How can I improve my credit score to qualify for an online credit card?

How can I improve my credit score to qualify for an online credit card?
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1 Answer

Answer :

A few ways to improve your credit score is to 1. get out of debt. 2. always pay off your credit card in full. 3. Use your cards lightly. 4. Use your old card. For more ideas on how to improve your score is located on http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx?page=2.
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Related questions

does using my credit card improve my credit score or damage my credit score?

Description : does using my credit card improve my credit score or damage my credit score?

Last Answer : Using your credit card can go both ways! If you choose not to pay your bills on time, you will recieve bad credit. If you pay all your bills on time, I'm certain you will have a squeaky clean credit!

How much credit card debt do I need to qualify for consolidation?

Description : How much credit card debt do I need to qualify for consolidation?

Last Answer : Most debt consolidation companies advertise that you need $10000 in debt. There is actually no real amout, but less than $10000 and you are generally advised to pay it off yourself to save your credit.

Should I provide my checking account information to qualify for a new credit card?

Description : Should I provide my checking account information to qualify for a new credit card?

Last Answer : In the age of identity theft, it is hard to tell what you should give to a credit card company and what you should not. If you don't feel comfortable giving the credit card company your checking account ... that you aren't interested and try going with a brand of credt card that you know and trust.

How to improve credit score within 2-3 months?

Description : How to improve credit score within 2-3 months?

Last Answer : answer:It depends on what kind of credit you are trying to get, and how lenient the loan officer feels. You have to convince them you are able to pay back the loan. Credit Unions are the best places to get car loans, and if you have automatic deposit of your pay check, it will be easier.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Description : What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Last Answer : answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years ... good used car. Your income to debt ratio needs to be very low to increase your score. Good luck

How can I improve my credit score?

Description : How can I improve my credit score?

Last Answer : Get a very low available balance ($500 a month) credit card, spend no more than $300 a month, and pay it off every month. The credit people aren't impressed by you maxing out out your card ... ) and they aren't impressed with how much you spend, they're impressed by your restraint and consistency.

How can I improve my bad credit score?

Description : How can I improve my bad credit score?

Last Answer : My credit score was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their ... with him today and make a bright future tomorrow. Goldhacker100 on instagram, they are really the best trust me

How To Improve Your Credit Score?

Description : How To Improve Your Credit Score?

Last Answer : The economy continues to wreak havoc on the financial lives of a lot of people. As a result of that, a lot of credit scores have taken a dive. Drops in credit score can happen due to any ... consistently manage your debt and pay it off regularly and you’ll have a solid credit profile in no time.

To improve my credit score do I have to pay off debt?

Description : To improve my credit score do I have to pay off debt?

Last Answer : Having a credit card and using it responsibly can help improve your credit score. It is recommended that you don't spend more than 30% of your credit limit. Also taking out an installment loan and making your payments on time, and paying down your credit card balances also helps your score.

What is the best way to improve my credit score?

Description : What is the best way to improve my credit score?

Last Answer : The best way to improve your cedit score is to get on the path to eliminating your debt and becoming responsible with money. You can do this by planning your purchases and using cash unless you ... purchase, make sure you have cash to back up your purchase if using credit. www.moneymanagement.org/

How do I consolidate my debt to improve my credit score?

Description : How do I consolidate my debt to improve my credit score?

Last Answer : The best way to consolidate your debt is to go to your bank and speak with their consultant. They usually have a department to help you with reducing your debt.

What do I need to improve my credit score for an auto loan?

Description : What do I need to improve my credit score for an auto loan?

Last Answer : To improve you credit score for an auto loan, you need to pay off your bills on time. You should pay off your debt. You should not take out additional credit and you should check your credit report.

How to Improve Your Credit Score Rating?

Description : How to Improve Your Credit Score Rating?

Last Answer : Due to the high rate of loan defaults over the past few years, banks rely heavily on a borrowerï ½s credit score to ensure that they will pay back their loans as agreed. ï ½ If you have a ... your score.ï ½ Paying these down will result in an immediate improvement to your credit score rating.ï ½

Does closing credit card accounts voluntarily damage your credit score?

Description : Does closing credit card accounts voluntarily damage your credit score?

Last Answer : No, I would dump the store credit cards. Beyond that, it is usually recommended to keep your credit card accounts (visa, mc, am ex discover) and just contact them to reduce the available credit limit.

How do I use a credit card to raise my credit score?

Description : How do I use a credit card to raise my credit score?

Last Answer : Always paying your bill on time keeps your credit score intact, carrying a balance doesn’t hurt you. To improve your score, have as few credit cards as possible and keep the credit limit low. Credit scoring companies look at how much credit has been extended to you as well as your paying history.

How do I go about correcting a dispute on my credit score after being the victim of a stolen credit card?

Description : How do I go about correcting a dispute on my credit score after being the victim of a stolen credit card?

Last Answer : Keep any and all police records you may have. Send this directly to the credit breaua. Stay on top of them about this situation and it will be handles accordingly.

If the noncustodial parent claims the child as an exemption, but does not qualify for EIC or Child Tax Credit, can the custodial parent claim EIC, for which she qualifies with one child and file as Head of Household?

Description : If the noncustodial parent claims the child as an exemption, but does not qualify for EIC or Child Tax Credit, can the custodial parent claim EIC, for which she qualifies with one child and file as Head of Household?

Last Answer : The only way your ex-husband can claim your child, regardless of what the divorce decree states, is if you agree to it by filing Form 8332. To find out more visit the IRS website or call them directly. They are very informative and helpful in these situations.

How can I find my credit score online?

Description : How can I find my credit score online?

Last Answer : answer:Use the site annualcreditreport.com to get your report from the three reporting agencies. annualcreditreport.com is recommended by the FTC on this page: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/ ... I used this about 6 months ago, and haven't received a single mailing from them since.

Can I get a free 3 in 1 credit score online?

Description : Can I get a free 3 in 1 credit score online?

Last Answer : You can go to http://www.creditreport.com/ to get a 2010 credit report and credit score. This is free but you have to sign up for the trial. You can then cancel the trial before it is over and you will not have to pay anything. You can also go to

Where can I get a 3 in 1 credit score online?

Description : Where can I get a 3 in 1 credit score online?

Last Answer : stevenlani3: Freetriplecreditreport.com is the perfect place to get all three of your credit scores and you have the option of credit monitoring and/or additional services.

Where can I view my credit score for free online?

Description : Where can I view my credit score for free online?

Last Answer : You can view your credit score online at the following sites . Here are the sites that may help you out https://www.annualcreditreport.com/ , www.creditkarma.com/

Where can I get a free personal credit score online?

Description : Where can I get a free personal credit score online?

Last Answer : You are entitled to a one free credit score per year. Go to the website of Experian, Transunion or Equifax and they will give you your credit report and score.

Are there services online to help me find my current credit score rating?

Description : Are there services online to help me find my current credit score rating?

Last Answer : There are services online to help you find your current credit score rating. You can go to MyFico.com or www.experian.com/credit-education/basics.html.

Can I get online credit with a low credit score?

Description : Can I get online credit with a low credit score?

Last Answer : Their are many different situations out their that can vary from person to person. Getting free credit online should be done at a bank with much more information.

Are there any online programs that will finance a car to someone with a low credit score?

Description : Are there any online programs that will finance a car to someone with a low credit score?

Last Answer : I am sure that there are programs out there to help someone with low credit, but first i would check out your local bank and see what they offer then look on line

How can I improve my National Geographic doomsday prepper score?

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Last Answer : I can go as high as 45, 2–4 months from my living conditions. How high can you go?

Can I improve my SAT score?

Description : Can I improve my SAT score?

Last Answer : General reading and learning will be the best for your score. Also look into test taking (how or whether to guess, etc.).

What can i do to improve my sat score?

Description : What can i do to improve my sat score?

Last Answer : answer:My daughter did extremely well on the SAT and GRE by constantly doing vocabulary flash cards, reading journal articles, and continually taking math classes. If there is a community college nearby, you ... prep materials on Amazon, you may want to look at the McGraw Hill series of help books.

How can I improve my credit online instantly?

Description : How can I improve my credit online instantly?

Last Answer : The easiest way to improve your credit is to pay bills on time. Having a small line of credit and purchasing items with it, but paying them off immediately is also a great way to keep credit on the good side. Obtain a copy of your credit report and ensure all accounts are in fact yours, and correct.

Where is the site in which you can pay to have your credit score raised?

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

How do you get your credit score to 800?

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Description : Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Last Answer : I think a lot of people would be embarrassed at their actual score, driving around in expensive cars they can’t afford, living on credit card debt.

How can I fix my credit score fast?

Description : How can I fix my credit score fast?

Last Answer : Welcome to Fluther. Well, you can't fix your credit score quickly ; that's actually one of the good things about it as an indicator of a person's reliability. That is, it reflects the ... spending money that you don't have indicates low self-discipline, and who is interested in hiring that person?

Should I get a credit repair service for a credit score of 670?

Description : Should I get a credit repair service for a credit score of 670?

Last Answer : Noooooo

What are some ways I can make my credit score higher/better?

Description : What are some ways I can make my credit score higher/better?

Last Answer : This detailed article should help with your query resolution

Can you explain why my credit score increased?

Description : Can you explain why my credit score increased?

Last Answer : Probably you just paid your bills on time and furthered your track record by another month.

Where can I check my credit score for free?

Description : Where can I check my credit score for free?

Last Answer : There are three sites that give you a free credit report including your score for free every 12 months. Let me see what I can find.

Who gives the most accurate credit score?

Description : Who gives the most accurate credit score?

Last Answer : answer:I don't think that there is such a thing as most accurate . Each of the credit companies (Equifax, Trans Union, etc.) has their own proprietary algorithms which take into account slightly ... but you cannot really say one is right and the other wrong, because they're calculated differently.

Is one's credit score actually important?

Description : Is one's credit score actually important?

Last Answer : answer:It matters if you ever buy a house, lease a car, get a personal/business loan, apply for a credit card, or apply for certain jobs. Other than that, no, your credit score doesn’t matter at all. Paying for your credit score, however, is totally unnecessary.

Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

Will I get an auto loan with a credit score of 662?

Description : Will I get an auto loan with a credit score of 662?

Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.

How can I get a student loan, in Alberta, with a 725 credit score?

Description : How can I get a student loan, in Alberta, with a 725 credit score?

Last Answer : Contact a branch of ATB Financial and ask a credit officer.

What's the best way to get my credit report / score?

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

Can my spouse's credit score be affected?

Description : Can my spouse's credit score be affected?

Last Answer : I don’t know. I would ask an attorney or an accountant.

How often does your credit score change?

Description : How often does your credit score change?

Last Answer : It is fluid. It is constantly changing, and it is based on the length your accounts are open, your last billing cycle, and your last late payment.

Would raising your credit limit negatively affect your credit rating/score?

Description : Would raising your credit limit negatively affect your credit rating/score?

Last Answer : I'm not 100% sure about this, but every financial guidebook I've ever read said to keep getting your limit bumped every year if you need it or not. If it were harmful to your credit, I don' ... be so widely advocated for. Therefore, my best guess is that it's neutral/beneficial to your credit score.

What's a good website to check my credit score?

Description : What's a good website to check my credit score?

Last Answer : Unfortunately all my results are for in Canada, but this may have an american version.

Do you always need a good credit score to rent an apartment?

Description : Do you always need a good credit score to rent an apartment?

Last Answer : answer:Why are you sure you have bad credit? Have you looked up your scores? Apartment complexes probably will look up your credit, and turn you down if it is bad. If you rent from so eone who ... rent as a security. If your dad will sign to guarantee payment, probably you will have no problem.

Why does checking your credit score lower your credit score?

Description : Why does checking your credit score lower your credit score?

Last Answer : I assume it is a clear indication that you plan to take on more debt than you previously were carrying.