score increased?
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1 Answer

Answer :

Probably you just paid your bills on time and furthered your track record by another month.
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Related questions

Does closing credit card accounts voluntarily damage your credit score?

Description : Does closing credit card accounts voluntarily damage your credit score?

Last Answer : No, I would dump the store credit cards. Beyond that, it is usually recommended to keep your credit card accounts (visa, mc, am ex discover) and just contact them to reduce the available credit limit.

Getting a credit report/score?

Description : Getting a credit report/score?

Last Answer : The following link goes to a government web page that talks about how to get your free credit report and how often you can view it and all of that stuff.. http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

How can I find my credit score online?

Description : How can I find my credit score online?

Last Answer : answer:Use the site annualcreditreport.com to get your report from the three reporting agencies. annualcreditreport.com is recommended by the FTC on this page: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/ ... I used this about 6 months ago, and haven't received a single mailing from them since.

How is a credit check performed?

Description : How is a credit check performed?

Last Answer : answer:Not sure how it works where you live but over here (Poland) we have a national debitors registry - there you can check someone's credit history. Mind you a short but uneventful credit history can ... one i.e. you have no credit history, and, therefore, not exactly reliable. Hope this helps.

Have you ever challenged something on your credit report?

Description : Have you ever challenged something on your credit report?

Last Answer : Yes and I was successful.But it took forever!

Chip cards have been out for almost a year. Does it make any sense how they're being handled?

Description : Chip cards have been out for almost a year. Does it make any sense how they're being handled?

Last Answer : answer:They are actually more secure. The numbers change after every use. That prevents some nefarious person from copying the numbers and reusing. They are being phased in slowly. “Eventually” we will be as secure as the rest of the world. Just like the Metric system.

Bank of America website down, can't pay bills, how can I document that I tried to log on to pay bills so I can argue missed payments or late payment?

Description : Bank of America website down, can't pay bills, how can I document that I tried to log on to pay bills so I can argue missed payments or late payment?

Last Answer : Keep trying!

Trouble with www.annualcreditreport.com?

Description : Trouble with www.annualcreditreport.com?

Last Answer : answer: For your protection, if your identity cannot be authenticated for online delivery of your credit report, you will receive further instructions on how to request your report for ... of fraudulent activity or identity theft. This is taken directly from the annualcreditreport website.

Where is the site in which you can pay to have your credit score raised?

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

How do you get your credit score to 800?

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Description : Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Last Answer : I think a lot of people would be embarrassed at their actual score, driving around in expensive cars they can’t afford, living on credit card debt.

How can I fix my credit score fast?

Description : How can I fix my credit score fast?

Last Answer : Welcome to Fluther. Well, you can't fix your credit score quickly ; that's actually one of the good things about it as an indicator of a person's reliability. That is, it reflects the ... spending money that you don't have indicates low self-discipline, and who is interested in hiring that person?

Should I get a credit repair service for a credit score of 670?

Description : Should I get a credit repair service for a credit score of 670?

Last Answer : Noooooo

What are some ways I can make my credit score higher/better?

Description : What are some ways I can make my credit score higher/better?

Last Answer : This detailed article should help with your query resolution

Where can I check my credit score for free?

Description : Where can I check my credit score for free?

Last Answer : There are three sites that give you a free credit report including your score for free every 12 months. Let me see what I can find.

Who gives the most accurate credit score?

Description : Who gives the most accurate credit score?

Last Answer : answer:I don't think that there is such a thing as most accurate . Each of the credit companies (Equifax, Trans Union, etc.) has their own proprietary algorithms which take into account slightly ... but you cannot really say one is right and the other wrong, because they're calculated differently.

Is one's credit score actually important?

Description : Is one's credit score actually important?

Last Answer : answer:It matters if you ever buy a house, lease a car, get a personal/business loan, apply for a credit card, or apply for certain jobs. Other than that, no, your credit score doesn’t matter at all. Paying for your credit score, however, is totally unnecessary.

Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

How to improve credit score within 2-3 months?

Description : How to improve credit score within 2-3 months?

Last Answer : answer:It depends on what kind of credit you are trying to get, and how lenient the loan officer feels. You have to convince them you are able to pay back the loan. Credit Unions are the best places to get car loans, and if you have automatic deposit of your pay check, it will be easier.

Will I get an auto loan with a credit score of 662?

Description : Will I get an auto loan with a credit score of 662?

Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.

How can I get a student loan, in Alberta, with a 725 credit score?

Description : How can I get a student loan, in Alberta, with a 725 credit score?

Last Answer : Contact a branch of ATB Financial and ask a credit officer.

What's the best way to get my credit report / score?

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

Can my spouse's credit score be affected?

Description : Can my spouse's credit score be affected?

Last Answer : I don’t know. I would ask an attorney or an accountant.

How often does your credit score change?

Description : How often does your credit score change?

Last Answer : It is fluid. It is constantly changing, and it is based on the length your accounts are open, your last billing cycle, and your last late payment.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

Would raising your credit limit negatively affect your credit rating/score?

Description : Would raising your credit limit negatively affect your credit rating/score?

Last Answer : I'm not 100% sure about this, but every financial guidebook I've ever read said to keep getting your limit bumped every year if you need it or not. If it were harmful to your credit, I don' ... be so widely advocated for. Therefore, my best guess is that it's neutral/beneficial to your credit score.

What's a good website to check my credit score?

Description : What's a good website to check my credit score?

Last Answer : Unfortunately all my results are for in Canada, but this may have an american version.

Do you always need a good credit score to rent an apartment?

Description : Do you always need a good credit score to rent an apartment?

Last Answer : answer:Why are you sure you have bad credit? Have you looked up your scores? Apartment complexes probably will look up your credit, and turn you down if it is bad. If you rent from so eone who ... rent as a security. If your dad will sign to guarantee payment, probably you will have no problem.

Why does checking your credit score lower your credit score?

Description : Why does checking your credit score lower your credit score?

Last Answer : I assume it is a clear indication that you plan to take on more debt than you previously were carrying.

If I only want to pay for one credit score, which credit reporting company should I order it from?

Description : If I only want to pay for one credit score, which credit reporting company should I order it from?

Last Answer : Our mortgage company uses Equifax.

Is there a way for me to use my land contract to increase my credit score?

Description : Is there a way for me to use my land contract to increase my credit score?

Last Answer : answer:Who holds the deed? Is this a person that is receiving a monthly payment from you that is NOT a bank or mortgage company? Not to be funny but timely payments to a non-financial institution is like try to get a credit score improvement for timely payment to your bookie.

Credit score to buy an Iphone 4G?

Description : Credit score to buy an Iphone 4G?

Last Answer : answer:The only one who could answer your question is Apple or whoever they run their credit through. Your other phone record based on someone else's credit score will not help you it will help ... credit insufficient to buy a PHONE without a cosigner maybe you should look into a cheaper phone?

Is there an actual way to see my credit score for FREE?

Description : Is there an actual way to see my credit score for FREE?

Last Answer : No, your credit report does not contain your credit score. No, you cannot get your credit score for free. You can sign up with various companies that will let you view your credit score by way ... report from each of the three main credit reporting bureaus once a year, for free, from the government.

What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Description : What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Last Answer : answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years ... good used car. Your income to debt ratio needs to be very low to increase your score. Good luck

How can I improve my credit score?

Description : How can I improve my credit score?

Last Answer : Get a very low available balance ($500 a month) credit card, spend no more than $300 a month, and pay it off every month. The credit people aren't impressed by you maxing out out your card ... ) and they aren't impressed with how much you spend, they're impressed by your restraint and consistency.

How to increase my credit score?

Description : How to increase my credit score?

Last Answer : Have you changed jobs? Moved? Opened any new lines of credit? Pulled credit reports? All these things can lower your score.

What does a credit score of 816 actually mean?

Description : What does a credit score of 816 actually mean?

Last Answer : 816 is very high, I think the highest is 850. You should have no problem getting a loan or a credit card or an apartment, or whatever you want. I am shocked that is considered a B rating. Any score ... Or, a credit card you no longer use might have some crazy $35 charge on it you are not aware of.

How do I use a credit card to raise my credit score?

Description : How do I use a credit card to raise my credit score?

Last Answer : Always paying your bill on time keeps your credit score intact, carrying a balance doesn’t hurt you. To improve your score, have as few credit cards as possible and keep the credit limit low. Credit scoring companies look at how much credit has been extended to you as well as your paying history.

Are Some Credit Cards more beneficial to your credit score then others?

Description : Are Some Credit Cards more beneficial to your credit score then others?

Last Answer : answer:Credit Scores are not based on who issued the card, its based on some of the following factors 1) Your Balance in relation to your credit limit, 2) Payment History (e.g. 30 Days past Due, ... ; Student Loans, Car Loans, Mortgage Loans, etc all get factored into your credit score. Good Luck! R

How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Description : How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Last Answer : Do you have a credit union? If you have automatic payroll withdrawal, maybe. For a bad credit score, 10% is not a bad rate.

What is the best way to increase my credit score?

Description : What is the best way to increase my credit score?

Last Answer : Top 7 Best Credit Repair Companies of 2021Credit Saint: Best Overall Credit Repair CompanySky Blue Credit Repair: Best ValueLexington Law: Best Credit Repair AppCreditRepair: Best For Simple Credit Repair PackagesThe Credit People: ... a lot, check it out. h ttps:// bit .ly/3o D7jxH (REMOVE SPACE)

does credit score affect a HARP interest rate

Description : does credit score affect a HARP interest rate

Last Answer : Need Answer

How di i get my credit score without joining?

Description : How di i get my credit score without joining?

Last Answer : Need Answer

Does a bounced cheque affect your credit score, even if no loan payment is involved?

Description : Does a bounced cheque affect your credit score, even if no loan payment is involved?

Last Answer : Bounced cheque doesn't affect the credit score until the payment is related to a loan transaction.Banks doesn't report transactions to credit bureaus. but remember that when you take a loan in ... transactions.but if the same problem persists then bank could deny the loan. hope this helps

Can I apply for a car loan with a credit score of 593?

Description : Can I apply for a car loan with a credit score of 593?

Last Answer : This is a very poor credit score. You can apply but it isunlikely you will get a loan without a cosigner. If you are able toget a loan without a cosigner your interest rate will be very highas compare to someone with a good credit score of over 700.

What credit information categories make up the credit score?

Description : What credit information categories make up the credit score?

Last Answer : Feel Free to Answer

How might your credit score impact your loan intrest?

Description : How might your credit score impact your loan intrest?

Last Answer : What is the answer ?

How can I raise my credit score?

Description : How can I raise my credit score?

Last Answer : It is so important to maintain a good credit score, and if youneed to raise your score, there are a variety of ways to do so.Here are a few sites that can provide you with great advise ... credit-score-to-740.aspxhttp://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx

How many time per year can I check my credit score for free?

Description : How many time per year can I check my credit score for free?

Last Answer : You have the legal right to check your credit score for free once every year. You can do so at http://www.annualcreditreport.com/ which is the only site authorized by the FTC.

How can I improve my bad credit score?

Description : How can I improve my bad credit score?

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