Which of the following is/are functions of CERSAI? A. check frauds in lending against equitable mortgages B. maintains a central registry of equitable mortgages C. Provides loan D. Both (A) and (B) E. None of these

Which of the following is/are functions of CERSAI? A. check frauds in lending against equitable mortgages B. maintains a central registry of equitable mortgages C. Provides loan D. Both (A) and (B) E. None of these
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D. Both (A) and (B) Explanation: CERSAI was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks. CERSAI to start registration of security interests created on movable and intangible assets such as accounts receivables, book debt, and hypothecation as well as to start registration of all other types of mortgages used in India.
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What is the full form of CERSAI? A. Combined Registry of Securitisation Asset Reconstruction and Security Interest B. Central Registry of Securitisation Agency Reconstruction and Security Interest C. Combined Registry of Securitisation Agency Reconstruction and Security Interest D. Central Registry of Securitisation Asset Reconstruction and Security Interest E. None of these

Description : What is the full form of CERSAI? A. Combined Registry of Securitisation Asset Reconstruction and Security Interest B. Central Registry of Securitisation Agency Reconstruction and Security Interest C ... D. Central Registry of Securitisation Asset Reconstruction and Security Interest E. None of these

Last Answer : D. Central Registry of Securitisation Asset Reconstruction and Security Interest Explanation: Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is a central online security ... in which people would take multiple loans on the same asset from different banks.

A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Description : A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation

Last Answer : D. Debt Consolidation Explanation: Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.

According to _________, Any person can also search and inspect the records maintained by the Registry on payment of fees. A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Both (A) and (B) D. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Central Registry) Rules, 2011 E. None of these

Description : According to _________, Any person can also search and inspect the records maintained by the Registry on payment of fees. A. Securitisation and Reconstruction of Financial Assets and Enforcement of ... Assets and Enforcement of Security Interest (Central Registry) Rules, 2011 E. None of these

Last Answer : D. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Central Registry) Rules, 2011 Explanation: Any person can also search and inspect the records maintained by the ... are planning to purchase, is free of any loan/security interest created by a lender.

The structure of the registry which will enable quick sharing of information about unstructured borrowers and help banks fight bad loans. The registry is called _______ A. CIBIL B. Fraudelent Borrowers List C. RBI wilful Defaulter List D. Central Fraud Registry E. None of the Above

Description : The structure of the registry which will enable quick sharing of information about unstructured borrowers and help banks fight bad loans. The registry is called _______ A. CIBIL B. Fraudelent Borrowers List C. RBI wilful Defaulter List D. Central Fraud Registry E. None of the Above

Last Answer : D. Central Fraud Registry Explanation: The Reserve Bank of India has operationalised a Central Fraud Registry (CFR). The registry will make available more information to banks at the time of starting a ... of an account. The CFR is a centralised searchable database which can be accessed by banks.

Which of the following defines the objectives of CERSAI? A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Banking Regulation Act, 1949 D. Both (A) and (B) E. None of these

Description : Which of the following defines the objectives of CERSAI? A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Banking Regulation Act, 1949 D. Both (A) and (B) E. None of these

Last Answer : A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. Explanation: The object of the company is to maintain and operate a Registration System ... Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. (SARFAESI Act).

CERSAI incorporated with majority share holding of ________ A. Government of India B. National Housing Bank C. Public Sector Banks D. Both (B) and (C) E. (A), (C) and (B)

Description : CERSAI incorporated with majority share holding of ________ A. Government of India B. National Housing Bank C. Public Sector Banks D. Both (B) and (C) E. (A), (C) and (B)

Last Answer : A. Government of India Explanation: 51% of the equity is owned by the government, and the rest is owned equally by National Housing Bank and 10 other public sector banks.

CERSAI was registered as a government-licensed company, under section 25 of _________ A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Banking Regulation Act, 1949 D. Both (A) and (B) E. None of these

Description : CERSAI was registered as a government-licensed company, under section 25 of _________ A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Banking Regulation Act, 1949 D. Both (A) and (B) E. None of these

Last Answer : B. Companies Act, 1956 Explanation: Central Registry of Securitisation Asset Reconstruction and Security Interest of India is a company licensed under section 25 of the Companies Act, 1956

who provides the cheapest mortgages

Description : Do you have experience with any company?

Last Answer : You can't answer like this. It is not the cheapest and most expensive on the market. It depends on how the bank evaluates your creditworthiness. Each bank has slightly different conditions and requirements.

Which of the following is/are provided by the platform of CERSAI? A. Registrations of transactions of securitisation B. Asset Reconstruction C. Security Interest D. All of the Above E. None of these

Description : Which of the following is/are provided by the platform of CERSAI? A. Registrations of transactions of securitisation B. Asset Reconstruction C. Security Interest D. All of the Above E. None of these

Last Answer : D. All of the Above Explanation: The Company is providing the platform for filing registrations of transactions of securitisation, asset reconstruction and security interest by the banks and financial institutions.

Financial institutions must register details of security interests created by them with CERSAI within howmany days of its creation? A. 30 B. 60 C. 15 D. 90 E. None of these

Description : Financial institutions must register details of security interests created by them with CERSAI within howmany days of its creation? A. 30 B. 60 C. 15 D. 90 E. None of these

Last Answer : A. 30 Explanation: Financial institutions must register details of security interests created by them with CERSAI within 30 days of its creation.

Which of the following is/are share holders of CERSAI? A. GOI B. RBI C. PSBs D. NHB E. (A), (C) and (D)

Description : Which of the following is/are share holders of CERSAI? A. GOI B. RBI C. PSBs D. NHB E. (A), (C) and (D)

Last Answer : E. (A), (C) and (D) Explanation: The Company is a Government Company with a shareholding of 51% by the Central Government and select Public Sector Banks and the National Housing Bank are also shareholders of the Company.

The headquarters of CERSAI located in ________ A. Mumbai B. New Delhi C. Hyderabad D. Gurugram E. None of these

Description : The headquarters of CERSAI located in ________ A. Mumbai B. New Delhi C. Hyderabad D. Gurugram E. None of these

Last Answer : B. New Delhi Explanation: The headquarters of Central Registry of Securitisation Asset Reconstruction and Security Interest(CERSAI) located in New Delhi.

Which of the following is India‟s first Credit Information Company? A. CRISIL B. CIBIL C. SMERA D. CERSAI E. CARE

Description : Which of the following is India‟s first Credit Information Company? A. CRISIL B. CIBIL C. SMERA D. CERSAI E. CARE

Last Answer : B. CIBIL Explanation: TransUnion CIBIL Limited is India s first Credit Information Company, also commonly referred as a Credit Bureau. It collect and maintain records of individuals and ... (CIR) and Credit Score is developed, enabling lenders to evaluate and approve loan applications.

Which of the following is defined as the difference between current assets and current liabilities? A. Venture Capital B. Working Capital C. Equitable Mortgage D. None of the Above

Description : Which of the following is defined as the difference between current assets and current liabilities? A. Venture Capital B. Working Capital C. Equitable Mortgage D. None of the Above

Last Answer : B. Working Capital Explanation: The capital of a business which is used in its day-to-day trading operations, calculated as the current assets minus the current liabilities.

Which among (he following is not the outcome of decrease in prime lending rate? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Description : Which among (he following is not the outcome of decrease in prime lending rate? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Last Answer : (3) decline in productivity Explanation: Prime rate or prime lending rate is a term applied in many countries to a reference interest rate used by banks. The term originally indicated the rate ... falls to meet the new lower demand. Less output requires fewer worker, driving unemployment higher.

Which of the following will impair the independence of a CPA in public practice? a. He has his name and address listed on a one-page section of the telephone book. b. He obtained a loan from a bank under the normal lending procedures, terms and requirements of that bank. c. He holds one share of the client's capital stock. d. He failed to disclose a client's departure from GAAP.

Description : Which of the following will impair the independence of a CPA in public practice? a. He has his name and address listed on a one-page section of the telephone book. b. He obtained a loan from a bank ... one share of the client's capital stock. d. He failed to disclose a client's departure from GAAP.

Last Answer : He holds one share of the client's capital stock.

Which among the following is not the outcome of decrease in prime lending rate ? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Description : Which among the following is not the outcome of decrease in prime lending rate ? (1) to raise the bank loan (2) decline in saving rate (3) decline in productivity (4) increased demand of consumer products

Last Answer :  decline in productivity

A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks

Description : A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks

Last Answer : (1) restricts lending Explanation: Statutory Liquidity Ratio refers to the amount that the commercial banks require to maintain in the form gold or government approved securities before providing credit to ... , suck liquidity in the market, to tighten the measure to safeguard the customers' money.

A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks

Description : A high Statutory Liquidity Ratio (SLR) (1) restricts lending (2) increases supply of cash (3) provides funds to the state (4) increases the strength of the banks 

Last Answer : restricts lending 

The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

Description : The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

Last Answer : Justify the following statement: The primary functions of Commercial Banks include-Accepting deposits and Lending funds.

Manipulation in CRR enables the RBI to ……. (a) Influence the lending ability of the commercial banks ; (b) Check unemployment growth; (c) Check poverty ; (d) Increase GDP

Description : Manipulation in CRR enables the RBI to ……. (a) Influence the lending ability of the commercial banks ; (b) Check unemployment growth; (c) Check poverty ; (d) Increase GDP

Last Answer : (a) Influence the lending ability of the commercial banks ;

Which of the following according to Fayol, happens to be meaning of division of work? a. Equitable division of the whole work among the persons available b. Allotting a specific part of the whole work to every person c. Both the above d. None of these.

Description : Which of the following according to Fayol, happens to be meaning of division of work? a. Equitable division of the whole work among the persons available b. Allotting a specific part of the whole work to every person c. Both the above d. None of these.

Last Answer : b. Allotting a specific part of the whole work to every person

Section 80E of the Income Tax Act provides for deduction of interest paid on Education or study loan taken for higher education. Deduction under section 80E is available for _____ A. 2 years B. 4 years C. 8 years E. 10 years

Description : Section 80E of the Income Tax Act provides for deduction of interest paid on Education or study loan taken for higher education. Deduction under section 80E is available for _____ A. 2 years B. 4 years C. 8 years E. 10 years

Last Answer : C. 8 years Explanation: An education loan can not only fund your higher studies but also help save tax. The interest paid on the education loan can be claimed as deduction, as per Section 80E of ... and is available up to eight years, or until the payment of interest in full, whichever is earlier.

_________is computer storage that only maintains its data while the device is powered. A. Volatile memory B. Non Volatile memory C. Both (A) and (B) D. None of the Above

Description : _________is computer storage that only maintains its data while the device is powered. A. Volatile memory B. Non Volatile memory C. Both (A) and (B) D. None of the Above

Last Answer : A. Volatile memory

When a Bank provides a loan for purchase of white goods, it is categorised as _____________ A. Consumption loan B. White Goods loan C. Consumer Durable loan D. Working Capital

Description : When a Bank provides a loan for purchase of white goods, it is categorised as _____________ A. Consumption loan B. White Goods loan C. Consumer Durable loan D. Working Capital

Last Answer : C. Consumer Durable loan Explanation: Consumer Durable loan is a finance option for purchase of (White Goods) household items like Washing Machines, Refrigerators, AC, LED, LCD, Microwaves etc.

The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Description : The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Last Answer : C. P2P lending Explanation: P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers.

What is the term for a bank without any branch network that offers its services remotely? A. Internet only Banks B. Direct Bank C. Lending Institution D. Indirect Bank E. Online Bank

Description : What is the term for a bank without any branch network that offers its services remotely? A. Internet only Banks B. Direct Bank C. Lending Institution D. Indirect Bank E. Online Bank

Last Answer : B. Direct Bank Explanation: A direct bank is a bank without any branch network that offers its services remotely via online banking and telephone banking and may also provide access via ATMs ... savings which they may pass on to clients via higher interest rates or lower service charges.

Sub-prime lending refers to ________ A. lending done by banks at rates below PLR B. Funds raised by the banks at sub-libor rates C. Group of banks which are not rated as prime banks as per Banker‘s Almanac D. lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards E. All of the Above

Description : Sub-prime lending refers to ________ A. lending done by banks at rates below PLR B. Funds raised by the banks at sub-libor rates C. Group of banks which are not rated as ... institutions including banks to customers not meeting with normally required credit appraisal standards E. All of the Above

Last Answer : D. lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards Explanation: In finance, subprime lending (also referred to ... schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc.

What would be an equitable division of cost in this scenario?

Description : What would be an equitable division of cost in this scenario?

Last Answer : I would say don't even try to make it equitable. Was it equitable before? Once you start with that, then you're going to have people wanting to quantify best positions, best light, etc. People who ... all sounds sensible to me. It's like a restart on the same terms as before, with different numbers.

Equitable compensation on a totaled Sea Doo?

Description : Equitable compensation on a totaled Sea Doo?

Last Answer : Boattrader.com will give you a general idea of what used waverunners go for these days.

Was the form of democracy in ancient Athens fair and equitable?

Description : Was the form of democracy in ancient Athens fair and equitable?

Last Answer : In the culture of their day, yes, but not in our culture today.For example, women had few freedoms. They could not be part ofgovernment, vote, own land, earn money, buy large items, or enterinto contracts.

Was the form of democracy in ancient Athens fair and equitable?

Description : Was the form of democracy in ancient Athens fair and equitable?

Last Answer : In the culture of their day, yes, but not in our culture today.For example, women had few freedoms. They could not be part ofgovernment, vote, own land, earn money, buy large items, or enterinto contracts.

The management of natural resources should take into A. A long term perspective B. Environmental pollution C. Their equitable distribution D. All of the above and safe disposal of wastes

Description : The management of natural resources should take into A. A long term perspective B. Environmental pollution C. Their equitable distribution D. All of the above and safe disposal of wastes

Last Answer : D. All of the above and safe disposal of wastes

The management of natural resources should take into A. A long term perspective B. Environmental pollution C. Their equitable distribution D. All of the above and safe disposal of wastes

Description : The management of natural resources should take into A. A long term perspective B. Environmental pollution C. Their equitable distribution D. All of the above and safe disposal of wastes

Last Answer : D. All of the above and safe disposal of wastes

Given the supply quantity which is fixed an increase in aggregate demand will have direct impact on (a) Increase in GDP ; (b) Inflationary pressure ; (c) Greater employment opportunity; (d) More equitable distribution of income and wealth

Description : Given the supply quantity which is fixed an increase in aggregate demand will have direct impact on (a) Increase in GDP ; (b) Inflationary pressure ; (c) Greater employment opportunity; (d) More equitable distribution of income and wealth 

Last Answer : (b) Inflationary pressure ;

For better interaction with the students, the teachers objective should be the Options: A) Equitable Distribution Of Response Time B) Proximity C) Affirm Or Correct Student Performance D) All Of These

Description : For better interaction with the students, the teachers objective should be the Options: A) Equitable Distribution Of Response Time B) Proximity C) Affirm Or Correct Student Performance D) All Of These

Last Answer : D) All Of These

Regional Internet Registers (RIR) of the following? A) American Registry for Internet Numbers (ARIN) B) Europeans Registry for Internet Numbers (ERIN) C) Reseaux IP Europeans (RIPE) D) Asia Pacific Network Information Centre (APNIC)

Description : Which is not the Regional Internet Registers (RIR) of the following? A) American Registry for Internet Numbers (ARIN) B) Europeans Registry for Which is not the Internet Numbers (ERIN) C) Reseaux IP Europeans (RIPE) D) Asia Pacific Network Information Centre (APNIC)

Last Answer : C) i-c, ii-a, iii-d, iv-b

Which is not the Regional Internet Registers (RIR) of the following? A) American Registry for Internet Numbers (ARIN) B) Europeans Registry for Internet Numbers (ERIN) C) Reseaux IP Europeans (RIPE) D) Asia Pacific Network Information Centre (APNIC)

Description : Which is not the Regional Internet Registers (RIR) of the following? A) American Registry for Internet Numbers (ARIN) B) Europeans Registry for Internet Numbers (ERIN) C) Reseaux IP Europeans (RIPE) D) Asia Pacific Network Information Centre (APNIC)

Last Answer : Europeans Registry for Internet Numbers (ERIN)

In Computer intrusions the attacker will be leave multiple traces of there presence in: A)File System B)Registry C)System Logs D)All of the Above

Description : In Computer intrusions the attacker will be leave multiple traces of there presence in: A)File System B)Registry C)System Logs D)All of the Above

Last Answer : D)All of the Above

In Computer intrusions the attacker will be leave multiple traces of there presence in: A)File System B)Registry C)System Logs D)All of the Above

Description : In Computer intrusions the attacker will be leave multiple traces of there presence in: A)File System B)Registry C)System Logs D)All of the Above

Last Answer : D)All of the Above

Personnel who design, program, operates and maintains computer equipment refers to A) Console-operator B) Programmer C) Peopleware D) System Analyst

Description : Personnel who design, program, operates and maintains computer equipment refers to A) Console-operator B) Programmer C) Peopleware D) System Analyst

Last Answer : Answer : C

How do people reconcile themselves to being emotional or logical frauds?

Description : How do people reconcile themselves to being emotional or logical frauds?

Last Answer : Could this be the first sign of self reflection? probably not

Fakes and frauds whom you've encountered - tales of interest and warnings to the naive?

Description : Fakes and frauds whom you've encountered - tales of interest and warnings to the naive?

Last Answer : My mom's friend made her go to some psychic with her, I guess she was trying to prove how legit this lady was. well the psychic ended up telling mom that you have nothing to worry about, ... out he had been having an affair with one of my babysitters. My parents divorced shortly after that scandal.

Are anorexic females clueless, in denial, or just plain frauds?

Description : Are anorexic females clueless, in denial, or just plain frauds?

Last Answer : There is just power in numbers. Most likely these women feel comfortable saying things that they might otherwise only think to themselves, when they believe there are others who will understand their ... on thinspiration, which is more or less visual or verbal encouragement to keep losing weight.

Which patriot wrote an influential book that denounced British aristocrats as frauds and parasites?

Description : Which patriot wrote an influential book that denounced British aristocrats as frauds and parasites?

Last Answer : It wasn't a book but Thomas Paine wrote such a pamphlet. It wasnamed Common Sense and was very famous

How do I avoid credit card frauds?

Description : How do I avoid credit card frauds?

Last Answer : 1. Don't throw personal documents into the bin 2. Keep your mail secure and protected as well 3. Read your own mail and financial statements 4. Check your credit history regularly 5. Be cautious ... 6. Keep the ATM keypad covered 7. Always know where your card is 8. Stay digitally protected

Irregularities, frauds, and misappropriations can be detected only because of books accounts.

Description : Irregularities, frauds, and misappropriations can be detected only because of books accounts.

Last Answer : State whether the following statement are true or false with reason : Irregularities, frauds, and ... can be detected only because of books accounts.

What patriot wrote an influential book that denounced British aristocratic as frauds and parasites?

Description : What patriot wrote an influential book that denounced British aristocratic as frauds and parasites?

Last Answer : Thomas Payne wrote Common Sense. He denounced the British.

What patriot wrote an influential book that denounced British aristocratic as frauds and parasites?

Description : What patriot wrote an influential book that denounced British aristocratic as frauds and parasites?

Last Answer : Thomas Payne wrote Common Sense. He denounced the British.