What is the best way to improve my credit?

What is the best way to improve my credit?
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Answer :

answer:1 Not impossible to get, but difficult. You may have to pay TWO months rent ahead along with security deposit. 2. Timely payment is the biggest thing. 3. Do not close an unused credit card, use it on a limited basis. Then pay off ALL of balance each month.
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Related questions

Will this hurt my credit?

Description : Will this hurt my credit?

Last Answer : I would focus on just the one for awhile, to be safe. Spend wisely and pay off monthly until done. If you're doing well on that loan or pay it off, as far as payments and being on time, ... , he's helped millions of people get a realistic view of credit and debt. Highly recommend you read the book.

Questions about loans and credit?

Description : Questions about loans and credit?

Last Answer : answer:There's more to a credit rating than using credit cards. Your income is very important. They want to see that you know how to handle money. Paying off your bills each month in full is a ... days. Banks are very stingy due to the banking crisis. They may require a down payment of that size.

If you have a loan or credit card balance, and you pay over the minimum due, whatever you pay over goes directly to the principal, right?

Description : If you have a loan or credit card balance, and you pay over the minimum due, whatever you pay over goes directly to the principal, right?

Last Answer : answer:The longer you have the debt the more interest you pay as each month more interest is added. If you only pay the minimum you will have the debt for much longer and you will pay more interest. The ... . Even I you pay the loan of early you will stay pay the interest for the full loan period.

Why am I required to obtain credit?

Description : Why am I required to obtain credit?

Last Answer : It’s all part of the game.

When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?

Description : When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?

Last Answer : My loans were like a car payment, if I remember correctly. But have you ever deferred any of your loans or ever had them in forbearance? Depending on the type of loans you have, that would effect the total amount ... to pay them off. Ugh! Can't tell you how glad I am that that's over and done with.

Where can I get a loan to purchase a business, even though I have bad credit at the moment?

Description : Where can I get a loan to purchase a business, even though I have bad credit at the moment?

Last Answer : Even small businesses with great credit and history of success are finding it hard to get a loan right now. I would be surprised if you can get the loan. And if the seller has any sense, s/he will put ... down payment cannot be borrowed. I hate to be so negative, but that's the facts as I see them.

What does a credit score of 816 actually mean?

Description : What does a credit score of 816 actually mean?

Last Answer : 816 is very high, I think the highest is 850. You should have no problem getting a loan or a credit card or an apartment, or whatever you want. I am shocked that is considered a B rating. Any score ... Or, a credit card you no longer use might have some crazy $35 charge on it you are not aware of.

Where should I open Credit card?

Description : Where should I open Credit card?

Last Answer : why do you think you should open one at all? If you already have one, why do you want/need another? If it’s because the Capital One card is maxed out, you do NOT want another. Fix your lifestyle so that you can get out of debt, do not accumulate more!

Can a private loan company call my friends?

Description : Can a private loan company call my friends?

Last Answer : I don’t think it’s legal. They have nothing to do with your loans. You can check with a attorney though for next course of action.

Is taking out a HELOC a good idea?

Description : Is taking out a HELOC a good idea?

Last Answer : Perhaps you’d tell us what a HELOC is.

Can you go to jail if you can't pay back loans, such as student loans?

Description : Can you go to jail if you can't pay back loans, such as student loans?

Last Answer : No, you can’t go to jail. You may end up bankrupt, and you may be in debt for a long time. But you won’t go to jail.

Are my estimated closing-costs too high?

Description : Are my estimated closing-costs too high?

Last Answer : This seems very high. I’ve bought 3 homes in my lifetime and refinanced a few times (am in the process of refinancing right now) and I’ve never paid more than 2,500 in closing costs.

Does this mortgage payment sound realistic?

Description : Does this mortgage payment sound realistic?

Last Answer : What’s the amortization? If you’re working with a mortgage broker then you should be able to trust what he says your payments will be as long as your ok with the amortization.

Which available method should I use to pay for this class I'm taking?

Description : Which available method should I use to pay for this class I'm taking?

Last Answer : answer:Girl friend. Absolutely. Cheapest form of money. And you're good for it, right? Of course, you could maybe get a student loan somewhere. There may be grants, as well or other scholarships. If ... . Instead I had to borrow from my father. That was all right, but a girlfriend is even better.

Should I payback my student loan?

Description : Should I payback my student loan?

Last Answer : answer:I am always in favor of paying off date. What I would do is save save save save. Continue to pay the $116, and then when you have $20K+ in the bank, pay off the loan (It will be lower by then) and start looking for a house while you continue saving. @johnpowell What are you talking about?

Can I legally cancel a loan contract?

Description : Can I legally cancel a loan contract?

Last Answer : answer:Not really, unless there is a clause, in the contract, that allows this. Read the fine print.

Can someone buy a house in America if they only come here on a visitors visa?

Description : Can someone buy a house in America if they only come here on a visitors visa?

Last Answer : Anyone can buy a house in America, even if they never step foot in this country. Lenders will loan money to anyone they believe will pay it back, so all anyone needs is proof they can repay a loan, or better yet, most foreign investors simply pay in cash.

Help on getting a loan returned from a good friend?

Description : Help on getting a loan returned from a good friend?

Last Answer : Stacy, you know I’m not in the best of times right now, I could really use some money I loaned you a while back. If it doesn’t go as planned, just laugh about it and ask someone else :p

Question about refinancing...

Description : Question about refinancing...

Last Answer : he has no incentive to report you but she may not be able to do the re-fi. You used to have to give all this info years ago, then everything got loose. It’s now tightening back up.

What are some options for paying (off) school loans?

Description : What are some options for paying (off) school loans?

Last Answer : You could ask your parents to pay for it and then they wouldn’t charge you interest.

What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Description : What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Last Answer : answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years ... good used car. Your income to debt ratio needs to be very low to increase your score. Good luck

What's the best way to improve my credit?

Description : What's the best way to improve my credit?

Last Answer : answer:Consult with a professional credit counselor who has an excellent reputation with the Better Business Bureau, then do as s/he advises. It will be worth the fees.

What is the best way to improve bad credit reports?

Description : What is the best way to improve bad credit reports?

Last Answer : There are no quick fixes to improving bad credit reports. The best thing is to slowly rebuild credit by paying bills on time, paying more than the minimum on credit cards, and avoiding common credit traps.

What is the best way to improve my credit score?

Description : What is the best way to improve my credit score?

Last Answer : The best way to improve your cedit score is to get on the path to eliminating your debt and becoming responsible with money. You can do this by planning your purchases and using cash unless you ... purchase, make sure you have cash to back up your purchase if using credit. www.moneymanagement.org/

How to improve credit score within 2-3 months?

Description : How to improve credit score within 2-3 months?

Last Answer : answer:It depends on what kind of credit you are trying to get, and how lenient the loan officer feels. You have to convince them you are able to pay back the loan. Credit Unions are the best places to get car loans, and if you have automatic deposit of your pay check, it will be easier.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

How can I improve my credit score?

Description : How can I improve my credit score?

Last Answer : Get a very low available balance ($500 a month) credit card, spend no more than $300 a month, and pay it off every month. The credit people aren't impressed by you maxing out out your card ... ) and they aren't impressed with how much you spend, they're impressed by your restraint and consistency.

How can I improve my bad credit score?

Description : How can I improve my bad credit score?

Last Answer : My credit score was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their ... with him today and make a bright future tomorrow. Goldhacker100 on instagram, they are really the best trust me

How To Improve Your Credit Score?

Description : How To Improve Your Credit Score?

Last Answer : The economy continues to wreak havoc on the financial lives of a lot of people. As a result of that, a lot of credit scores have taken a dive. Drops in credit score can happen due to any ... consistently manage your debt and pay it off regularly and you’ll have a solid credit profile in no time.

To improve my credit score do I have to pay off debt?

Description : To improve my credit score do I have to pay off debt?

Last Answer : Having a credit card and using it responsibly can help improve your credit score. It is recommended that you don't spend more than 30% of your credit limit. Also taking out an installment loan and making your payments on time, and paying down your credit card balances also helps your score.

How can I improve my credit online instantly?

Description : How can I improve my credit online instantly?

Last Answer : The easiest way to improve your credit is to pay bills on time. Having a small line of credit and purchasing items with it, but paying them off immediately is also a great way to keep credit on the good side. Obtain a copy of your credit report and ensure all accounts are in fact yours, and correct.

How do I improve my credit rating?

Description : How do I improve my credit rating?

Last Answer : The best way to improve your credit score is to pay off any outstanding debts you may have. You can find out more ways to improve your credit rating you can visit http://www.aaaprocreditsolutions.com/adwords/?gclid=COv177G7_KkCFQFN4AodU28vVQ

How can I improve my credit score to qualify for an online credit card?

Description : How can I improve my credit score to qualify for an online credit card?

Last Answer : A few ways to improve your credit score is to 1. get out of debt. 2. always pay off your credit card in full. 3. Use your cards lightly. 4. Use your old card. For more ideas on how to ... score is located on http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx?page=2.

does using my credit card improve my credit score or damage my credit score?

Description : does using my credit card improve my credit score or damage my credit score?

Last Answer : Using your credit card can go both ways! If you choose not to pay your bills on time, you will recieve bad credit. If you pay all your bills on time, I'm certain you will have a squeaky clean credit!

How do I consolidate my debt to improve my credit score?

Description : How do I consolidate my debt to improve my credit score?

Last Answer : The best way to consolidate your debt is to go to your bank and speak with their consultant. They usually have a department to help you with reducing your debt.

What do I need to improve my credit score for an auto loan?

Description : What do I need to improve my credit score for an auto loan?

Last Answer : To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.

How to Improve Your Credit Score Rating?

Description : How to Improve Your Credit Score Rating?

Last Answer : Due to the high rate of loan defaults over the past few years, banks rely heavily on a borrowerï ½s credit score to ensure that they will pay back their loans as agreed. ï ½ If you have a ... your score.ï ½ Paying these down will result in an immediate improvement to your credit score rating.ï ½

Which of the following will improve a company's working capital management position? A. An increased level of bad debts B. An increase in the credit period allowed by suppliers C. An increased debtor collection period D. An increase in the stock turnover period E. An increase in the length of the production

Description : Which of the following will improve a company's working capital management position? A. An increased level of bad debts B. An increase in the credit period allowed by suppliers C. An increased debtor ... D. An increase in the stock turnover period E. An increase in the length of the production

Last Answer : B. An increase in the credit period allowed by suppliers