answer:Most likely it is for charges that have been issued but not cleared. For example Amazon does a few things when you order from them. There is a initial “We call dibs on $200 from this account”. but they don’t technically take the money. But your bank assumes they did so you can’t spend it twice. But it is still technically in your account. Amazon only really takes your money after the item ships. That is when it should go from Ledger to Current.