Where can I find a bank that allows mutual funds and free checking?

Where can I find a bank that allows mutual funds and free checking?
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Answer :

Most banks will allow free checking with a certain amount of a deposit. Also, a lot of banks do mutual funding as well, you can check with any local bank in the phone book.
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Suppose I borrow money from X and I authorize my bank to make monthly payments directly from my checking account. Now, I want more flexibility by paying either online or by check. X refuses to let me do this. But my bank refuses to "stop payment" on these tranfers even though its my money and it has no obligation to X. What's the law on this?

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