Which of the following High Courts has ruled that banks can recover bad loans from person‟s saving account if the agreement allows? A) Punjab and Haryana B) Madras C) Mumbai D) Assam E) Kerala

1 Answer

Answer :

 B) Madras Explanation: If a debtor failed to settle the loan dues despite reminders from the bank, then the money could be recovered from his savings bank account, ruled the Madras High Court bench

Related questions

Description : Which of the following two States are prone to cyclones during retreating Monsoon season? (1) Karnataka and Kerala (2) Punjab and Haryana (3) Bihar and Assam (4) Andhra Pradesh and Orissa

Last Answer : (4) Andhra Pradesh and Orissa Explanation: The retreat of the Monsoon which generally occurs between September and November brings with it another peak in cyclone origination, noted for its ... Tamil Nadu receives heavy rainfall from these winds as the retreating monsoon winds are moisture laden.

Description : Which allows banks and other financial institution to auction residential or commercial properties to recover loans? A. Industrial Disputes Act 1947 B. Foreign Exchange Management Act, 1999 C. Banking Regulation Act, 1949 D. SARFAESI Act, 2002 E. None of the Above

Last Answer : D. SARFAESI Act, 2002 Explanation: The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (also known as the SARFAESI Act) is an ... allows banks and other financial institution to auction residential or commercial properties to recover loans.

Description : High Courts in Calcutta, Mumbai and Madras were established in

Last Answer : 1861

Description : Which of the following state/Union territories have a common High Court? (1) Uttar Pradesh and Bihar (2) Punjab, Haryana and Chandigarh (3) Punjab and Jammu and Kashmir (4) Assam and Bengal

Last Answer : (2) Punjab, Haryana and Chandigarh Explanation: Punjab, Haryana and Chandigarh share a high court under the High Court (Punjab) Order, 1947.

Description : India is the largest tea producing country in the world. It is grown in which of the following states mainly? (a) Punjab (b) Haryana (c) Bihar (d) Odisha (e) Assam

Last Answer : Ans: (e)

Description : Which two states have a common High Court? (1) Himachal Pradesh and Uttar Pradesh (2) Haryana and Punjab (3) Gujarat and Maharashtra (4) Kerala and Tamil Nadu

Last Answer : (2) Haryana and Punjab Explanation: Punjab and Haryana High Court is a common High Court for both the States of Punjab and Haryana and Union territory of Chandigarh, in India. It is situated at Chandigarh, the capital of the States of Punjab and Haryana.

Description : The Buckingham Canal, which has been declared a National Waterway of India recently, is a canal running from (a) Punjab to Haryana (b) Mumbai to Goa (c) Vijayawada to Villupuram (d) Cochin to Kozhikode (e) Kanyakumari to Rameshwaram

Last Answer : Ans: (c)

Description : Which State in India is known as the 'Granary of India'? (a) Haryana (b) Andhra Pradesh (c) Punjab (d) Kerala

Last Answer : Ans: (c)

Description : Western disturbances cause rainfall in the following Indian states during winter – (1) Punjab and Haryana (2) Madhya Pradesh and Uttar Pradesh (3) Kerala and Karnataka (4) Bihar and West Bengal

Last Answer : (1) Punjab and Haryana Explanation: The term 'Western Disturbance' is used to describe an extra tropical storm, which brings winter rain and sometimes snow to the northwestern parts of the In- ... it passes across north India, it helps to increase monsoon activity over Punjab and Uttar Pradesh.

Description : As per 2011 census, among the following States, which State has the lowest child-sex ratio? (1) Chhattisgarh (2) Punjab (3) Kerala (4) Haryana

Last Answer : (4) Haryana Explanation: In the Census 2011, Haryana (834), Punjab (846), Jammu & Kashmir (862), Delhi (871) and Chandigarh (880) had the lowest child sex-ratios. In the period 1991-2011, child sex-ratio declined from 943 to 919, whereas the overall sex-ratio climbed up to 945 from 927.

Description : Which of the following states as percensus, has the highest and lowest sex ratio respectively? (1) Kerala and Haryana (2) Himachal Pradesh and Punjab (3) Meghalaya and Bihar (4) Tamil Nadu and Uttar Pradesh

Last Answer : (1) Kerala and Haryana Explanation: Like the 1991 Census, the highest sex ratio (1058) had been reported in Kerala. Haryana reported the lowest sex ratio of 861 among the major states. According to 2011 census, Highest sex ratio-Kerala (1084) Lowest sex-ratio-Haryana (879).

Description : __________is the largest state of canal irrigation. A. Uttar Pradesh. 2. Punjab. C. Haryana. D. Kerala

Last Answer : A. Uttar Pradesh.

Description : Which states is the biggest producer of cashewnut? (a) Tamil Nadu (b) Assam (c) Kerala (d) Punjab

Last Answer : Ans: (a)

Description : In which part of the country, grain banks have been set up the NGO’s? a. Gujarat b. Haryana c. Punjab d. Maharashtra.

Last Answer : d. Maharashtra.

Description : In which part of the country, grain banks have been set up by NGO’s? (a) Gujarat (b) Haryana (c) Punjab (d) Maharashtra

Last Answer : (d) Maharashtra

Description : Where the High Courts in India first set up? (1) Delhi and Calcutta (2) Bombay, Madras, Calcutta (3) Bombay, DelOhi, Calcutta (4) Madras and Bombay

Last Answer : (2) Bombay, Madras, Calcutta Explanation: The Calcutta High Court is the oldest High Court in the country, established on 2 July, 1862. Madras High Court in Chennai, Bombay High Court in Mumbai, Calcutta ... Manipur and Tripura --- taking the total number of High Courts in the country from 21 to 24.

Description : Which one of the following High Courts has the territorial jurisdiction over Andaman and Nicobar Islands? (1) Andhra Pradesh (2) Calcutta (3) Orissa (4) Madras

Last Answer : (2) Calcutta Explanation: Calcutta High court has the territorial jurisdiction over Andaman and Nicobar Islands. The Calcutta High Court is the oldest High Court in India. It was established as the High Court of Judicature at Fort William on 1 July 1862 under the High Courts Act, 1861.

Description : Which one of the following High Courts has the territorial jurisdiction over Andaman and Nicobar Island? (1) Andhra Pradesh (2) Calcutta (Kolkata) (3) Madras (Chennai) (4) Odisha

Last Answer : (2) Calcutta (Kolkata) Explanation: The Calcutta High Court has the territorial jurisdiction over West Bengal, it is having circuit bench at Port Blair.

Description : From which of the following banks did Madan Mohan Malaviya take loans for financing "The Hindustan Times"? (SSC CGL 1st Sit. 2013) (a) State Bank of India (b) Punjab National Bank (c) Bank of Maharashtra (d) Bank of Baroda

Last Answer : (b) Punjab National Bank

Description : The structure of the registry which will enable quick sharing of information about unstructured borrowers and help banks fight bad loans. The registry is called _______ A. CIBIL B. Fraudelent Borrowers List C. RBI wilful Defaulter List D. Central Fraud Registry E. None of the Above

Last Answer : D. Central Fraud Registry Explanation: The Reserve Bank of India has operationalised a Central Fraud Registry (CFR). The registry will make available more information to banks at the time of starting a ... of an account. The CFR is a centralised searchable database which can be accessed by banks.

Description : Between which of the destinations the first Indian train was started? (a) From Calcutta to Delhi (b) From Mumbai to Thane (c) From Mumbai to Surat (d) From Mumbai to Madras

Last Answer : (b) From Mumbai to Thane

Description : Match the following: [IAS 1997] Climatic Conditions Reasons A. Madras is warmer than Calcutta 1. North-East Monsoon B. Snowfall in Himalayas 2. Altitude C. Rainfall decreases from West Bengal to Punjab 3. Western depressions D. Sutlej-Ganga Plain gets ... 1 2 4 5 (b) 4 5 1 3 (c) 5 2 4 3 (d) 5 1 3 4

Last Answer : Ans: (c)

Description : Which of the following service(s) is/are available in small finance banks? A. Providing loans B. Acceptance of deposits C. Setting up of Subsidiaries D. Both (A) and (B) E. None of the Above

Last Answer : D. Both (A) and (B) Explanation: Banks with a small finance bank license can provide basic banking service of acceptance of deposits and lending.

Description : Which state becomes the first state to use the automated weather stations for farmers? a. Maharashtra b. Haryana c. Madhya Pradesh d. Gujarat e. Kerala

Last Answer : a. Maharashtra

Description : In which of the following states is Rosa Power Plant located? (a) Uttar Pradesh (b) Madhya Pradesh (c) Odisha (d) Haryana (e) Punjab

Last Answer : Ans: (b)

Description : "Indira Gandhi Canal", which is around 450 km long, provides irrigation facility mainly to which of the following states? (a) Punjab (b) Haryana (c) Madhya Pradesh (d) Gujarat (e) Rajasthan shop.ssbcrack.com

Last Answer : Ans: (e)

Description : Which of the following banks has reported its point of sales terminal (PoS) network as largest in the country? A) HDFC B) Punjab National Bank C) SBI D) ICICI E) Axis Bank

Last Answer : C) SBI Explanation: SBI‘s point of sales terminal network has become the largest in the country after it took over its private sector rivals. It plans to add 1 lakh PoS terminals in current fiscal ending March 2017.

Description : Which of the following banks has teamed up with Apollo to set up asset reconstruction company (ARC)? A) SBI B) Punjab National Bank C) Axis Bank D) ICICI Bank E) Both A and D

Last Answer : D) ICICI Bank Explanation: With the banking sector buffeted by bad loans, the country s largest private lender ICICI Bank teamed up with private equity major Apollo Global Management to launch an ... will acquire debt from lenders and also take equity stakes in borrowers, a bank statement read.

Description : Which two banks have been given the tag “too big too fail” for the year 2016? A) ICICI and Axis Bank B) Axis Bank and Punjab National Bank C) Punjab National bank and SBI D) SBI and ICICI E) SBI and Axis Bank

Last Answer : D) SBI and ICICI Explanation: The Reserve Bank of India retained the tag of -too big to fail banks for SBI and ICICI second year in a row. This means that the banking regulator ... time. Both these banks are required to make additional capital requirements after they were named as D-SIBs.

Description : Hindustan Machine Tools has its factories at (a) Bengaluru (Karnataka) (b) Kalamassery (Kerala) (c) Pinjore (Haryana) (d) All the three places above

Last Answer : Ans: (d)

Description : Amongst the following Indian States which one has the minimum total forest cover? [IAS 2004] (a) Sikkim (b) Goa (c) Haryana (d) Kerala

Last Answer : Ans: (c)

Description : The "Recall Provision" to remove the elected office bearers from the local Self Government institution has been executed in (1) Bihar (2) Kerala (3) Haryana (4) Madhya Pradesh

Last Answer : (4) Madhya Pradesh Explanation: Atpresent, there is no provision in the Indian Constitution or in the Representation of People's Act 1951 for Recall, that is basically a process whereby the ... states like Madhya Pradesh and Chhattisgarh have executed the provision at the level of local bodies.

Description : In which state of India is there a uniform civil code? (1) Meghalaya (2) Kerala (3) Haryana (4) Goa

Last Answer : (4) Goa Explanation: Uniform civil code of India is a term referring to the concept of an overarching Civil Law Code in India. A uniform civil code administers the same set of secular civil laws ... 1961 by India, when the Indian government promised the people that their laws would be left intact.

Description : Assertion(A): Per capita Income is not a useful criterion and should not be used as measure of development. Reason( R) :Kerala with lower per capita income has a better human development ranking than Haryana. a) Both A ... of A. c) A is correct but R is wrong. d) A is wrong but R is correct.

Last Answer : b) Both A and R are true and R is the not correct explanation of A.

Description : Which of the following states/union territories has the lowest sex ratio? (a) Kerala (b) Goa. © Delhi (d) Haryana.

Last Answer : © Delhi

Description : In which one of the following states is overgrazing the main reason for land degradation? (a) Maharashtra (b) Punjab (c) Haryana (d) Uttar Pradesh

Last Answer : In which one of the following states is overgrazing the main reason for land degradation? (a) Maharashtra (b) Punjab (c) Haryana (d) Uttar Pradesh

Description : The principal cause of soil damage in Punjab and Haryana is (a) Deforestation (b) Soil erosion (c) Excessive cultivation (d) Salinity and water logging

Last Answer : Ans: (d)

Description : The Rajasthan Canal Project coven (a) Punjab (b) Punjab, Haryana and Rajasthan (c) Haryana (d) Rajasthan

Last Answer : Ans: (b)

Description : The Damodar Valley Project concerns two states (a) Madhya Pradesh and Uttar Pradesh (b) West Bengal and Bihar (c) Maharashtra and Karnataka (d) Haryana and Punjab

Last Answer : Ans: (b)

Description : The Indian States which have common borders with Pakistan are (a) Gujarat, Himachal Pradesh, Haryana and Jammu & Kashmir (b) Gujarat, Jammu & Kashmir, Punjab and Rajasthan, (c) Jammu & Kashmir, Haryana, Rajasthan and Punjab (d) Jammu & Kashmir, Himachal Pradesh, Punjab and Rajasthan

Last Answer : Ans: (b)

Description : Beas flows through the State of (a) Punjab, Haryana and Rajasthan (b) Punjab, Haryana, and Jammu (c) Punjab and Himachal Pradesh (d) Punjab and Haryana

Last Answer : Ans: (d)

Description : Which State has the largest number of sugar mills? (a) Punjab (b) Haryana (c) Tamil Nadu (d) Uttar Pradesh

Last Answer : Ans: (d)

Description : Which State has the largest number of sugar mills? (a) Punjab (b) Haryana (c) Tamil Nadu (d) Uttar Pradesh

Last Answer : Ans: (d)

Description : The state which has attained the dubious distinction of being topper in the list with the highest encroachment of forest land: (a) Bihar (b) Andhra Pradesh (c) Haryana (d) Punjab

Last Answer : Ans: (c)

Description : Which Indian state is known as 'Land of Five Rivers' ? [Railways 1993] (a) U.P. (b) Punjab (c) Haryana (d) Jammu and Kashmir

Last Answer : Ans: (b)

Description : The Bhakra Nangal Multipurpose Project is a joint venture of [IAS 2009] (a) Punjab and Haryana only (b) Punjab, Haryana and Rajasthan only (c) Punjab, Haryana, Rajasthan and Himachal Pradesh (d) Punjab and Himachal Pradesh only

Last Answer : Ans: (b)

Description : Which of the following states are the first states in India where Integrated Criminal Justice System (ICJS) will be launched? (1) Punjab and Haryana (2) Telangana and Andhra Pradesh (3) Madhya Pradesh and Chhattisgargh (4) Bihar and Jharkhand

Last Answer : (2) Telangana and Andhra Pradesh Explanation: Integrated Criminal Justice is system in which the courts, police stations, Prosecution, forensic Science laboratories and Jails are integrated. Telangana and Andhra Pradesh are the first two states that has chosen the ICJS system.

Description : Which among the following States did record the formation of maximum Coalitation Governments in between 1967 to 1971? (1) Uttar Pradesh (2) Haryana (3) Bihar (4) Punjab

Last Answer : (3) Bihar Explanation: The maximum number of coalition government between 1967 to 1971-72 was formed in Bihar. During this period 9 governments were formed in the state.

Description : Which commission made the recommendations which formed the basis for the Punjab Reorganisation Act which created the states Punjab and Haryana? (1) Dhar Commission (2) Dass Commission (3) Shah Commission (4) Mahajan Commission

Last Answer : (3) Shah Commission Explanation: Haryana state was formed on 1 November, 1966, on the recommendation of the Parliamentary Committee which was announced in the Parliament on 23 September, 1965. On ... Sangrur), Narwana (district Sangrur), Naraingarh, Ambala and Jagadhri were also to be included.

Description : Laterite soil is found in which of the following States? (1) Haryana and Punjab (2) Gujarat and Rajasthan (3) Jammu & Kashmir and Himachal Pradesh (4) Karnataka and Tamil Nadu

Last Answer : (4) Karnataka and Tamil Nadu Explanation: Laterite soils are found on the highland areas of plateau Karnataka. Kerala, Tamil Nadu and hilly regions of Assam. Rajmahal hills and Chhotanagpur plateau. These ... rich in iron. So these are suitable for plantation of crops like tea, rubber, coffee etc.