answer:I’m in a similar situation. Debt free is good. But there is more to total freedom than that. Two things… Apply the same discipline that got you debt free towards saving a decent chunk. Pay yourself just as you did the previous lenders. Pay yourself more if you can. During the time you’re saving, start making plans to sell the house. The tenants will find another place. You’re relieved of liability, insurance, interest, and property tax. So it takes a year or two… three? Just keep doing what you’re doing. Before you know it, you’ll have $30G in the bank and no ties or responsibility. These next few years could really set you up for long term. Perhaps during this time, you could also do much career thinking, and educate yourself to a line of work projected to be in demand within short future. Good job! Good luck!