How do you get out of debt?

1 Answer

Answer :

Go to your bank and consolidate your cards. then tear them up – thats what I did. it took me 4 years to pay off ten grand (with a co signer) but I did it. I now have one card and I am commited to paying it off when ever moneys put on it. My husband did up an excel sheet for the bills and has them balanced so they are evenly distributed between pays. Yes you will be stretching your dollars for a while, but its all worth it in the end. I also have a savings account that takes 10 bucks off my pay and socks it away – not much, but once n a while I could buy a treat for myself. I have have way more money to myself now and I still sock a good chunk of it away to that savings account and only buy large things in cash. – you are supposed to go from small to large when it comes to paying it off, but really just get them consolidate its much easier.

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