How To Evaluate If You’ve Got A Good 401(k) Plan?

How To Evaluate If You’ve Got A Good 401(k) Plan?
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With virtually every company across the country now offering some type of retirement plan there are bound to be some really good ones and some real stinkers. The funny thing is that it really doesn't take much to make the 401(k) plan your company offers a good one and a good plan can make it that much easier to achieve the retirement that you want.If your 401(k) plan has most of these attributes, you're in good shape.Low costsOne of the easiest ways to improve the return on your investments is not by trying to pick the best performing stocks or mutual funds out there. It's picking the ones with the lowest costs. Expenses cut directly into the amount that goes into your pocket so lower expenses mean more money for you. Look for mutual funds with an expense ratio of 1% or less. Index funds s
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Related questions

Are you concerned about 401(k) plan participants engaging in market timing and excessive trading?

Description : Are you concerned about 401(k) plan participants engaging in market timing and excessive trading?

Last Answer : Our 401k provider restricts movement in and out of a given fund to a relatively small (I think it is 3) in a single month. The other thing they do is they execute transfers only at the end of the ... cash position. If you want the rationale I could call our local office to see why they do this. SRM

How does a 403b retirement plan differ from a 401(k) plan?

Description : How does a 403b retirement plan differ from a 401(k) plan?

Last Answer : It is always good to have a retirement plan you need to first decide what you want,this site http://www.nationwide.com/403b-retirement-plans.jsp will tell you about a 403b plan which differs from a 401k plan which is usually offered by your company.

What does it mean to rollover a 401[k]? [context: E*trade]?

Description : What does it mean to rollover a 401[k]? [context: E*trade]?

Last Answer : I'm going through this process right now. A rollover is when you transfer your vested funds from your company's 401K retirement savings account into a 401K at another company, or to an IRA when you retire. ... There's a lot more to know but this, but this is the basic explanation. Hope this helps.

401(k) vs. IRA: financial whizzes, please tell me--why would I switch from one to the other?

Description : 401(k) vs. IRA: financial whizzes, please tell me--why would I switch from one to the other?

Last Answer : answer:No problems leaving them where they are normally. All 401ks are individualized to different companies however, check with your HR department and contact the fiduciary firm just to double check. If you ... a 401k. Fees will likely be smaller on the individual mutual funds you hold as well.

I Need My 401k Money Now should I Borrow from 401(k)?

Description : I Need My 401k Money Now should I Borrow from 401(k)?

Last Answer : Borrowing from 401k is a good and also a bad idea. If you borrow from 401k, you will get deeper in debt. Imagine, you work hard and you are get taxed by the government to fund the 401k, ... . Borrowing money is not the solution to your Financial Problem. Always solve your problem, don't escape it.

Roth 401(k) vs. Traditional 401(k) and your Paycheck?

Description : Roth 401(k) vs. Traditional 401(k) and your Paycheck?

Last Answer : Roth 401(k) vs. Traditional 401(k) and your PaycheckA 401(k) can be an effective retirement tool. As of January2006, there is a new type of 401(k) contribution. Roth 401(k)contributions ... Use this calculator to help determine theoption that could work for you and how it might affect yourpaycheck.

401(k) and 403(b) Retirement Plans?

Description : 401(k) and 403(b) Retirement Plans?

Last Answer : These plans let you save for retirement while deferring income taxes on the saved money and earnings until withdrawal.Click here to fill out the 401(k) and 403(b) Retirement Plansform

How do I rollover my 401(k) to a Roth IRA?

Description : How do I rollover my 401(k) to a Roth IRA?

Last Answer : You must have a roth ira open. When you are separated from your employer, or turn 59.5, you can instruct your employer to directly roll your 401k over to the roth ira.

If I borrow from my 401 K, do I have to pay any interest and penalties?

Description : If I borrow from my 401 K, do I have to pay any interest and penalties?

Last Answer : In general, yes. Unless you meet certain strict requirements, there is a 10% penalty if you withdraw from your 401K.

What is the maximum yearly contribution I can make to my 401 K?

Description : What is the maximum yearly contribution I can make to my 401 K?

Last Answer : This ammount varries from person to person and from year to year. For both 2009 and 2010 the maximum a person can contribute to their 401 K plan(s) is either the maximum allowed contribution set by your employer, or $16,500, whichever of these is the lower ammount.

How do I search 401 K plans on the internet?

Description : How do I search 401 K plans on the internet?

Last Answer : There are generally four methods you can use to find an old 401k plan. Help for 401k plan sponsors, retirement professionals, small business, employee and 401(. Your web browser does not support JavaScript or you have disabled it.

Are there tax implications with a 401(k) IRA rollover Roth?

Description : Are there tax implications with a 401(k) IRA rollover Roth?

Last Answer : You can roll your 401(k) to a Roth IRA. A Roth IRA is pre-taxed dollars, so when you withdraw the money upon retirement, there will be no taxes on it as the taxes are already paid. You'll ... helpful: http://www.kiplinger.com/columns/kiptips/archives/yes-you-can-roll-over-a-401k-into-a-roth-ira.html

Assume a frequency range of 401.000 MHz to 401.050 MHz, if you apply 25 kHz channeling plan, determine the center frequency of the first channel from the lower limit. A. 401.010 MHz B. 401.0125 MHz C. 401.025 MHz D. 401.00625 MHz

Description : Assume a frequency range of 401.000 MHz to 401.050 MHz, if you apply 25 kHz channeling plan, determine the center frequency of the first channel from the lower limit. A. 401.010 MHz B. 401.0125 MHz C. 401.025 MHz D. 401.00625 MHz

Last Answer : B. 401.0125 MHz

Can I roll my 401 into a IRA in someone elses name?

Description : Can I roll my 401 into a IRA in someone elses name?

Last Answer : There are various products for this. You can set up the Multi-Station Wandering Alarm to alert you if she leaves the house: http://www.alzstore.com/Alzheimers/multi-station-wandering-alarm.htm

Which of the following range of Air Pollutant Index is considered as hazardous? (1) 301-500 (2) 201-300 (3) 101-200 (4) 401-500

Description : Which of the following range of Air Pollutant Index is considered as hazardous? (1) 301-500 (2) 201-300 (3) 101-200 (4) 401-500

Last Answer : (1) 301-500 Explanation: An Air Quality Index (AQI) of 301-500 is considered as hazardous to human health. It denotes the severely polluted state of air. AQI values over 300 trigger ... of emergency conditions. The entire population is even more likely to be affected by serious health effects.

If frequency range of 401.000MHz to 401.050MHz has to be channelized at 12.5 kHz between channel, what is the center of its first channel from the lower limit? A. 401.125MHz B. 401.00625MHz C. 401.025MHz D. 401.0125MHz

Description : If frequency range of 401.000MHz to 401.050MHz has to be channelized at 12.5 kHz between channel, what is the center of its first channel from the lower limit? A. 401.125MHz B. 401.00625MHz C. 401.025MHz D. 401.0125MHz

Last Answer : B. 401.00625MHz

57% of 400 + 23% of 700 + 32% of 1100 – 28% of 1300 = ? a) 401 b) 389 c) 377 d) 364 e) 352

Description : 57% of 400 + 23% of 700 + 32% of 1100 – 28% of 1300 = ? a) 401 b) 389 c) 377 d) 364 e) 352

Last Answer : ? = 57×4 + 23×7 + 32×11 - 28×13 = 228 + 161 + 352 – 364 = 377 Answer: c)

3001 × 99 ÷ 11 -6001 × 8 + 401 × 11 + (303)2 = ? a) 76125 b) 78129 c) 75000 d) 75221 e) 74532

Description : 3001 × 99 ÷ 11 -6001 × 8 + 401 × 11 + (303)2 = ? a) 76125 b) 78129 c) 75000 d) 75221 e) 74532

Last Answer : ? =3001× 99 ÷ 11 – 6001 × 8 + 401 × 11 +(303)2 =3001 × 9 – 6001 × 8 + 401 × 11 + (303)2 =27009 -48008 + 4411 + 91809 = 75221 Answer: d)

Which of the following range of Air Pollutant Index is considered as hazardous ? (1) 301-500 (2) 201-300 (3) 101-200 (4) 401-500

Description : Which of the following range of Air Pollutant Index is considered as hazardous ? (1) 301-500 (2) 201-300 (3) 101-200 (4) 401-500

Last Answer : 301-500

In a famous restaurant rooms were numbered from 401 to 430, each room gives an earning of Rs. 4675/ day for the first 15 days a month and for the later half, Rs. 5370/ day per room. Find the average income room per day over the month of 30 days? A) 5700.5 B) 5872.7 C) 5900.5 D) 5022.5

Description : In a famous restaurant rooms were numbered from 401 to 430, each room gives an earning of Rs. 4675/ day for the first 15 days a month and for the later half, Rs. 5370/ day per room. Find the average income room per day over the month of 30 days? A) 5700.5 B) 5872.7 C) 5900.5 D) 5022.5  

Last Answer : Answer: D) Total number of rooms = 30 earning in 1st 15 days for 30 rooms  = 15 * 4675* 30 = Rs. 2103750 earning in 2nd 15 days for 30 rooms  = 15 * 5370 * 30 = Rs. 2416500 Average income per ... day over the month of 30 days  = [ 2103750 + 2416500] / [ 30 * 30]  = Rs. 5022.5

How would you evaluate 15k when k equals 3?

Description : How would you evaluate 15k when k equals 3?

Last Answer : Therefore 15k is 15 times 3 = 45

Once a change has been requested what is the next step in the change control process? a. Evaluate the change. b. Advise the sponsor. c. Update the change log. d. Update the project plan.

Description : Once a change has been requested what is the next step in the change control process? a. Evaluate the change. b. Advise the sponsor. c. Update the change log. d. Update the project plan.

Last Answer : a. Evaluate the change.

Once a change has been requested what is the next step in the change control process? a. Evaluate the change. b. Advise the sponsor. c. Update the change log. d. Update the project plan

Description : Once a change has been requested what is the next step in the change control process?  a. Evaluate the change.  b. Advise the sponsor.  c. Update the change log.  d. Update the project plan

Last Answer : a. Evaluate the change.

Which was in power in the U. K. when India got independence? -Do You Know?

Description : Which was in power in the U. K. when India got independence? -Do You Know?

Last Answer : answer:

What is Rachel's k friend got into trouble for comments he made about another friends picture do you think comments were complimentary or insulting?

Description : What is Rachel's k friend got into trouble for comments he made about another friends picture do you think comments were complimentary or insulting?

Last Answer : What is the answer ?

My boyfriend got one of those coffee machines that uses the cups. I think they are called K cups. Are there other kinds of beverages you can make in them and can you use regular coffee or are they only for coffee in those pre-packaged cups?

Description : My boyfriend got one of those coffee machines that uses the cups. I think they are called K cups. Are there other kinds of beverages you can make in them and can you use regular coffee or are they only for coffee in those pre-packaged cups?

Last Answer : Pod machines use small disks of coffee prepackaged, as K-cups, in their own filter-paper. To brew, pod into the machinyou slip ae and press a button. The main advantage of the pod machine ... of coffee available, because the the pod is standard, many different companies can offer in pod form.

Have you got any Vitamin K foods?

Description : Have you got any Vitamin K foods?

Last Answer : There are many different foods containing Vitamin K, and many of them could be right in your fridge, including but limited to: Brussel sprouts, Collard greens, Kale, Broccoli and Lettuce.

Which was in power in the U. K. when India got independence?

Description : Which was in power in the U. K. when India got independence?

Last Answer : Labour Party

If we somehow mix the genes of a corona-immune creature and a phage and make it attack a virus instead of a bacteria then it sall be a cure won't it please tell me if there is any hole in my plan.-Nithesh.K?

Description : If we somehow mix the genes of a corona-immune creature and a phage and make it attack a virus instead of a bacteria then it sall be a cure won't it please tell me if there is any hole in my plan.-Nithesh.K?

Last Answer : *shall and no question mark at the end..

The First Five Year Plan (19511 956) was drafted by - (1) P C Mahalanobis (2) K N Raj (3) J C Kumarappa (4) Jawaharlal Nehru

Description : The First Five Year Plan (19511 956) was drafted by - (1) P C Mahalanobis (2) K N Raj (3) J C Kumarappa (4) Jawaharlal Nehru

Last Answer : (2) K N Raj Explanation: Kakkadan Nandanath Raj was a veteran Indian economist. He is popularly known as K. N. Raj. He played an important role in India's planned development, drafting sections of India's first Five Year Plan.

The First Five Year Plan (1951-1956) was drafted by : (1) PC Mahalanobis (2) K N Raj (3) JC Kumarappa (4) Jawaharlal Nehru

Description : The First Five Year Plan (1951-1956) was drafted by : (1) PC Mahalanobis (2) K N Raj (3) JC Kumarappa (4) Jawaharlal Nehru

Last Answer : (2) K N Raj Explanation: Kakkadan Nandanath Ray was a veteran Indian economist. He is popularly known as K. N. Raj. He played an important role in India’s planned development, drafting sections of India’s first Five Year Plan.