The date of credit of cheque in case of RD/PPF account will be the date of a) Presentation of cheque b) Receipt of the cheque from postmaster c) Receipt of the cheque from HO d) The date clearing

The date of credit of cheque in case of RD/PPF account will be the date of
a) Presentation of cheque
b) Receipt of the cheque from postmaster
c) Receipt of the cheque from HO
d) The date clearing
by

1 Answer

Answer :

d) The date clearing
by

Related questions

On return of the carrier to the HO ________ should be examine the dairy or book of the carrier to see that a receipt for the remittance has been obtained by him and initial it with date in token of having carried out the examination. a) Head Postmaster b) Sub account assistant c) Treasurer d) Any senior of the branch

Description : On return of the carrier to the HO ________ should be examine the dairy or book of the carrier to see that a receipt for the remittance has been obtained by him and initial it with date in ... the examination. a) Head Postmaster b) Sub account assistant c) Treasurer d) Any senior of the branch

Last Answer : c) Treasurer

With effect from------------------, all Single/Double handed Sub Post Offices, at the time of closure/premature closure of RD/MIS/SCSS accounts will collect closed passbook from the depositor and attach the same with account closure form and send in a manner as prescribed for dispatch of vouchers and LOT to HO. a) 15.2.2008 b) 11.06.2010 c) 23.06.2010 d) None of these

Description : With effect from------------------, all Single/Double handed Sub Post Offices, at the time of closure/premature closure of RD/MIS/SCSS accounts will collect closed passbook from the depositor and attach the same with ... LOT to HO. a) 15.2.2008 b) 11.06.2010 c) 23.06.2010 d) None of these

Last Answer : a) 15.2.2008

In case of maturity value of discontinued RD account is retained after the date of maturity the depositor shall be entitled ______ of interest wef 01 Jan 2012 a) 3.5% b) 4% c) 8% d) 9.25%

Description : In case of maturity value of discontinued RD account is retained after the date of maturity the depositor shall be entitled ______ of interest wef 01 Jan 2012 a) 3.5% b) 4% c) 8% d) 9.25%

Last Answer : b) 4%

Mark the correct option a) In case RD account opened between 1st and 15th of the month the subsequent deposit shall be made up to 15th of the next month. b) In case RD account opened between 16th and last date of the month the subsequent deposit shall be made up to end of the month of next month c) The above effect apply all account opened before 01 Jan 2012 and after . d) All the above

Description : Mark the correct option a) In case RD account opened between 1st and 15th of the month the subsequent deposit shall be made up to 15th of the next month. b) In case RD account opened between 16th and ... c) The above effect apply all account opened before 01 Jan 2012 and after . d) All the above

Last Answer : d) All the above

The date of purchase of certificate when payment made by cheque will be a) The actual date of cheque accepted by postmaster b) The date of cheque accepted by the Head office c) The date of when cheque received after clearance d) None of these

Description :  The date of purchase of certificate when payment made by cheque will be a) The actual date of cheque accepted by postmaster b) The date of cheque accepted by the Head office c) The date of when cheque received after clearance d) None of these

Last Answer : c) The date of when cheque received after clearance

The book of information is maintained in ______ . The book should be kept up to date and retained by _____ in his personal custody. a) Each Head office, Postmaster b) Each branch officer, BPM c) Each HO and SO, PM, SPM d) None of these

Description : The book of information is maintained in ______ . The book should be kept up to date and retained by _____ in his personal custody. a) Each Head office, Postmaster b) Each branch officer, BPM c) Each HO and SO, PM, SPM d) None of these

Last Answer : c) Each HO and SO, PM, SPM

Date of credit in the SB ( Pension ) account may be taken as the date of receipt of commuted value of the pension The above said statement a. True b. False

Description : Date of credit in the SB ( Pension ) account may be taken as the date of receipt of commuted value of the pension The above said statement a. True b. False

Last Answer : a. True

Acquittance rolls should be signed by _______ and forwarded to_______ a) Sub account assistant, HO b) Treasure, Account office c) Postmaster, HO d) Treasure, HO

Description : Acquittance rolls should be signed by _______ and forwarded to_______ a) Sub account assistant, HO b) Treasure, Account office c) Postmaster, HO d) Treasure, HO

Last Answer : c) Postmaster, HO

_________ is authorized to transfer a branch office from one account office to another account office under the same HO a) Head of the Circle b) DG Post c) Postmaster General d) Superintendent

Description : _________ is authorized to transfer a branch office from one account office to another account office under the same HO a) Head of the Circle b) DG Post c) Postmaster General d) Superintendent

Last Answer : d) Superintendent

The PPF account a) Cannot be attached any order or decree of court b) Is totally exempted from income tax c) In the event of the death of the depositor , the amount standing to his credit can be repaid to his nominee or legal heir even before expiry or 15 year d) All the above

Description : The PPF account a) Cannot be attached any order or decree of court b) Is totally exempted from income tax c) In the event of the death of the depositor , the amount standing to his credit can be repaid to his nominee or legal heir even before expiry or 15 year d) All the above

Last Answer : d) All the above

In case the depositor not made any transaction in PPF account. a) Rs 50/- will be collected for the one financial year b) Rs 100/- will be collected for no transaction was made for two financial year in shape of cash and credited into UCR c) Condone default is called to the defaulted deposit d) All the above

Description : In case the depositor not made any transaction in PPF account. a) Rs 50/- will be collected for the one financial year b) Rs 100/- will be collected for no transaction was made for two financial ... of cash and credited into UCR c) Condone default is called to the defaulted deposit d) All the above

Last Answer : d) All the above

An index of preliminary receipt numbers issued will be maintained in Form ___ and kept in the custody of the ___ a) MS-2, Postmaster b) MS-15, Postmaster b) MS-15, SB PA d) None of these

Description : An index of preliminary receipt numbers issued will be maintained in Form  ___ and kept in the custody of the ___ a) MS-2, Postmaster b) MS-15, Postmaster b) MS-15, SB PA d) None of these

Last Answer : b) MS-15, Postmaster

The Postmaster will grant the applicant a preliminary receipt in Form a) NC 12 b) NC 4a c) NC 5 d) NC 28

Description : The Postmaster will grant the applicant a preliminary receipt in Form a) NC 12 b) NC 4a c) NC 5 d) NC 28

Last Answer : b) NC 4a

The official who initial in the Postman book in token of receipt of MO acknowledgement is a) Regn PA b) Postmaster c) Treasurer d) MO paid PA

Description : The official who initial in the Postman book in token of receipt of MO acknowledgement is a) Regn PA b) Postmaster c) Treasurer d) MO paid PA

Last Answer : d) MO paid PA

Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of disability pension and are not disqualified for further service in civil dept may also be considered as ED sub or branch postmaster c) No person holding an elective office shall be considered for the post of an ED agent. d) None of these

Description : Mark the incorrect option a) The police officer who is not a pensioner may not be employed as an ED agent without the previous sanction of the DG b) Disabled ex-servicemen who are in receipt of ... holding an elective office shall be considered for the post of an ED agent. d) None of these

Last Answer : d) None of these

Who has been delegated to power to grant rules 38 transfer of official belongings to Postmen/Mail guards? a) Senior Supdt. of Post office b) Super indent of Post office c) Postmaster General d) Head Post master of HO

Description : Who has been delegated to power to grant rules 38 transfer of official belongings to Postmen/Mail guards? a) Senior Supdt. of Post office b) Super indent of Post office c) Postmaster General d) Head Post master of HO

Last Answer : c) Postmaster General

Postmaster of HO who are subordinate to the super indent, Inspectors and SP, Head clerk also report every transfer or assumption of chart to the a) Group B Officer of division b) Postmaster General c) Head of the circle d) None of these

Description : Postmaster of HO who are subordinate to the super indent, Inspectors and SP, Head clerk also report every transfer or assumption of chart to the a) Group B Officer of division b) Postmaster General c) Head of the circle d) None of these

Last Answer : c) Head of the circle

The cases of losses of mails due to Road accident, railways accident, air crash should always be reported to a) Head of the Region b) Postmaster of HO c) Sub divisional Head d) None of these

Description : The cases of losses of mails due to Road accident, railways accident, air crash should always be reported to a) Head of the Region b) Postmaster of HO c) Sub divisional Head d) None of these

Last Answer : a) Head of the Region

What is the object of Postmaster ‘s Balance Sheet ? a. Reconciliation of Daily Cash Book b. Reconciliation of HO Summary c. Reconciliation between HO Cash Book and TCB

Description : What is the object of Postmaster ‘s Balance Sheet ? a. Reconciliation of Daily Cash Book b. Reconciliation of HO Summary c. Reconciliation between HO Cash Book and TCB

Last Answer : c. Reconciliation between HO Cash Book and TCB

Who is the custodian of HO summary ? a. Postmaster b. Treasurer c Deputy Postmaster

Description : Who is the custodian of HO summary ? a. Postmaster b. Treasurer c Deputy Postmaster

Last Answer : b. Treasurer

The Postmaster of HO should verify the cash by checking footer entries of -------- a. HO summary b. Treasures Cash Book c. Hand to Hand Book from all counter

Description : The Postmaster of HO should verify the cash by checking footer entries of -------- a. HO summary b. Treasures Cash Book c. Hand to Hand Book from all counter

Last Answer : a. HO summary

The depositor shall be pay Rs _____ to transfer of PPF account one PO to another PO or SBI bank a) Rs 10/- b) Rs 50/- c) Rs 1/- d) Free

Description : The depositor shall be pay Rs _____ to transfer of PPF account one PO to another PO or SBI bank a) Rs 10/- b) Rs 50/- c) Rs 1/- d) Free

Last Answer : d) Free

If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Description : If the original passbook of depositor of PPF account is lost or mutilated or damaged, He/she should be required pay Rs _____ a) 10/- b) 20/- c) 1/- d) Free

Last Answer : c) 1/

Mark the correct option. In a PPF account opened on 1.2.2011: a) 1st loan can be taken on 1.4.2012 b) Loan as on 1.4.2012 shall be admissible limited to 25% balance as on 31.3.11 c) The first withdrawal shall be permissible on 01.02.2015 d) Subscriber can take second loan on 1.4.2013 without repaying earlier loan

Description : Mark the correct option. In a PPF account opened on 1.2.2011: a) 1 st loan can be taken on 1.4.2012 b) Loan as on 1.4.2012 shall be admissible limited to 25% balance as on 31.3 ... shall be permissible on 01.02.2015 d) Subscriber can take second loan on 1.4.2013 without repaying earlier loan

Last Answer : a) 1 st loan can be taken on 1.4.2012

Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at the account end of the second year preceding the year in which the loan is applied for. c) The loan is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Description : Mark the correct option. a) The first loan on PPF accounts can be taken in the third year from the year of opening the account. b) The amount of Loan will be restricted to 25% of the balance at ... is repayable either in lump sum or in convenient installments of not more than 36. d) All the above

Last Answer : d) All the above

Mark the correct option. What are the option available to the PPF subscriber on maturity of his PPF account: a) To close the account b) To continue the account with deposits c) To continue the account without deposits d) Either (A), (B) or (C) above

Description : Mark the correct option. What are the option available to the PPF subscriber on maturity of his PPF account: a) To close the account b) To continue the account with deposits c) To continue the account without deposits d) Either (A), (B) or (C) above

Last Answer : d) Either (A), (B) or (C) above

Mark the correct statement. a) Second withdrawal in a PPF account is payable in the next financial year of the year in which principal and interest on first withdrawal has been fully refunded and other conditions fulfill b) Second loan is permissible in the financial year in which 1st loan and interest thereon has been recovered provided the 1st loan was not taken in the same year and other conditions fulfill c) Second loan is permissible in the same financial year if first loan taken in the year has been refunded alongwith interest thereon and other conditions fulfill d) None of the above is correct

Description : Mark the correct statement. a) Second withdrawal in a PPF account is payable in the next financial year of the year in which principal and interest on first withdrawal has been fully ... been refunded alongwith interest thereon and other conditions fulfill d) None of the above is correct

Last Answer : b) Second loan is permissible in the financial year in which 1st loan and interest thereon has been recovered provided the 1st loan was not taken in the same year and other conditions fulfill

Mark the correct statement: a) A withdrawal in a PPF account can be refunded in not more than 36 monthly installments: b) Interest on withdrawal taken from a PPF account is one percent above the rate of interest admissible on PPF subscription c) Second withdrawal can be taken after refund of 1st withdrawal with interest thereon d) The amount of withdrawals in a PPF Account is not repayable

Description : Mark the correct statement: a) A withdrawal in a PPF account can be refunded in not more than 36 monthly installments: b) Interest on withdrawal taken from a PPF account is one percent above ... 1st withdrawal with interest thereon d) The amount of withdrawals in a PPF Account is not repayable

Last Answer : d) The amount of withdrawals in a PPF Account is not repayable

Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Description : Mark the incorrect option. a) The PPF account is not transferable from one person to another person. b) In the death of the depositor nominee can be continued the account c) Both the A and B d) Neither A nor B

Last Answer : b) In the death of the depositor nominee can be continued the account

The PPF account can be extended after maturity up to a) Further block five year. b) Further two years c) Cannot be extended d) None of these Ans:a

Description : The PPF account can be extended after maturity up to a) Further block five year. b) Further two years c) Cannot be extended d) None of these Ans:a

Last Answer : a) Further block five year.

PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B Ans:d 97. Mark the correct option

Description : PPF account can be opened a) only one single b) One minor account on behalf of the minor c) A only d) Both the A and B And B

Last Answer : d) Both the A and B

Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Description : Mark the incorrect option relating to PPF account a) An individual can open account with Rs 5/- b) Joint account can be opened in PPF c) Nomination facility is available d) Both the A and B

Last Answer : b) Joint account can be opened in PPF

What is the minimum and maximum limit to deposit in PPF account? a) 500 and 5000 b) 500 and 70000 c) 1000 and 100000 d) 500 and 100000

Description : What is the minimum and maximum limit to deposit in PPF account? a) 500 and 5000 b) 500 and 70000 c) 1000 and 100000 d) 500 and 100000

Last Answer : d) 500 and 100000

PPF account can be opened by a) An individual adult can on his own name b) An individual on behalf of minor c) Both the A & B d) None of these

Description : PPF account can be opened by a) An individual adult can on his own name b) An individual on behalf of minor c) Both the A & B d) None of these

Last Answer : c) Both the A & B

Post maturity interest on RD account after extended maturity period shall be paid up to a) 1 Year b) 2 Years c) 3 Years d) No limit

Description : Post maturity interest on RD account after extended maturity period shall be paid up to a) 1 Year b) 2 Years c) 3 Years d) No limit

Last Answer : d) No limit

Mark the correct option relating to RD a) If there are more than four monthly defaults, the account shall be treated as discontinued b) Revival of the account shall be permitted only within a period of two months from the month of fifth default. c) Discontinued account can be closed after three years d) All the above

Description : Mark the correct option relating to RD a) If there are more than four monthly defaults, the account shall be treated as discontinued b) Revival of the account shall be permitted only within a period ... of fifth default. c) Discontinued account can be closed after three years d) All the above

Last Answer : d) All the above

The maturity value on Rs 10 denomination of RD account opened on or after 01 Dec 2011 and up to 31 Mar 12 and 01 Apr 12 is(Interest @8.4%) a) 728.29 b) 738.62, 747 c) 738.51 d) 738.10

Description : The maturity value on Rs 10 denomination of RD account opened on or after 01 Dec 2011 and up to 31 Mar 12 and 01 Apr 12 is(Interest @8.4%) a) 728.29 b) 738.62, 747 c) 738.51 d) 738.10

Last Answer : b) 738.62, 747

The rate of interest in RD account opened before 01 Dec 11 and on or after 01 Dec 2011 and up to 31 Mar 12 is a) 6.5%, 7% b) 7.5%, 8% c) 8%, 8.5% d) 8%, 8.2%

Description : The rate of interest in RD account opened before 01 Dec 11 and on or after 01 Dec 2011 and up to 31 Mar 12 is a) 6.5%, 7% b) 7.5%, 8% c) 8%, 8.5% d) 8%, 8.2%

Last Answer : b) 7.5%, 8%

Mark the correct option a) Withdrawal will be allowed 50% deposited amount in RD account after one year and after 12 monthly deposit. b) No withdrawal is allowed in discontinued RD accounts c) 10% interest will be charged on loan amount d) If the repayment with interest is made on or before the 10th of the month, no interest shall be payable for that monthe) All the above

Description : Mark the correct option a) Withdrawal will be allowed 50% deposited amount in RD account after one year and after 12 monthly deposit. b) No withdrawal is allowed in discontinued RD accounts c) 10% interest ... the 10th of the month, no interest shall be payable for that month e) All the above

Last Answer : e) All the above

Mark the correct option a) A RD account can be opened with min deposit of Rs 10/- and multiple of Rs 5/- b) No max deposit will be prescribed in RD account c) Rebate will be paid on 6 advance deposit or more as per prescribed and default will be recovered if a depositor fails to deposit his/her monthly deposit up to last working day of a calendar month, d) All the above

Description : Mark the correct option a) A RD account can be opened with min deposit of Rs 10/- and multiple of Rs 5/- b) No max deposit will be prescribed in RD account c) Rebate will be paid on 6 advance ... fails to deposit his/her monthly deposit up to last working day of a calendar month, d) All the above

Last Answer : d) All the above

The Saving bank act 1873 does not apply to a) 5 Year RD accounts b) TD accounts c) Account opened through agents d) Sanchaya ka accounts

Description : The Saving bank act 1873 does not apply to a) 5 Year RD accounts b) TD accounts c) Account opened through agents d) Sanchaya ka accounts

Last Answer : d) Sanchaya ka accounts

In case of failed ATM transactions, if the amount is not credited to customer‟s account within 7 working days from the date of receipt of the complaint. Banks have to pay compensation at the rate of Rs.________ per day. A. 150 B. 200 C. 100 D. 10 E. 50

Description : In case of failed ATM transactions, if the amount is not credited to customer‟s account within 7 working days from the date of receipt of the complaint. Banks have to pay compensation at the rate of Rs.________ per day. A. 150 B. 200 C. 100 D. 10 E. 50

Last Answer : C. 100 Explanation: Reconciliation of failed transactions at ATMs – For any failure to re-credit the customer‘s account within 7 working days from the date of receipt of the complaint, the bank will pay compensation of Rs.100/-, per day, to the aggrieved customer.

The first appellate authority should decide on first appeals a) Within the 30 days from the receipt of the firs appeals b) In less number of days that the PIO concerned took to take a decision on the application. c) Within 45 days from the date of receipt of the appeal , if reasons are recorded d) Both A&C

Description : The first appellate authority should decide on first appeals a) Within the 30 days from the receipt of the firs appeals b) In less number of days that the PIO concerned took to take a decision on the  ... Within 45 days from the date of receipt of the appeal , if reasons are recorded d) Both A&C

Last Answer : d) Both A&C

Every complaint shall be heard as expeditiously as possible and endeavour shall be made to decide the complaint within a period of ____from the date of receipt of notice by opposite party where the complaint does not require analysis or testing of commodities and within____, if it requires analysis or testing of commodities. a) 3 Months, 5 months b) 45 days, 90 days c) 30 days, 90 days d) None of these

Description : Every complaint shall be heard as expeditiously as possible and endeavour shall be  made to decide the complaint within a period of ____from the date of receipt of notice by  opposite party where the complaint does not require ... 5 months b) 45 days, 90 days c) 30 days, 90 days d) None of these

Last Answer : a) 3 Months, 5 months

The sender of an inland regd article may obtain attested copy of the addressee’s receipt on application made to the Post office within_____ of the date on which the addressee signed the original receipt. a) 3 months b) 4 months c) 6 months d) One year

Description : The sender of an inland regd article may obtain attested copy of the addressee’s receipt on application made to the Post office within_____ of the date on which the addressee signed the original receipt. a) 3 months b) 4 months c) 6 months d) One year

Last Answer : c) 6 months

Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 years who has retired on superannuation or under VRS can also open account within the one month of receipt the retirement benefits and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Description : Mark the correct option relating to Senior citizens saving scheme a) An individual of the Age 60 years or more may open the account b) An individual of the age of 55 years or more but less than 60 ... and not exceed the amount of retirement benefits c) The maturity period is 5 years d) All the above

Last Answer : d) All the above

. In sub offices cash received through special carrier a receipt for the sum should be given a) In SO daily account b) In treasurer cash book c) Carrier’s book or dairy d) Any one of the above

Description : . In sub offices cash received through special carrier a receipt for the sum should be given a) In SO daily account b) In treasurer cash book c) Carrier’s book or dairy d) Any one of the above

Last Answer : c) Carrier’s book or dairy

Unpaid postage abstract is a record in form______-which is to be maintained by every_____ and_______to record the _______of unpaid articles a) MS-88, Account office, Circle account office, registered b) ACG 45, Sub office and branch office, receipt c) ACG 45 , Head office and sub office, receipt and dispatch d) ACG 45, Account office, Head office, receipt and dispatch

Description : Unpaid postage abstract is a record in form______-which is to be maintained by every_____ and_______to record the _______of unpaid articles a) MS-88, Account office, Circle account office, registered b) ... office, receipt and dispatch d) ACG 45, Account office, Head office, receipt and dispatch

Last Answer : c) ACG 45 , Head office and sub office, receipt and dispatch