D) SBI and ICICI Explanation: The Reserve Bank of India retained the tag of ―too big to fail‖ banks for SBI and ICICI second year in a row. This means that the banking regulator considers failure of these banks to be dangerous for the economy, which renders them ‗too big to fail‘. RBI had designated both these banks as domestic systemically important banks (D-SIBs) last year in August for the first time. Both these banks are required to make additional capital requirements after they were named as D-SIBs.