When To Apply For A PLUS Loan?

When To Apply For A PLUS Loan?
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Paying for higher education gets more and more costly each day. Many of the programs that used to be very helpful for funding college such as the Pell Grant and other state funded grants have been reduced drastically due to budget cuts. While students can qualify for their own student loans, this sometimes may not be enough to cover the total costs. In these situations, parents have the ability to apply for a Parent PLUS loan. Parents can borrow up to the total outstanding balance for their child's education costs through a program that is much the same as the Federal Stafford Student Loans. Unlike many financial assistance programs, PLUS loans are not based on need. When the parent applies for a PLUS loan, they undergo a credit check as if they were applying for a regular personal loan. I
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