Renting a car can be a great way to get around when you are traveling. The problem is that insurance is not included in most rentals. Worse, there is a confusing patchwork of rules and regulations that can lead people to believe they are insured when they are not.When you rent a car, you will always be asked if you want to purchase insurance from the rental car company. These policies are sometimes given a hard sell as they are very profitable. Predictably, their coverage is extremely over-priced. For example, if the rental car company is offering its coverage for $15 a day, that is the equivalent of $5,475 a year, several times what a typical car insurance policy would cost.The best way to avoid this is to use a major credit card that offers rental car insurance. This is a bargain, howeve