Best interest rate for private student loans?

Best interest rate for private student loans?
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citibank mine seem to be really low what is your current rate?
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Does anyone know a good company to consolidate student loans?

Description : Does anyone know a good company to consolidate student loans?

Last Answer : Welcome to the real world! you think it’s bad now . . . wait till you get to form a family with kids. . . . you’ll need all the training and disciplne you can learn at this time. Check out www.SallieMae.com

Can people claim bankruptcy to get out of paying student loans back?

Description : Can people claim bankruptcy to get out of paying student loans back?

Last Answer : The short answer is maybe. It will depend on what kind of bankruptcy you claim. New bankruptcy laws make it harder to get rid of the principle loan but will forgive the interest, late payments, and so on. Chapter 7 or 13 or 11? It can get very confusing.

Does it matter which lender I choose for my federal student loans?

Description : Does it matter which lender I choose for my federal student loans?

Last Answer : The differences have to do with the fine points of repayment. Check out this article to see if any of these apply to one or the other. Also, Fifth Third bank has had some problems with government auditors. Good luck, PnL!

Can I "sell" my student loans to another company?

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Any advice when looking for student loans/funding?

Description : Any advice when looking for student loans/funding?

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Can I re consolidate my student loans now that the interest rate is lower?

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Last Answer : It would be advisable. Speak to a specialist broker.

What is the interest rate on federal student loans?

Description : What is the interest rate on federal student loans?

Last Answer : The current interest rate on direct subsidized federal Stafford loans for undergraduate students is 3.4%. The interest rate for graduate and professional students and on all unsubsidized loans is 6.8%.

Personal loans should have a lower interest rate than student loans.?

Description : Personal loans should have a lower interest rate than student loans.?

Last Answer : Personal loans should have a lower interest rate than student loans.

Can an unclassifed graduate student get private student loans?

Description : Can an unclassifed graduate student get private student loans?

Last Answer : Sure. I have a friend who took out a $28,000 loan from a bank to complete a post-baccalaureate pre-med program. …but make sure it’s worth it.

Can I apply for private student loans?

Description : Can I apply for private student loans?

Last Answer : https://www.studentloan.com/ contains information on student loans application, and how to pay for college. http://www.privatestudentloans.com/ has to do with private student loans

What are the differences between federal student loans and private?

Description : What are the differences between federal student loans and private?

Last Answer : Federal student loans have a feature where you can pay them back after you graduate school and get a job, while private loans make you pay for them while you are going to school, you should try to get a grant first before applying for any loan, because of the interest rates. www.finaid.org

Should I get private student loans or government student loans?

Description : Should I get private student loans or government student loans?

Last Answer : Loans can help with the expenses of college. You should look into the loans at both a government and private level to see what has the lowest interest rates.

What is the interest like on student loans for people with bad credit?

Description : What is the interest like on student loans for people with bad credit?

Last Answer : There are a number of government loans that are offered with no credit checks. In order to be eligible for these loans, you must fill out the Free Application for Federal Student Aid (FAFSA). The FAFSA ... as well as yourself. If you are independent of your parents, the form will only apply to you.

Know How to Spend Low Interest Student Loans?

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Is anyone here knowledgeable about Variable Rate Demand Notes? (Floating Rate Demand Notes) - they seem to pay attractive interest, but are not regulated or insured.

Description : Is anyone here knowledgeable about Variable Rate Demand Notes? (Floating Rate Demand Notes) - they seem to pay attractive interest, but are not regulated or insured.

Last Answer : If you are comfortable with the company, it is probably a good investment. Depends on how much money you are talking about. Is it long term money or short term money. If long term, ... fixed annuities. (NOT VARIABLE ANNUITIES). Despite the similarity in name, they are very very different products.

I am unemployed. Do I pay federal tax on interest rate income i make from investing in treasury notes?

Description : I am unemployed. Do I pay federal tax on interest rate income i make from investing in treasury notes?

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Is that Quicken Loans Super Bowl ad an omen of another housing crash?

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Is there anyplace that loans small amounts of money?

Description : Is there anyplace that loans small amounts of money?

Last Answer : WARNING!!! loan sharks will normally tell you that the interest rate is X% a month. remember that there are 12 months in a year. 1.95% monthly interest sounds low, but its actually almost 29% ... these people actually charge 10% and 20% and more monthly! you will never be able to pay that back

Should lenders be allowed to make loans they don't expect borrowers to be able to repay?

Description : Should lenders be allowed to make loans they don't expect borrowers to be able to repay?

Last Answer : answer:No, they should not. It is greed on their parts. Should people think responsibly and not take on more debt than they can? Of course. In the case of some of these outrageous mortgages, ... simplifying the process and forcing them to disclose in plain English would go a long way to helping.

Bank Rate refers to the interest rate at which - (1) Commercial banks receive deposits from the public (2) Central bank gives loans to Commercial banks (3) Government loans are floated (4) Commercial banks grant loans to their customers

Description : Bank Rate refers to the interest rate at which - (1) Commercial banks receive deposits from the public (2) Central bank gives loans to Commercial banks (3) Government loans are floated (4) Commercial banks grant loans to their customers

Last Answer : (2) Central bank gives loans to Commercial banks Explanation: Bank rate is the interest rate at which a nation's central bank lends money to domestic banks. Often these loans are very short in duration.

A provision in some loans that allows the borrower to change the interest rate from fixed to variable or Vice Versa is termed as __________ A. Convertible Bond B. Convertible Clause C. Convertible Security D. None of the Above

Description : A provision in some loans that allows the borrower to change the interest rate from fixed to variable or Vice Versa is termed as __________ A. Convertible Bond B. Convertible Clause C. Convertible Security D. None of the Above

Last Answer : B. Convertible Clause Explanation: A provision that can be found on some bonds allowing the bondholder to exchange their debt into common stock.

The interest rate charged by banks on short term loans to their largest, most secure and most creditworthy customers is called _______

Description : The interest rate charged by banks on short term loans to their largest, most secure and most creditworthy customers is called _______

Last Answer : Prime lending rate

Emergency loans are made at what rate over the normal Current Debt interest rate? a. 5% b. 7.5% c. 10% d. 12% e. 25%

Description : Emergency loans are made at what rate over the normal Current Debt interest rate? a. 5% b. 7.5% c. 10% d. 12% e. 25%

Last Answer : b. 7.5%

Is there anything nice to say about private equity funds?

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Does usury apply to private people entering noncommercial loan deals?

Description : Does usury apply to private people entering noncommercial loan deals?

Last Answer : answer:There is a lot of distracting verbiage there, but I assume you are asking about the usury laws in the US for private parties? It varies by state but is regulated. Usury laws:

What would you do if you found out your government had to borrow money from a private bank to run the ecconomy, and that this was the real cause of inflation?

Description : What would you do if you found out your government had to borrow money from a private bank to run the ecconomy, and that this was the real cause of inflation?

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Why do older US dollars say "this note is legal tender for all debts, puiblic and private, and is redeemable in lawful money at the US treasury or at any federal reserve bank?"?

Description : Why do older US dollars say "this note is legal tender for all debts, puiblic and private, and is redeemable in lawful money at the US treasury or at any federal reserve bank?"?

Last Answer : I believe at that time we were on the gold standard and the money could be exchanged for the appropriate amount of gold. I’m trying to find a bit more info right now here. When we went off the gold standard, this would no longer have been true.

How can I increase my student loan?

Description : How can I increase my student loan?

Last Answer : You can apply for a new student loan in another jurisdiction.

Anyone know of a way for a college student who has a job to make some more money?

Description : Anyone know of a way for a college student who has a job to make some more money?

Last Answer : My prom date stripped to pay for her college tuition.

How can I get a student loan?

Description : How can I get a student loan?

Last Answer : Do you live in the US?

The choice of a possible criminal over an innocent student which would you do?

Description : The choice of a possible criminal over an innocent student which would you do?

Last Answer : 1. No one deserves to be murdered, guilty or not. 2. If someone held me to gunpoint, chances are I would be too distracted to comprehend such a complex situation. 3. I would only ever kill ... so it would be highly suspicious and I would be tempted to not shoot just to see what happened next.

Financial advice for a college student?

Description : Financial advice for a college student?

Last Answer : Your financial aide office is the right place to start. They will be able to tell you if you qualify for any grants grants are much nicer than student loans because they are free and ... Research is your best friend. Sometimes student loans are just necessary but exhaust all other options first.

Is there a benefit to making a principle only payment on a simple interest loan?

Description : Is there a benefit to making a principle only payment on a simple interest loan?

Last Answer : Paying extra principle will reduce your interest costs. Sometimes the reduction is in the next payment, but there is always a reduction at the end.

Could someone explain very simply what negative interest rates are?

Description : Could someone explain very simply what negative interest rates are?

Last Answer : answer:Normally, when you have a savings account, interest causes your balance to increase over time. Negative interest means your balance decreases. So, negative interest applied to normal people means that ... to borrow money. Of course, that would never be applied to normal people taking loans.

Compound interest question?

Description : Compound interest question?

Last Answer : Most payment schedule pay both interest and principal each month. I’ve never heard of compounding principal. I have a couple of amortization formulas in the office.

If you borrow the very first dollar into existence, but promise to pay it back with another dollars worth of interest, where do you get the second dollar? How do you pay it off?

Description : If you borrow the very first dollar into existence, but promise to pay it back with another dollars worth of interest, where do you get the second dollar? How do you pay it off?

Last Answer : By making more debt from another party. The entirety of today’s economy is based on creating more and more debt. Because of interest, you have to create more debt, there is no way around it, and this cumulative debt grows and grows, until the entire house of cards invariably collapses.

Why would corporations offer bonds that pay 5 to 6% interest?

Description : Why would corporations offer bonds that pay 5 to 6% interest?

Last Answer : some do because they need to borrow more than the banks are willing to loan.

Is it right for an auto financing company to charge interest on a monthly basis without adjusting interest charges for bi-monthly payments?

Description : Is it right for an auto financing company to charge interest on a monthly basis without adjusting interest charges for bi-monthly payments?

Last Answer : I see your “moral” argument but think that the legal answer is it depends on what the contract you signed says. I’m not a lawyer, and perhaps someone who is will chine in, but I think that if the contract sets those terms, then it’s legal.

Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.

How does my bank account interest work?

Description : How does my bank account interest work?

Last Answer : Tthe acronyms are a little different in the UK than the US, but I could make a rough guess and say that you'll be making somewhere around 5% annually (if that's tax free, that seems quite good). For £1000 ... a year or £4.16 a month. That's not an exact answer, but it should be in right ballpark.

With interest rates so low, what might be a good investment?

Description : With interest rates so low, what might be a good investment?

Last Answer : answer:Well that’s the million dollar questions now isn’t it :) My investing club is looking into domestic and international stocks that deal in: trees, water, pipline manufacturers, biotech and precious metals, palladium especially.

If we operate in a "free market," how come the "fed" sets interest rates and not the market?

Description : If we operate in a "free market," how come the "fed" sets interest rates and not the market?

Last Answer : Well, the answer is that we don’t operate in a free market economy, it is highly regulated. But you might want to read up on the Federal Reserve system, as the Fed doesn’t set ALL interest rates, just those that are tied to certain federal funds.

What does 6.8% interest actually mean?

Description : What does 6.8% interest actually mean?

Last Answer : answer:If you didn't pay a dime of the original $2000 for three years, then by the time you start paying it back, you'll actually owe $2,436 (2000 1.068 to the third power). The interest applies to ... to pay down the debt, but the private ones will want you to take as long as possible to do so.

Private Education loans...

Description : Private Education loans...

Last Answer : I have a friend who is in the same boat. Unfortunately, she'll be repaying those private loans well into her 40s-50s. (We're in our 20s now.) Private student loans cannot, ... loans. Nevertheless, there are several options for refinancing private education loans. Go Here for some more information.

Can private individuals obtain construction loans for remodeling or building?

Description : Can private individuals obtain construction loans for remodeling or building?

Last Answer : Remodeling loans are based, generally, on the equity in the property. A remodeling loan is usually a second mortgage. Loans for building, depend on what is being built. An individual who owns the land ... a home, provided that his/her credit score and income:debt ratio is acceptable by the lender.

Can you tell me about private education loans vs. government education loans?

Description : Can you tell me about private education loans vs. government education loans?

Last Answer : If you do not want federal student loans, you can get private student loans through your bank, such as Chase or Citizens Bank. You can also get private loans through Sallie Mae.

Who offers private loans for students?

Description : Who offers private loans for students?

Last Answer : Most national lenders offer private student loans (Well Fargo, WaMu, Chas, Citi, etc.) Keep in mind that these programs are money-makers for the lenders. They are not charitable pursuits that are ... an unsubsidized loan, which is much better terms and rates than private borrowing. www.fafsa.ed.gov

Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans ? 1. Asian Development Bank 2. IMF 3. International Development Association 4. International Finance Corporation 5. None of these

Description : Which sister organization of the World Bank helps private activity in developing countries by financing projects with long-term capital in the form of equity and loans ? 1. Asian ... . IMF 3. International Development Association 4. International Finance Corporation 5. None of these

Last Answer : International Finance Corporation