Most lawyers focus on a particular specialty or small area of expertise. This is best for everyone involved, because the lawyer becomes an expert in their area of law and is more likely to win their cases and negotiate better settlements. A certain area of law that some lawyers specialize in is professional liability. Persons who act as contractors, freelancers and professionals like doctors, dentists, chiropractors and others are considered independent professionals and they should carry insurance for liability. Liability might occur when something goes wrong on a job they have worked on or finished. For example, if a contractor is working in a residence and accidentally damages a wall he will need to pay for repair of such damage. His professional liability insurance would pay for those