EUR/USD rates have made a tremendous change since the early summer. I was paying 1,58 to the Euro and it is now down in the mid 1.20’s. Remarkable. On EUR 2,000 the fluctuation in the costs of purchase are really miniscule. For example I bought EUR on 11/8 at 1.2777. That would be $2,555.00 A fluctuation to 1.3 would only cost $2600 . The difference in purchase price is just not worth worrying about. If this is a big deal, then I would buy the Euros now and stop worrying about it/ SRM