Whether you just bought a home, or have been a homeowner for years, your home sweet home may need a few vital or simple repairs that you currently cannot afford. Like many others, you do not want to dip into your savings or retirement account, and more so you do not want to take out a loan that gradually produces interest. Thus, state or federal repair grants are the perfect solution, at no cost. Your grant acceptance is not determined by your income, property value or debt; but rather by the absolute need.Research government entitiesThe best initial step to finding the type of grant or program best for you, is to research all the possibilities. The federal government offers a variety of grants for home owners, some based on whether you experienced a natural disaster or on the community where you live. It is part of the government's responsibility to assure that each United States citizen has security and a suitable roof over his or her head. The U.S. Department of Housing and Urban Development is one of the first places you should search, because they offer a variety of federal loan and community-based programs that provide a numerous amount of information and links. Furthermore, this department contains the Office of Departmental Grants Management and Oversight (ODGMO), which documents the availability of funds and the goals/policies based upon federal acts and legislation.Research possible government grants and programs through the U.S Department of Housing and Urban Development, along with recommended sources and contacts. Finding other grant sourcesIf you do not think a government grant is the way to go, or if you applied and were unsuccessful, consider contacting private or public corporations that define their mission based upon community efforts and sustainable home living and repairs. Once you find the perfect fit, either write your own grant based on their application requirements, or hire another to do so. The key here, like with any other grant, is to find a grant that suits your needs and goals.If all else fails, search for independent or corporate organizations that offer grants for home repairs and/or sustainable living. No matter what type of home repair is needed, a wide variety of government home repair grants and private corporation grants are available to almost anyone.