I understood the age to be 60 before your insurance would pay for it. Before that age, you would have to pay for it yourself. I called a drug store and the cost was $230.00. Supposedly the majority of people that get shingles are over 60. On an offshoot of this question, a doctor I work with told me that studies have shown that if you have had Bells Palsy in your lifetime, you are more likely to get shingles along with having had chicken pox.