If you need some money to finance wedding, travel, home improvement, medical emergency, higher education or anything else, you can simply apply for a personal loan.First, you should compare among all the banks and NBFCs to find the best one in respect of interest rate and the benefits offered. It is recommended go for an NBFC like Bajaj Finserv to apply for a personal loan. After you choose the lender, you can apply via online process or offline process. Check the eligibility criteria, documents required, credit score required and interest rate, before applying.Online procedure to apply for a personal loan:Step 1: Fill the online form. Fill-in all details and submit the form.Step 2: Get an instant approval. Select your required loan amount and tenure.Step 3: Representative will get in touch for document collection.Step 4: Money will be credited to your account!You can even apply for a Personal Loan by sending SMS or giving a missed call.