What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?
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Answer :

answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years. You may have to wait a while for the home. It’s not the best time to purchase now anyway unless you have a lot of money. Whatever you do, don’t get some tricky loan. 30 year fixed that you can afford is the only way to go. If you have car notes, consider selling the cars and buying outright an older good used car. Your income to debt ratio needs to be very low to increase your score. Good luck
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