Description : How much is a typical down payment for a rent to own?
Last Answer : It varies from one owner to the next. Some require ZERO down payment where others are willing to have a percentage of the monthly rent applied toward the down payment. I'd venture to say that some who ... payment in hopes that the more you put into it, the more serious you will be down the line.
Description : If a person has huge debt, no children, no house, and almost no assets, who pays their debt when they die?
Last Answer : well, what I do know is that no one acquires the debt unless they cosigned the loan or something. I also hear that who ever acquires the estate acquires the debt. Not too sure what happens after that.
Description : At what age do you see yourself totally out of debt?
Last Answer : Want to join us for a mortgage burning party?
Description : Can people claim bankruptcy to get out of paying student loans back?
Last Answer : The short answer is maybe. It will depend on what kind of bankruptcy you claim. New bankruptcy laws make it harder to get rid of the principle loan but will forgive the interest, late payments, and so on. Chapter 7 or 13 or 11? It can get very confusing.
Description : How can I get my money back from a unauthorized debt?
Last Answer : WHY ARE YOU YELLING!?
Description : What percent of US citizens have money problems or go into debt?
Last Answer : This one sounds like a job for Internet Search Engine Man! Or just try here
Description : Have you ever cashed out a significant chunk of assets to pay off all of your debt? In hindsight, was it the right decision and why?
Last Answer : Earlier this year, I was faced with school loans and other debts that I could make the minimum payment for, but with interest rates, I felt like I wasn't making a dent in the actual amount. So I sold my car ... than a car, I don't know if this helps, but I don't regret my decision the least. =)
Description : Is our National Debt like a ticking time-bomb? If so, what will cause the bomb to detonate, and what happens when it does?
Last Answer : answer:No biggie. We just nationalize all our assets and renege on all our debts Poof! All gone.
Description : B) Scheme for Sustainable Structuring of Stressed Assets Explanation: Under a new ‗Scheme for Sustainable Structuring of Stressed Assets (S4A), RBI allowed banks to take equity in debt ... loans of struggling companies into sustainable and unsustainable based on the cash flows of the projects.
Last Answer : Which bank has launched India‟s first certified green bond at London Stock Exchange (LSE)? A) State Bank of India B) Bank of Baroda C) ICICI Bank D) Axis Bank E) None of these
Description : When I compare my school loan statements and my credit card statement and my car loan it appears to me that school loans operate like credit card debt?
Last Answer : My loans were like a car payment, if I remember correctly. But have you ever deferred any of your loans or ever had them in forbearance? Depending on the type of loans you have, that would effect the total amount ... to pay them off. Ugh! Can't tell you how glad I am that that's over and done with.
Description : Is that Quicken Loans Super Bowl ad an omen of another housing crash?
Last Answer : answer:Was the Doritos commercial an omen of a large rise in birthrate? No, of course no. Hyperbolic advertising. I mean really, how many people are going to download an app, apply for a mortgage, ... I think, was ease. I cannot imagine that they have any expectation of a rush of instant mortgages.
Description : Is there anyplace that loans small amounts of money?
Last Answer : WARNING!!! loan sharks will normally tell you that the interest rate is X% a month. remember that there are 12 months in a year. 1.95% monthly interest sounds low, but its actually almost 29% ... these people actually charge 10% and 20% and more monthly! you will never be able to pay that back
Description : Does anyone know a good company to consolidate student loans?
Last Answer : Welcome to the real world! you think it’s bad now . . . wait till you get to form a family with kids. . . . you’ll need all the training and disciplne you can learn at this time. Check out www.SallieMae.com
Description : Does it matter which lender I choose for my federal student loans?
Last Answer : The differences have to do with the fine points of repayment. Check out this article to see if any of these apply to one or the other. Also, Fifth Third bank has had some problems with government auditors. Good luck, PnL!
Description : Best interest rate for private student loans?
Last Answer : citibank mine seem to be really low what is your current rate?
Description : Can I "sell" my student loans to another company?
Last Answer : I'm actually sort of in the same position. From what I've been able to tell, there aren't many, if any loan companies that will consolidate all your loans and put off repayment. You may have to ... so hardly any US lenders wanted to deal with me other than Sallie Mae (but they're super corrupt).
Description : Should lenders be allowed to make loans they don't expect borrowers to be able to repay?
Last Answer : answer:No, they should not. It is greed on their parts. Should people think responsibly and not take on more debt than they can? Of course. In the case of some of these outrageous mortgages, ... simplifying the process and forcing them to disclose in plain English would go a long way to helping.
Description : Any advice when looking for student loans/funding?
Last Answer : Let me warn you now: Don’t be fooled by those fake FAFSA people who charge you to process an application. Applying for FAFSA is free. It is a government program. My dad got tricked into paying for it… I shoulda set it up for him
Description : How do you get out of debt?
Last Answer : Go to your bank and consolidate your cards. then tear them up - thats what I did. it took me 4 years to pay off ten grand (with a co signer) but I did it. I now have one card and I am ... to go from small to large when it comes to paying it off, but really just get them consolidate its much easier.
Description : What is the break point of debt in a country and or person?
Last Answer : Credit card debt compounds DAILY to maximize income from banks at the expense of people who see few options and/or don't really understand or are avoiding thinking about how evil that is. That means that both ... it at about $33 per day, so you'd be gaining about $1000 debt per month from interest.
Description : Can you be arrested for credit card debt?
Last Answer : answer:You won't go to jail for it. You could be fined for not paying the bills on time. It will certainly affect your credit rating. I would contact the credit card company, they may allow you to ... now (which takes the funds directly out of my bank account). All I ever pay is a transaction fee.
Description : If people lived within their means, would there really be debt or as much debt that a people service?
Last Answer : My guess is, yes. The fact that money and the economy exists relies on debt itself.
Description : Advice on paying debt collection?
Last Answer : answer:If it happened to me, no I would absolutely never pay a collection agency. If she wants to pay the actual phone company, she should call and discuss it with the billing department. Even then ... many local elected officials as I could to get some assistance in getting them to leave me alone.
Description : If the person I owe money to dies, do I still owe the debt?
Last Answer : I think the money is still owed even after death. This person is probably the executor of the estate, to put a face on things.
Description : If you were faced with excessive debt, would you sell your body?
Last Answer : No,but I would sell my mother-in-law.
Description : How do nonprofit debt management programs work?
Last Answer : answer:The true not for profit programs are funded by the creditors ( Visa, Mastercard etc. ) They will tell you that if you ask, there is training and mandatory meetings. The reduced interest rate is ... maybe a small fee. Look up MMI. I do not work for any of the debt management agencies.
Description : Does a debt cease on the death of the debtee?
Last Answer : In America, the debt would still be owed to the debtors estate.
Description : Can you help with advice for a friends debt?
Last Answer : You have not provided sufficient information for real advice. What are her living circumstances, employment and income details, commitments aside from credit cards etc. Does she have assets - equity in property etc., as ... a very long time, but it might give her a chance to get back on her feet.
Description : How much will national debt clocks help raise the awareness about the astronomical proportions of public debt?
Last Answer : Nobody will give a fuck. We all know but people don’t really care. Look at Bush. It skyrocketed under his watch and nobody cared. It is only a big deal when you don’t like the guy in charge. I have gas in my car and the TV still works. Fuck it. Life is good.
Description : Where is the best place to get an unsecured personal loan for debt consolidation of around $19k?
Last Answer : You might want to check out Propser, a peer-to-peer lending site.
Description : If you are on a budget, and are having a hard time paying off debt. Is consolidating your debt with a loan a good option?
Last Answer : Not always. Sometimes it just aggravates the problem. See a debt counselor first.
Description : What is your single largest expense(bill) per month, not including house, vehicle payment, or rent?
Last Answer : Cable and Internet. Also food.
Description : Are employers uncomfortable, with employees that are totally debt free?
Last Answer : answer:I think that's an interesting question. It probably depends on the level of the job. If you were an employer hiring for shift-work (let's say it's production-line for $14/hr), how would ... who needs me. Waste resources training somebody to get the confidence to leave? I don't think so.
Description : Jocelyn takes home 2600 per month from her job as a paralegal if you’re only debt obligation or a car loan payment of 480 and a credit card payment of 80 every month is she in danger of credit overload?
Last Answer : Yes, because the sum of $480 and $80 is greater than $520.2600x20%= 520
Description : So I have an idea to start a program for students in debt with student loans, how can I start this?
Last Answer : first of all, paragraphs are your friend. it sounds like you want to set up a non-profit agency. You need to file with your state to begin. You must have a plan in place before you file. For ... as a non-profit agency so they can report it as a donation. http://www.usa.gov/Business/Nonprofit.shtml
Description : For online payments, is it better to do it through my bank instead of using the payee's online payment system?
Last Answer : I use my bank's ez pay system. It's worked great for me for years. In the past our company ran into a problem with a credit card processing vendor who initiated a BS withdrawal from our bank (we ... them to submit a bill to your bank and the bank will pay the amount submitted if you set that up.
Description : Do you use Zelle or one of the mobile-based cash payment apps? What's your experience?
Last Answer : I’ve mainly used Venmo; I’ve used it many times. I’ve used Zelle only twice, but I’ve had no issues with either one. They come in very handy when paying restaurant bills.
Description : Is there a benefit to making a principle only payment on a simple interest loan?
Last Answer : Paying extra principle will reduce your interest costs. Sometimes the reduction is in the next payment, but there is always a reduction at the end.
Description : Can you make a partial payment to AT & T without getting your service interrupted?
Last Answer : Call and ask them. If you are upfront it is less likely to happen.
Description : Are there payment plans for paying traffic tickets?
Last Answer : answer:Hi, and welcome to ask-public. I don't know of any place that allows payment plans for traffic tickets, but I wouldn't rule it out, I suppose. If you can get the court to hear your plea ... -for, or to pay it on the spot otherwise. Better to owe your brother the money instead of the court.
Description : How much money will I save by making a weekly mortgage payment with an extra $30 per payment?
Last Answer : This calculator lets you plug in the details of your loan and the impact of extra payments. Welcome to the collective, by the way.
Description : What spending/payment habits are best to establish credit with a credit card?
Last Answer : Well, dang. I only looked on the first two pages of the search. This has been asked before, but I really don’t understand credit-to-balance ratios. Can someone simply give me an example of, say, 3 months of use of a card that would maximize benefits to one’s credit?
Description : How much is Too much (in terms of auto payment)
Last Answer : Btw, I know what “interest” is. I just don’t get how they could all of a sudden increase it…
Description : Can social services chase me for an alleged benefit over-payment that's from 11 years ago?
Last Answer : This is a question you really need to ask a local attorney, as attorneys from other jurisdictions may not know the correct statute of limitations.
Description : Math geeks: Pop quiz, can you help with this rent money problem?
Last Answer : You asked a question about the roomie with the discount a while ago. I asked you to provide an update….
Description : How should a special rent discount be divided among roomies?
Last Answer : What is the total rent? or should I say what is the total monthly value of the student discount? That would make the math easier, and make comparisons to things like washers/driers more meaningful. Interesting Question.
Description : If you rent, do you feel like you should pay a little less for the month of February?
Last Answer : If we were going to split hairs and figure out rent down to the day, they’d probably just make it up so you end up paying the same amount by the end of the year. Bastards.
Description : How far would you go humiliating yourself to be a billionaire?
Last Answer : That’s not just humiliating yourself – it’s humiliating someone else, possibly very deeply. I would make a fool of myself in just about any and every way, but I draw the line at hurting people.
Description : Have you ever caught yourself saying or thinking, "I remember when...?"?
Last Answer : Yes. I remember when teenagers didn’t have cellphones unless they had an actual reason for needing to contact people all the time (usually, it was that one emancipated kid in school).
Description : Have you used any debt relief programs, or do you have anyone you would recommend for taking over my Sallie Mae Loans?
Last Answer : answer:I'm in the same boat as you, and unfortunately right now with the economy being what it is you're going to be hard pressed to find anyone. Wells Fargo has a program, but with them as ... your income increases . added side bonus they tend to pay the loan off faster in the long run).